Viewpoint: Now that you have the diploma, how to work toward early retirement

by Glenn Mollette, Guest Commentator

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Families across America are celebrating high school and college graduations.

Young adults are now faced with going to work or pursuing more education. Employers across America are looking for workers. Colleges are looking for students. Will you spend $25,000 to $60,000 per year to go to school? Or, will you go to work and earn $25,000 to $60,000 or more?

Some of America’s graduates will find jobs working for state or federal government entities. One acquaintance went to work for her state government and retired by the time she was 46. With a full state retirement benefit she started a part-time business that seems to do well. She did not have one day of college education. She started out at an entry level job but worked hard, showed up and received several promotions that provided her with a good income and a very good government retirement.

A high school graduate can enlist into the military. He or she will start out on the bottom but show up and work hard every day and have a retirement by the time they are 38 years old. It’s only 50% of their salary but it’s a respectable check which will provide them financial security for the rest of their lives.

If school teachers start teaching at the age of 23 many can retire by about 51 years old.

Retiring at 46 or 51 is seldom on the mind of someone 18 or even 23. Often, just finding an enjoyable job that is maintainable is the main goal. However, give some thought to the type of work you are pursuing. What kind of financial stability and security will it provide for you and when will it afford you retirement income?

You don’t have to quit working at 46 or 50 just because you have obtained a monthly retirement check. There is a world of opportunities you can pursue. You can start a different career. You can work part-time. Or, you can stay with the job you are doing. Or, just enjoy life.

There is a sacrifice to a lot of jobs. Many jobs may be fulfilling but often come up short on solid retirement plans. Pursue and enjoy what you do but you can’t make a retirement plan happen out of thin air when you hit sixty. Keep in mind you can save a little bit of money every month and it will grow. Be diligent about this every month and you’ll eventually see results. Start now.

The career you went to school for may also allow you to retire at 55 if you want to. You may also train for a job that you will enjoy doing into your late sixties or even seventies or older. An acquaintance of mine is 82. He’s been in the hotel business for many years and loves his work. Another friend was a college President until he was 78 and loved every minute of his work. One of my friends is a surgeon and is 72. He loves working every day.

Today is a good time to think about what you are doing and where it will take you. Consider what you want life to look like when you arrive at your destination.

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Dr. Glenn Mollette is a syndicated American columnist and author of American Issues, Every American Has An Opinion and ten other books. He is read in all 50 states. The views expressed are those of the author and are not necessarily representative of any other group or organization.

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This article is the sole opinions of the author and does not necessarily reflect the views of The Sentinel. We welcome comments and views from our readers. Submit your letters to the editor or commentary on a current event 24/7 to editor@oursentinel.com.

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Area winter and summer U of I grads announced

The University of Illinois Urbana-Champaign announced graduates for the fall semester 2020, as well as those who graduated in August 2020 last week. There were 3,428 graduates in December of which 10 are from our area.  In August, one area student was among the 1,626 conferred degrees last year.

St. Joseph native Rachel Gherna, an English major, earned her bachelor degree with High Distinction and graduated Cum Laude in December.

High Distinction is awarded to students with a GPA of 3.5 or higher for exceptional, praiseworthy work in the honors seminars and English courses. The candidate must also write an honors thesis with two out of three readers on the review panel recommending the work for High Distinction.

Cum Laude recognition is given to students in the top 12% of their class that maintains a GPA of at least 3.87.

December 2020 graduates include:

Julie Block, Tolono
Master of Education in Education Policy, Organization and Leadership
Graduate College

Robert Malmberg, Tolono
Bachelor of Arts in Liberal Arts and Sciences
Liberal Arts and Sciences

Tara Van Pelt, Tolono
Master of Social Work
Graduate College

Jonam Walter, Tolono
Master of Science in Agricultural and Biological Engineering
Graduate College

Kelly White, Tolono
Doctor of Philosophy in Education Policy, Organization and Leadership
Graduate College

Sophie Woolard, Tolono
Bachelor of Social Work
School of Social Work

Lauren Gherna, St Joseph
Bachelor of Arts in Liberal Arts and Sciences
Liberal Arts and Sciences

Kohlten Johnson, St Joseph
Bachelor of Science in Agricultural and Consumer Economics
Agricultural, Consumer and Environmental Sciences

Taryn Lempa, St Joseph
Master of Business Administration
Graduate College

Journey Slowikowski, St Joseph
Bachelor of Science in Liberal Arts and Sciences
Liberal Arts and Sciences

August 2020 degree recipient:

Courtney McGraw, Tolono
Master of Social Work
Graduate College

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The list above is provided by the university and based on the address supplied by students. Students who used a campus address as their mailing address may not be included in this article. This list may not include individual graduates conferred after February 4, 2020. If you suspect a problem with this list, contact the University of Illinois at (217)333-1085 or them at News Bureau. Did you, your son/daughter or a grandchild graduate from a public or private university back in May or this month? Let us know by sending their 2020 college graduation information.

