Last week, the University of Illinois announced the students recognized outstanding academic achievement with the release of the Spring 2020 Dean's List. Thirty-four area students who studied at Illinois' flagship university were among the 13,183 earning recognition for their academic performance.
Students named to the UIUC Dean's List must complete coursework and grading to fall into the top 20% of a student’s college class or curriculum. Due to the complications from the Coronavirus pandemic, students who earned a spot on this semester's list took of 12 credit hours for a letter grade or received a final grade of "Pass" in classes that shifted to or was offered in a pass/fail format. Under normal circumstances, the University of Illinois requires students to have enrolled in a minimum of 14 credit hours. Classes taken pass/fail are not counted toward their academic standing for this award.
The list below does not include Dean's List honorees added after Jan. 27 or students who did not list their hometown as Royal, Ogden, Philo, Tolono, Sidney or St. Joseph with the University.
Benjamin Albrecht, Senior, St. Joseph / Kinesiology
Elanor Atkins, Freshman, Tolono / Animal Sciences
Cody Ayers, Senior, Ogden / Molecular and Cellular Biology
Sierra Benson, Senior, Tolono / New Media
Kathryn Bigger, Sophomore, St. Joseph / Elementary Education
Emily Bluhm, Sophomore, St. Joseph / Agricultural, Consumer and Environmental Sciences
Nicholas Cagle, Sophomore, Ogden / Economics
Max Daly, Senior, Sidney / Agricultural, Consumer and Environmental Sciences
Dawson Dodds, Senior, Tolono / Finance
Carson Florey, Junior, St. Joseph / Linguistics
Lauren Gherna, Senior, St. Joseph / English
Jocelyn Harmon, Senior, Tolono / Supply Chain Management
Evan Hawkins, Junior, St. Joseph / Advertising
Makenzie Heyen, Junior, Sidney / Graphic Design
Mason Housenga, Junior, St. Joseph / Physics
Ian Hulette, Senior, St. Joseph / Human Development and Family Studies
Riley Knott, Junior, St. Joseph / Agricultural Leadership, Education and Communications
Kristen Kurtz, Junior, Ogden / Agricultural, Consumer and Environmental Sciences
Mark Maddock, Junior, St. Joseph / Political Science
Robert Malmberg, Senior, Tolono / Philosophy
Camryn McKee, Sophomore, St. Joseph / Political Science
Mira McLain, Senior, St. Joseph / Integrative Biology
Abigayle Mizer, Sophomore, Ogden / Political Science
Adalyn Parke, Junior, St. Joseph / Psychology
Keegan Payne, Senior, Tolono / Natural Resources and Environmental Sciences
Allison Place, Junior, St. Joseph / Crop Sciences
Corynne Roberts, Junior, Ogden / Materials Science and Engineering
Abigail Schlueter, Sophomore, St. Joseph / Agricultural Leadership, Education and Communications
Arthur Schmidt, Junior, Tolono / Technical Systems Management
Rylee Sjuts, Sophomore, St. Joseph / Undeclared
Benjamin Snodgrass, Junior, Tolono / Kinesiology
Ashlee Walters, Senior, Tolono / English
Israel Wells, Junior, Sidney / Kinesiology
Madisyn Welsh, Junior, St. Joseph / Social Work
Elanor Atkins, Freshman, Tolono / Animal Sciences
Cody Ayers, Senior, Ogden / Molecular and Cellular Biology
Sierra Benson, Senior, Tolono / New Media
Kathryn Bigger, Sophomore, St. Joseph / Elementary Education
Emily Bluhm, Sophomore, St. Joseph / Agricultural, Consumer and Environmental Sciences
Nicholas Cagle, Sophomore, Ogden / Economics
Max Daly, Senior, Sidney / Agricultural, Consumer and Environmental Sciences
Dawson Dodds, Senior, Tolono / Finance
Carson Florey, Junior, St. Joseph / Linguistics
Lauren Gherna, Senior, St. Joseph / English
Jocelyn Harmon, Senior, Tolono / Supply Chain Management
Evan Hawkins, Junior, St. Joseph / Advertising
Makenzie Heyen, Junior, Sidney / Graphic Design
Mason Housenga, Junior, St. Joseph / Physics
Ian Hulette, Senior, St. Joseph / Human Development and Family Studies
Riley Knott, Junior, St. Joseph / Agricultural Leadership, Education and Communications
Kristen Kurtz, Junior, Ogden / Agricultural, Consumer and Environmental Sciences
Mark Maddock, Junior, St. Joseph / Political Science
Robert Malmberg, Senior, Tolono / Philosophy
