St. Joseph Garage & Yard Sales for July 16 - 19

106 E. Warren
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

102 W. Sherman
Friday & Saturday

204 East Briarcliff
Sale dates & times unspecified
Baby boy/girl clothes - nb-3t; toys; Baby items; puddle jumpers; double stroller; board games; books; household goods; clothes dryer; weed eaters; table saw; coffee makers; kitchen tables chairs; Adirondack chairs
304 West Briarcliff
Thu 8-?, Fri 8-? and Sat 8-12
Large garage sale! Corner of water and Briarcliff. TONS OF CLOTHES! Lots of sporting gear. Books,shoes you name it. Don’t like the price, make me an offer! All must go.

301 East Lincoln
Thursday / Friday / Saturday

303 East Lincoln
Sale dates & times unspecified

107 N. Seventh Street
Sale dates & times unspecified

505 N. Seventh St.
Thur / Fri /Sat

105 S. Seventh Street
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

202 S. Seventh Street
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

408 N. Fourth St.
Thursday 4:30pm-6:30pm, Friday 12pm-6pm & Saturday 8am-11am
Lots of Womens, Mens, boys clothes, toys, electronic games and learning games, tv, misc. household items, child's ATV, etc..

304 S. Fifth
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

407 2nd Court
Thu 4pm -?, Friday 9am-noon & 3pm-?, No Saturday sales
Baby boy clothes, some baby girl clothes, women's clothing large and up, home decor, lots of misc.

406 Chestnut Drive
Thu 7a-7p, Fri 7a-6p, Sat 7a-?
Three family garage sale. We have so much stuff we can barely get the garage door closed. Lots of Christmas items- lights, ornaments, light holders, and table top items. Little girls clothing 3 moths to 3t. Some teen clothes to adult women and men’s. House wares – coffee cups, glasses, dish set, it’s just to much to tell you all of the items. Bathroom items and tons of nick knack’s. Come on by and check us out, see you all soon!! Rain or shine we will be open!

500 Harlan Wise
Thursday 3pm-? / Friday 8-5 / Saturday 8-12
Men’s and women’s name brand clothing (Nike, Adidas, Under Armour, lulu lemon, express, American Eagle, boutiques, ex) hunting gear, shoes, accessories, electronics, tons of DVDs, electronics, kitchen and home items & decor!

507 Sherwood
Thur 4pm; Fri 8am-5pm; Sat 8am-12pm
Propane heater & tank, aluminum ladder, pool ladders (2), kitchen table, folding chairs, household items, kitchen/bath, home decor, jewelry, books, CDs, DVDs, wooden rocking chair, Amazon Fire TV Sticks (2), Rae Dunn

512 Crestwood Drive
Sale dates & times unspecified
Multi-family garage sale! Boyds Bears, tools, clothes, home decor, cameras, misc.

508 S. Main Street
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

513 Hawthorne Drive
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

603 Hawthorne Drive
Thursday 4pm-? / Friday 8-5/ Saturday 8-12
Multi-Family Garage Sale! Tons of girls clothes (Sizes 12 month-8), Women’s clothing, Tons of Jean (Silver and Maurices Brand), Barn Wedding Decor, Men’s Clothing, Toys, Kitchen Items, Craft Items

607 E. Douglas
Thursday 4pm-? / Friday 8-5/ Saturday 8-12
Old jewelry, baby clothes, strollers, car seats, furniture, toys, misc.

605 Sycamore Drive
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

607 Rosewood
Sale dates & times unspecified

607 Wingstem Drive
July 16 4p-7p, July 17 8a-5p, July 18 8a-12 noon
Lots of kids clothes - birth to 4t boy and girl, toys, women's clothes, men's clothes, candles and vases.

703 Northgate Drive
Friday 8a - 5p & Saturday 8a- 3p
Lots of Brand Name Clothes and Shoes - Boys, Girls, Juniors, Women's and Mens; Boys and Girls Toys; Doc McStuffins Nursery; Sofia The First 87 piece Lego Duplo Set; Sing A Long with Elsa Doll; Hallmark Storybook Buddies; Men's Safety Shoes; Softball Cleats; Full/Queen Frozen Bedding with Sheets. Smoke/Pet Free Home. Everything in excellent condition.

706 Jeanes Drive Unit B
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

808 A Kara Ave.
Friday 8-5/ Saturday 8-12

808 B Kara Ave.
Friday 8-5/ Saturday 8-12

900 B Kara Ave.
Friday 8-5/ Saturday 8-12

1002 Reagan Drive
Thursday 4-7pm / Friday 8a-5p / Saturday 8a-12p
Lots of books, vinyl records, dvds (over 200 $1 each), lots of home decor, ladies and men’s clothes, bike, snow blower and more!