Our 2020 Parkland graduates, here's who earned degrees

This year's pandemic did not divert the efforts of 83 area residents who completed the requirements for their respective programs at Parkland College in May. Nearly a quarter of the graduates in the Class of 2020 received degrees in the medical field.

Due to successive executive orders put in place to stop the spread of the Coronavirus by Governor J.B. Pritzker, Parkland's 53rd Commencement Exercise was held online back on May 22, 2020 via YouTube for the first time in school history. Originally live-streamed, the virtual ceremony included speakers, award presentations, and the reading of the graduates' names.

This summer, Parkland sent graduates a green mortarboard, a Parkland tassel with new signet and a padded diploma cover as well as other memorabilia to commemorate their academic achievement.

The college also plans to extend an invitation to 2020 graduates to walk across the stage at the 2021 exercise.

Here is a list of area graduates enter the job market or continuing their education at a four-year institution:

Briley C Ackerman, Tolono
AAS, Nursing

John M Acklin, Ogden
AES, Engineering Science

Elizabeth K Alt, Tolono
AA, Elementary Education

Cody W Argo, Tolono
AGS, Associate in General Studies

Roger S Ayers, Sidney
AAS, Nursing

Kayla J Balsbaugh, St. Joseph
AAS, Child Development

Hollie N Baltzell, St. Joseph
AAS, Nursing

Jennifer A Barnard, Sidney
AA, General

Jason T Bowman, Ogden
AAS, Agricultural Business: Precision Ag Technology

Kira J Brinkley, Tolono
AFA, Music Education

Melanie L Broch, St. Joseph
AAS, Surgical Technology

Bryson D Chancellor, Tolono
AS, Aviation

Austin R Chilton, St. Joseph
AS, Biological Sciences

Britney F Christman, Sidney
AA, Psychology

Jarrett L Clem, St. Joseph
CER, Construction: Electrical Inside Wireman

Destiny H Coffey, Sidney
AA, Social Work

Bonnie G Collins, Ogden
AAS, Digital Media

Elena K Cotter, St. Joseph
AS, General

Christine M Danielson, Philo
AS, General

Zach T David, Ogden
AGS, Associate in General Studies

Logan J Dobbs, St. Joseph
AAS, Diesel Power Equipment Technology

Kenzie L Dodds, Tolono
AA, Psychology

Austin M Downen, Tolono
AAS, Diesel Power Equipment Technology

Brandon G Downen, Tolono
AA, Sociology

Emily C Eastin, Tolono
AA, General

Trevor B Elliott, St. Joseph
AA, Criminal Justice Education

Mickaela J Fleming, Royal
AAS, Nursing

Hope A Frost, Royal
AAS, Nursing

Lauren N Frost, Tolono
AA, Criminal Justice Education

Justyn R Fruhling, St. Joseph
AAS, Radiologic Technology

Bryce M Haake, St. Joseph
AA, General

Webb T Hancock, Tolono
AGS, Associate in General Studies

Grant C Harper, Ogden
AAS, Automotive Technology

Christian M Hasler, Philo
AA, History

Ashley N Holm, Tolono
AGS, Associate in General Studies

Devinne D Horton, Sidney
AAS, Nursing

Brandi L Huson, Ogden
AGS, Associate in General Studies

Allyson K James, Philo
AA, Elementary Education

Sophia A Kaisner, Philo
AS, General

Zachary A Kohlmann, Tolono
AGS, Associate in General Studies

Joseph H Lamendola, Tolono
AGS, Associate in General Studies

Kaitlyn M Landis, St. Joseph
AAS, Occupational Therapy Assistant

Payton J Lareau, Tolono
AAS, Emergency Medical Services: Paramedic

Brianna S Lilly, St. Joseph
AAS, Nursing

Alicia A Maxey, St. Joseph
AAS, Criminal Justice

Emily M McCrone, Tolono
AS, General

Emma L Messman, Sidney
AS, General

Devon M Miezio, Ogden
CER, Practical Nursing

Billie J Miller, Philo
AGS, Associate in General Studies

Leah J Miller, Tolono
AAS, Nursing

McKayla R Norton, Philo
AGS, Associate in General Studies

Brendan Z Olauson, St. Joseph
AES, Engineering Science

Kristen A Polizzi, St. Joseph
AAS, Business: Management

Austin R Rein, Ogden
AAS, Agricultural Business: Precision Ag Technology

Ileana L Roberts, Sidney