Camryn McKee, Sophomore, St. Joseph / Political Science
Mira McLain, Senior, St. Joseph / Integrative Biology
Abigayle Mizer, Sophomore, Ogden / Political Science
Adalyn Parke, Junior, St. Joseph / Psychology
Keegan Payne, Senior, Tolono / Natural Resources and Environmental Sciences
Allison Place, Junior, St. Joseph / Crop Sciences
Corynne Roberts, Junior, Ogden / Materials Science and Engineering
Abigail Schlueter, Sophomore, St. Joseph / Agricultural Leadership, Education and Communications
Arthur Schmidt, Junior, Tolono / Technical Systems Management
Rylee Sjuts, Sophomore, St. Joseph / Undeclared
Benjamin Snodgrass, Junior, Tolono / Kinesiology
Ashlee Walters, Senior, Tolono / English
Israel Wells, Junior, Sidney / Kinesiology
Madisyn Welsh, Junior, St. Joseph / Social Work



For the majority of investors, taxation should never be the main driver behind an investment. However, taxation should absolutely be considered in an efficient investment portfolio. At the end of the day, how much money you keep is more important than how much money you earn.
The Internal Revenue Source (IRS) has written a painfully long book called, "The Internal Revenue Code" otherwise known as the tax code. The tax code isn’t painfully long and dense because of the many different ways the IRS can collect taxes. In fact, the collection of taxes is rather simple. If you make “X”, then you pay “Y.” Rather, the tax code is so long because of the many ways you can legally reduce your tax liability.
Individuals are able to reduce their tax liability if they perform actions that the government likes. One of the government’s favorite actions is providing housing to the public; therefore, there are many great tax benefits for real estate investors. One of the great real estate tax benefits is depreciation.
Real estate depreciation allows you to deduct the costs of a property over its useful life (as determined by the IRS) which reduces your taxable income. This is known as a “paper loss” because on paper it looks like the value of your investment decreased when, in reality, the value of your property likely increased due to appreciation and you collected monthly cash flow from the property if your income was greater than your expenses.
The tax benefits of real estate are very powerful and warrant their own article; however, this is how the wealthy stay wealthy. They buy real estate and legally reduce their taxable income, so they keep more of their money and then use that money to buy more real estate. It’s not complicated, and it’s 100% legal.
When it comes to taxation, real estate is the belle of the ball; however, stock market investors are able to place investments in tax efficient accounts and control the timing of their capital gains. The main tax benefit available to stock market investors is the ability to defer taxes through retirement accounts such as 401(k)s, 403(b)s, and IRAs. Additionally, you are able to choose the timing of the taxation by electing the account to be a “traditional” or "Roth" retirement vehicle.
With a traditional IRA, you are able to deduct your contributions in the year they are made, but you must pay taxes on them once you withdraw the funds. This is ideal for someone who thinks they will be in a lower tax bracket once they are retirement age. You contribute after-tax dollars to a Roth IRA, so this is ideal for someone who thinks they will be in a higher tax bracket once they retire. If you hold a specific stock for longer than a year, then you are no longer subject to the highest capital gains tax and this will allow you to keep more of your earnings.
Baseball, softball and cross-country teams are cleared to start practice on August 3 and can play in their first game or contest on starting on August 15. All meets and games previously schedule on or before the 15th must be canceled or rescheduled. The new plan also limits team to a maximum of two contests per week with no tournaments or events with more than three teams. Baseball can play three games a week if one contest is a doubleheader.
In its 


