Senior High Honor Roll
Emily Anderlik
Roger Holben Jr.
Kiersten Reasor
Lillian Montgomery
Sona Khasikyan
Jayci McGraw
Kayla Nelson
Luke Williamson
Madison Loftsgaard
Kara Young
Ellen Ping
Matthew Brown
Rachel Aders
Caleb Amias
Aidan Anderson
Emmalee Atkins
Calvin Baxley
Bettie Branson
Mary Bryant
Annah Cloin
Jared Cross
Jordan Cross
Easton Cunningham
Brendan Graven
Asa Kuhns
Fenley Lopez
Andrew Manrique
Jacob Maxwell
Jolie Meyer
Lauren Miller
Dylan Moore
Abigail Pieczynski
Julia Ping
Sarah Rink
Kaitlyn Schweighart
Tsihon Shotton, Raena Stierwalt
Sophia Stierwalt
Emma Stratton
Ava Vasey
Roger Holben Jr.
Kiersten Reasor
Lillian Montgomery
Sona Khasikyan
Jayci McGraw
Kayla Nelson
Luke Williamson
Madison Loftsgaard
Kara Young
Ellen Ping
Matthew Brown
Rachel Aders
Caleb Amias
Aidan Anderson
Emmalee Atkins
Calvin Baxley
Bettie Branson
Mary Bryant
Annah Cloin
Jared Cross
Jordan Cross
Easton Cunningham
Brendan Graven
Asa Kuhns
Fenley Lopez
Andrew Manrique
Jacob Maxwell
Jolie Meyer
Lauren Miller
Dylan Moore
Abigail Pieczynski
Julia Ping
Sarah Rink
Kaitlyn Schweighart
Tsihon Shotton, Raena Stierwalt
Sophia Stierwalt
Emma Stratton
Ava Vasey
Senior Honor Roll
Garrett Wingler
Maddisen McConaha
Brandon Goyne
Lauren Cooke
Joshua Davidson
Myles Good
Mason Haas
Matea Cunningham
Hayleigh Clemmons
Tyler Liffick Worrell
Avery White
Hunter Duncan
Mason Perry
Emmillia Tiemann
Kayle Deck
Ian White
Brynn Clem
Reece Sarver
Natalie Weller
Kayla Daugherty
Anthony Chaney
Cale Rawdin
Annabelle Steg
Maria Buffo
Nicholas Nosler
Haley Carrington
Anna Clark
Paige Farney
Emily Hollett
Zoey Sorensen
Taylor Warfel
Eden Markstahler
Cole Marheine
Logan Allen
Jayden Clem
Anna Hamilton
Audrey Remole
David Baker Jr.
Alivia Renfroe
Andrew Mowrer
Haylen Handal
Maddisen McConaha
Brandon Goyne
Lauren Cooke
Joshua Davidson
Myles Good
Mason Haas
Matea Cunningham
Hayleigh Clemmons
Tyler Liffick Worrell
Avery White
Hunter Duncan
Mason Perry
Emmillia Tiemann
Kayle Deck
Ian White
Brynn Clem
Reece Sarver
Natalie Weller
Kayla Daugherty
Anthony Chaney
Cale Rawdin
Annabelle Steg
Maria Buffo
Nicholas Nosler
Haley Carrington
Anna Clark
Paige Farney
Emily Hollett
Zoey Sorensen
Taylor Warfel
Eden Markstahler
Cole Marheine
Logan Allen
Jayden Clem
Anna Hamilton
Audrey Remole
David Baker Jr.