1606 Magnolia Drive
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

1715 E. Grand
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

1308 Peters Drive
Thursday 4pm-? / Friday 8-5/ Saturday 8-12

2239 County Road 1700 North
Thursday 4pm-? / Friday 8-5/ Saturday 8-12


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Money Matters: What's the best way to invest in your future?

by Jake Pence, Guest Columnist

"Real estate or the stock market - which should you invest your money in today?"

This is a fundamental question that many investors must answer at some point on their investing journey. I have consumed hours and hours of content on this exact topic and if there is one thing that I know for certain, it is this … the people creating the content are biased, myself included.

I heavily favor real estate investing over the stock market because it best compliments my goals and skill set, but I also opportunistically invest in stocks.

So … let’s weave through this complex topic and discuss five key points in an objective, fact-driven lens rather than a lens clouded with my personal agenda and bias. The key points I’ll discuss will be barriers to entry, liquidity, diversification, taxation, expected returns, and investment experience.

Barriers to Entry

A widely used economic term, a barrier to entry is a start-up cost and/or obstacle that prevents an individual from easily doing business. When it comes to real estate and the stock market, knowledge and capital will be the two most prominent barriers to entry.

I have found that the barriers to entry for real estate are often overstated because of how easy it is to buy a stock. For better or worse, the barrier to entry to the stock market is almost nonexistent.

If you have a bank account, a smart phone, and a pulse then you can create a Robinhood account and start trading stocks. Therefore, everyone has access to the stock market and can start trading.

In my opinion, that’s a pro and a con, but it does provide equal opportunities and people with small amounts of capital can start putting it to work. Before you put your capital to work, I highly recommend educating yourself on the stock market and how to make educated investment decisions.

While I have found real estate barriers to entry to be overstated, they are still more difficult to overcome than entering the stock market.

Knowledge, capital, and time are the roadblocks you must overcome to invest in real estate.

Knowledge is the easiest to overcome because books, podcasts, and the internet have all of the answers you need. I’m extremely grateful for my education at the University of Illinois, but I learned more about real estate investing from books, podcasts, and YouTube videos than I did in my 400-level real estate investing class from one of the best finance and real estate programs in the country.

Capital is the next obstacle and this one held me back for a few years, but real estate investing should be treated as a team sport. If you have the knowledge, but no capital, then partner with someone who has the capital, but limited knowledge.

If you’re wondering how a cash-poor 22 year old who lives in his parent’s basement, writes articles, and makes YouTube videos is a full-time real estate investor … it's because he partners with people who do have the capital (but limited time and/or knowledge) to invest in real estate.

The last obstacle is time and the common saying to disparage real estate investing is, "I don’t want to get called about a leaky toilet at 3AM."

Well, you’re right. That can happen. However, there are also additional ways to invest in real estate that don’t require that time commitment, such as becoming a passive investor in a real estate syndication.

Before you decide real estate investing isn’t for you, make sure you educate yourself on the different ways you can invest in real estate.

In my next article we will look at the next two key points, liquidity and diversification.


About the author:
• Jake Pence is the President of Blue Chip Real Estate and a consultant for Fairlawn Capital, Inc.. A 2019 graduate from the Gies College of Business at the University of Illinois, he is a 2016 graduate from St. Joseph-Ogden High School where he was a three-sport athlete for the Spartans. You can view his latest acquisitions and advice on his YouTube channel here.

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Unity JFL canceled this fall

Nine days before the start of the Unity Junior Football League program's first practice, league commissioner Jeff Purcell announced on Facebook the 2020 season was officially canceled.

"It was in our best interest to cancel the season due to the COVID pandemic," Purcell told group members. "It was a tough decision and most teams wanted to play, but as the new restrictions came out from the IHSA earlier this past week more and more teams were changing their minds and reversing course.

"Honestly, I don't blame them after reading emails from most of them this morning after the decision last night," he added saying it was not an easy decision. "We did the right thing!!"

Purcell indicated that the league administrators are looking at the possibility of reviving the youth football program this spring.

Champaign County has recorded 1,017 positive cases out of 42.214 tests for the Coronavirus since it began tracking the infection rate in March. The five towns that make up the Unity school district has seen 26 cases so far. Currently, the Champaign-Urbana Public Health District is tracking seven active cases in the area.


