Photo of the Day - December 30, 2020

Third at state!

Spartan volleyball players Jenna Albrecht and Lacey Kaiser celebrate with teammates after the team's 2-1 win over Rockford Lutheran to finish 3rd at the 2019 Illinois High School Association's Volleyball State Final in Class 2A. Finishing the season 36-5, St. Joseph-Ogden brought home the hardware after a three-set thriller, 25-11, 20-25, 25-23. Photo: PhotoNews Media/Clark Brooks

Lender makes home loan process easier for buyers

Vanderbilt Mortgage and Finance, Inc., a Berkshire Hathaway company and Illinois Residential Mortgage Licensee, has launched a new video promoting its easy loan process.

"Getting a home loan should not be an intimidating and difficult process, and we are continuously working to make the home financing journey - from application to closing - as easy as possible," said company president Eric Hamilton "A seamless home loan process greatly improves the customer experience, which is at the heart of our business."

Vanderbilt also enhanced its online application to simplify the process for customers on the company website.

Along with making the loan approval process easier for customers, Vanderbilt is continuing a program offering no payments for 60 days. This program automatically extends most new customers' first mortgage payment due date for 60 days after closing. While there are some additional requirements and restrictions, the program gives customers extra time to focus on paying the costs of moving in, without worrying about their first mortgage payment.

Over the last two years, the mortgage company has published an updated version of their home loan guide that contains helpful articles designed to explain the loan process to customers and valuable tips to ensure they are prepared during each step along the way.