AAS, Nursing

Carson T Robinson, Sidney
AGS, Associate in General Studies

Samantha J Roderick, Tolono
AA, General

Cori B Rodriguez, Ogden
AAS, Nursing

Paige N Sappenfield, Philo
AAS, Nursing

Megan K Schumacher, St. Joseph
AAS, Veterinary Technology

Sydney J Schurvinske, Sidney
AA, General

Briley L Smith, Tolono
AA, Elementary Education

Katleyn M Smith, Ogden
AAS, Radiologic Technology

Nash C Stanfield, Sidney
AAS, Business: Management

Derek L Stevens, Tolono
AAS, Emergency Medical Services: Paramedic

Andrew J Stewart, St. Joseph
AA, Psychology

Kaitlyn R Taylor, St. Joseph
CER, Practical Nursing

Mitchell R Thompsen, St. Joseph
AS, General

Carrie J Turner, Tolono
AAS, Business: Management

Jordan M Turner, St. Joseph
CER, Automotive Technician

Kyle E Vansickle, Sidney
AGS, Associate in General Studies

Kimberly A Vecchio, Philo
AAS, Business Administrative Technology

Jason M Waldeck, St. Joseph
AS, Computer Science/Computer Information Systems

Emilee M Walters, Tolono
AA, Psychology

Ethan F Warren, Philo
CER, Automotive Technician

Israel D Wells, Sidney
AGS, Associate in General Studies

Kenneth A Wells Jr, St. Joseph
AAS, Respiratory Care

Madison R Wilson, Philo
AS, General

Sarah E Wiseman, St. Joseph
AFA, Art and Design

Nicole L Woller, St. Joseph
AS, General

Casey J Young, Tolono
AA, General

Jordan T Hall, St. Joseph
AAS, Nursing

Tenneal Frerichs, St. Joseph
AAS, Nursing

UIUC confers degrees to 27 area residents

Despite a global pandemic, 9,261 students from the Urbana-Champaign campus of the University of Illinois finished their degree programs to officially graduate. Among the recipients were 27 residents from The Sentinel's area of coverage.

Two students, Jocelyn Harmon and Nicholas Shapland, completed their education as double majors. Harmon, who graduated from the Gies College of Business, earned a second degree in Marketing. Meanwhile, Shapland completed the requirements his additional degree in Political Science.

Shapland graduated with High Distinction from his department in the College of Liberal Arts & Sciences.

Two other Unit 7 alumni in addition to Harmon, Madeline Wilson and Sierra Benson, were awarded High Honors distinction for their academic performance. High honor students finish their college degree with at least a 3.80 grade point average. Students with a GPA of 3.5 to 3.75 graduate with Honors.

Students with a GPA of 3.9 or higher are recognized with Highest Honors. Two undergraduates, Tolono resident Dawson Dodds and Ogden native Carly Frerichs, earned the academic titles upon graduation last May.

Highest honors are awarded to students upon recommendation by his or her department at the University through outstanding performance in course work and in supplementary activities of an academic or professional nature along with an undergraduate thesis or a special project of superior quality.

This year's degree recipients include:

Raghida Abdallah Yassine, St. Joseph
Doctor of Philosophy in Education Policy, Organization and Leadership

Mary Adams, St. Joseph
Master of Social Work

Nicolette Baccadutre, St. Joseph
Master of Education in Education Policy, Organization and Leadership

Cole Berry, St. Joseph
Master of Accounting Science

Ty Brown, St. Joseph
Bachelor of Science in Agricultural and Consumer Economics

Carly Delzell, St. Joseph
Master of Social Work

Kinze Ehmen, St. Joseph
Bachelor of Science in Agricultural Leadership, Education, and Communications

Alexander Izard, St. Joseph
Bachelor of Science in Agricultural and Consumer Economics

Michael Rajlich, St. Joseph
Bachelor of Science in Civil Engineering

Erin Smith, St. Joseph
Master of Education in Education Policy, Organization and Leadership

Patricia Stevens, St. Joseph
Master of Education in Education Policy, Organization and Leadership