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Senior spotlights with Braydon Rupert, Ginny Bytnar & Ross Booker

Ross Booker

Clubs & Activities
Football (1 year)
Maroon Platoon, FFA

Hometown:
St. Joseph

Siblings:
Older brother

Hobbies:
@orking on the farm, landscaping, working outside, and working on motors.

Favorite SJO memories:
During his freshman year, he started FFA and it was fun for Ross to get to know everyone. Two years later sometime during his junior year, he started to consider playing football at SJO. He followed through his senior year thoroughly enjoying every minute of it. He also really enjoyed all of the FFA events he participated in during high school.

Favorite classes:
Into to Ag, Consumers Ed, Ag Mechanics, BSAA, and all of his FFA and Agriculture classes.

Favorite teachers:
Mrs. Olson, Mrs. Mathis, Mrs. Max, and Mrs. Schoudel at PVO and Mr. Shawn Skinner, Ms. Pensinger, Mrs. Katie Duitsman, Mr. Marshall Schacht, Mr. Robert Glazier, Mrs. Jennifer Brooks, and Mr. Don Beckett at St. Joseph-Ogden High School.

College:
Parkland College, majoring auto mechanics with an emphasis in diesel mechanics.

Advice to future SJO students:
Do not take senior year for granted and to cherish every moment of high school because it is a fun and fast four years.

Ginny Bytnar

Clubs & Activities
Marching Band (4 years)
Spanish Club, Spanish Club Leader, We The People, Drama Club

Hometown:
St. Joseph

Hobbies:
Singing, reading, and hanging out with friends and family.

Favorite SJO memories:
Her favorite memory from high school is the Disney Showcase that she was a part of during her junior year. During her senior year, she really enjoyed the circle of memories band meeting for seniors this past fall.

Favorite classes:
Spanish, Physics, Economics, and all of her history classes.

Favorite teachers:
Mr. Dunn at St. Joseph Grade School, Mr. Risley at St. Joseph Middle School, and Senor Zak Sutton and Mr. Kevin Simondsen at St. Joseph-Ogden High School.

College:
University of Illinois majoring in Electrical Engineering

Advice to future SJO students:
Use your time well and to ask for help because the staff and teachers are nice.

Braydon Rupert

Clubs & Activities
Basketball (4 years)
Maroon Platoon

Hometown:
St. Joseph

Siblings:
Three older sisters

Hobbies:
Watching movies, listening to music, and hanging out with friends and family.

Favorite SJO memories:
Playing basketball all four years. He enjoyed being a part of the basketball team, as it was a great family of players.

Favorite classes:
Intro to Ag with Mrs. Katie Duitsman and Algebra II with Mr. Kiel Duval.

Favorite teachers:
Mr. Duval, Mr. Kevin Simondsen, and Mrs. Stacey Kietzman

College:
Parkland College majoring in Construction Management

Advice to future SJO students:
Be prepared and to work hard.

Text & photos provided by St. Joseph-Ogden High School.


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2020 Unity Rocket football schedule unveiled

Unity players celebrate a touchdown in their 2019 home game against St. Joseph-Ogden. The Rockets went on to a 8-1 regular season finish after shutting out the Spartans, 20-0. (Photo: PhotoNews Media/Clark Brooks)

This year's Unity football team will be well-prepared for any game in the midst of and hostile high school football environment they may find themselves in this playoff season.

The 2020 football schedule is heavy, and we mean heavy on road games this fall. The Rockets list just three opportunities in the first nine games for fans to fill the seats at Hicks Field in the schedule announced by the Illinois High School Association earlier this week.

Finishing 9-2 last season, Unity will not host their first home contest until September 11 when the face Prairie Central. Two weeks later, the Spartans of Olympia will venture into town looking for the win before the UHS goes into battle in three consecutive road games, including a long haul to Pierce City, Missouri, before senior night on October 23.

Anchored by strong, well-condition wall of linemen on both sides of the ball, head coach Scott Hamilton led the team to a 1-1 postseason record in the program's first Class 4A playoff appearance in school history.

Last November, Unity blasted Clinton at home with a first-round 42-14 victory and fell to McNamara on the road in Week 2 action, 31-6. The Rockets, with an enrollment of 550, will likely be on the 3A-4A bubble again this fall.

2020 Unity Football Schedule

Aug 28 7:00 Away Illinois Valley Central
Sep 4 7:00 Away Pontiac
Sep 11 7:00 Home Prairie Central
Sep 18 7:00 Away St. Joseph-Ogden
Sep 25 7:00 Home Olympia
Oct 2 7:00 Away Monticello
Oct 10 1:00 Away Pierce City, MO.
Oct 16 7:00 Away Rantoul
Oct 23 7:00 Home Central Catholic


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