Carly Frerichs, Ogden
Bachelor of Science in Kinesiology

Max Daly, Sidney
Bachelor of Science in Agricultural and Consumer Economics

Susan Mantell, Sidney
Master of Science in Nutritional Sciences

Nicholas Shapland, Sidney
Bachelor of Science in Liberal Arts and Sciences

Jesse Kiser, Philo
Bachelor of Science in Liberal Arts and Sciences

Gracie Schweighart, Philo
Bachelor of Arts in Liberal Arts and Sciences

Sierra Benson, Tolono
Bachelor of Fine Arts in New Media

Dawson Dodds, Tolono
Bachelor of Science in Finance

Dawson Dodds, Tolono
Bachelor of Science in Supply Chain Management

Jocelyn Harmon, Tolono
Bachelor of Science in Supply Chain Management and in Marketing

Tatum Hawkins, Tolono
Master of Science in Information Management

Keegan Payne, Tolono
Bachelor of Science in Natural Resources and Environmental Sciences

Younis Ramahi, Tolono
Bachelor of Arts in Liberal Arts and Sciences

Lucas Stark, Tolono
Bachelor of Science in Technical Systems Management

Katrina Widholm, Tolono
Master of Education

Madeline Wilson, Tolono
Bachelor of Science in Journalism

The list above is provided by the university and based on the address supplied by students. This list may not include individual graduates conferred after July 15. If you suspect a problem with this list, contact the University of Illinois at (217)333-1085 or them at News Bureau. Did you, your son/daughter or a grandchild graduate from a public or private university back in May or this month? Let us know by sending their 2020 college graduation information.

Graduating from college in 2020? Let us know

From the very start The Sentinel has publish the names of graduates from our area who have earned degrees from colleges and universities around the state.

Graduates whose names were omitted from our list such as in this linked story - please know it was not intentional - was due to the lack information supplied by their college public relations department.

University communications and public affair offices typically provide or make available lists of fall and spring graduates by zip code. Quite often students living off-campus supply their school address in the city they live while attending school as their contact address instead of their hometown address.

This also happens when The Sentinel and other news organizations publish semester or quarterly Dean's List and Honor Roll accolades.

Are you graduating from a two or four-year institution this May? Is your son, daughter or grandchild earning a college degree, a masters or their doctorate?

The Sentinel would be more than happy to share your graduate's academic accomplishment, so by golly don't be shy and let us know about it. We here to help celebrate the milestone with friends and neighbors in our community. Your news may help inspire a student in high school or junior high to reach for the stars.

Submit the information below with as much information as possible. Then email them to us at editor@oursentinel.com.

ALL SUBMISSIONS MUST BE RECEIVED BY JULY 1, 2020, AND INCLUDE THE FOLLOWING:

• Student’s full name and a contact email address
• A brief description of the graduate including future plans, special achievements, activities, employer etc.
• Name of college or university graduating from
• Major
• Degree earned (for college graduates)
• Year graduating from SJO (if applicable)

Please include your name and telephone number or name and email/phone number for parent or guardian if we need to verify the submitted information at the bottom of the email.

UIUC announces winter graduates

St. Joseph resident Kelsey Dzwileski and Stephanie Costa, from Ogden, completed challenging advanced degree programs at Illinois' flagship academic institution. Dzwileski, who co-authored research on Association of prenatal maternal perceived stress with a sexually dimorphic measure of cognition in 4.5-month-old infants received her PhD in Neuroscience. Costa earn a masters from the renown College of Human Resources and Industrial Relations.

Six former St. Joseph-Ogden High School athletes were also among eight area residents who graduated with Bachelors of Science degrees from the University of Illinois in December.

This year's degree recipients include:

Kelsey Dzwilewski, St. Joseph
Doctor of Philosophy in Neuroscience

Luke Falls, St. Joseph
Bachelor of Science in Information Systems and Information Technology

Rylan Housenga, St. Joseph
Bachelor of Science in Liberal Arts and Sciences

Lindsey Kelso, St. Joseph
Bachelor of Science in Agricultural Communications

Austin Luebchow, St. Joseph
Bachelor of Science in Finance

Casey Modglin, St. Joseph
Bachelor of Science in Agricultural and Consumer Economics

Rachel Mullen, St. Joseph
Bachelor of Science in Crop Sciences

Jacob Pence, St. Joseph
Bachelor of Science in Finance

Kenzie Dodds, Tolono
Bachelor of Science in Liberal Arts and Sciences

Stephanie Costa, Ogden
Master of Human Resources and Industrial Relations

The list above is provided by the university and based on the address supplied by students. Students who used a campus address as their mailing address may not be included in this article. This list may not include individual graduates conferred after February 4, 2020. If you suspect a problem with this list, contact the University of Illinois at (217)333-1085 or them at News Bureau. Did you, your son/daughter or a grandchild graduate from a public or private university back in May or this month? Let us know by sending their 2020 college graduation information.