Alivia Renfroe
Andrew Mowrer
Haylen Handal
Junior High Honor Roll
Brenlee Dalton
Taylor Drennan
Tatum Meyer
Carson Parker
Briana Ritchie
Brooke Hewing
Lauren Neverman
Rylee Richardson
Analyse Carter
Cassidy Keller
Caelyn Kleparski
Dalton ONeill
Piper Steele
Bridget Vazquez
Breanna Weller
Abigail Woolcott
Keaton Roether
Carsyn Smith
Bailey Wayne
Santiago Sanchez
Madysen York
Rebecca Carter
Emma Fish
Brooklyn Haas
Caroline Jamison
Eden Johnson
Bayleigh Jones
Jocelyn LeFaivre
Reagan Little
Eric Miebach
Anna Polonus
Ava Price
Rosalia Requena Menchon
Isaac Ruggieri
Aubrey Sanders
Olivia Shike
Logan Siuts
Lily Steffens
Brock Suding
Ruby Tarr
Andrew Thomas
Jeremy Wells
Erica Woodard
Taylor Drennan
Tatum Meyer
Carson Parker
Briana Ritchie
Brooke Hewing
Lauren Neverman
Rylee Richardson
Analyse Carter
Cassidy Keller
Caelyn Kleparski
Dalton ONeill
Piper Steele
Bridget Vazquez
Breanna Weller
Abigail Woolcott
Keaton Roether
Carsyn Smith
Bailey Wayne
Santiago Sanchez
Madysen York
Rebecca Carter
Emma Fish
Brooklyn Haas
Caroline Jamison
Eden Johnson
Bayleigh Jones
Jocelyn LeFaivre
Reagan Little
Eric Miebach
Anna Polonus
Ava Price
Rosalia Requena Menchon
Isaac Ruggieri
Aubrey Sanders
Olivia Shike
Logan Siuts
Lily Steffens
Brock Suding
Ruby Tarr
Andrew Thomas
Jeremy Wells
Erica Woodard
Junior Honor Roll
Dominick Durso
Bryson Weaver
Kolten Wells, Anna Wood
Thayden Root
Lynndsay Talbott
Addison Ray
Kamryn Edenburn
Zachary Lorbiecki
Henry Thomas
Dean Niswonger
Gabriel Pound
McKayla Schendel
Sophia Wozencraft
Trevor McCarter
August Niehaus
Nicholas Brown
Natalie Ellars
Emma Plackett
Aubrey Schaefer
Carly Scroggins
Trevor OBryan
Connor Cahill
Bailey Grob
Shelby Hoel
Luna Thomson
Gabriel Carter
Kendra Cromwell
Margaret Ingleman
Meredith Reed
Alexia Vandiver
Emberly Yeazel
Desire De Los Santos
Madison Henry
Aiden Porter
Evelyn Albaugh
Kate Thomas
Bryson Weaver
Kolten Wells, Anna Wood
Thayden Root
Lynndsay Talbott
Addison Ray
Kamryn Edenburn
Zachary Lorbiecki
Henry Thomas
Dean Niswonger
Gabriel Pound
McKayla Schendel
Sophia Wozencraft
Trevor McCarter
August Niehaus
Nicholas Brown
Natalie Ellars
Emma Plackett
Aubrey Schaefer
Carly Scroggins
Trevor OBryan
Connor Cahill
Bailey Grob
Shelby Hoel
Luna Thomson
Gabriel Carter
Kendra Cromwell
Margaret Ingleman
Meredith Reed
Alexia Vandiver
Emberly Yeazel
Desire De Los Santos
Madison Henry
Aiden Porter
Evelyn Albaugh
Kate Thomas
Sophomore High Honor Roll
Kolton Black
Bentten Cain
McKenzie Hart
Brady Parr
Jordan Daugherty
Ava Davis
Reigna Price
Ryan Rink
Ashley Rennels
Catharine Ford
Jenna Adkins
Lindy Bates
Molly Baxley
Sophia Beckett
Paige Brewer
Elle Cheely
Josephine Cler
Madelyn Darnall
Emily Decker
Ashlyn Denney
Estella Dodd
Kade Dubson
Chloey Duitsman
Hunter Eastin
Ava Fenter
Kadence Goff
Faith Hall
Sophia Hartke
Lauren Hellmer
Dallas Hollingsworth
Wyatt Huffstutler
Lindsey Johnson
Lindsey Lewis
Gracie Meharry
Alex Mowrer
Camryn Reedy
Rylee Reifsteck
Lydia Rossi
Meagan Rothe
Savannah Rubin
Lauren Shaw
Joseph Tempel
Avery Watson
Gavin Weaver
Bentten Cain
McKenzie Hart
Brady Parr
Jordan Daugherty
Ava Davis
Reigna Price
Ryan Rink
Ashley Rennels
Catharine Ford
Jenna Adkins
Lindy Bates
Molly Baxley
Sophia Beckett
Paige Brewer
Elle Cheely
Josephine Cler
Madelyn Darnall
Emily Decker
Ashlyn Denney
Estella Dodd
Kade Dubson
Chloey Duitsman
Hunter Eastin
Ava Fenter
Kadence Goff
Faith Hall
Sophia Hartke
Lauren Hellmer
Dallas Hollingsworth
Wyatt Huffstutler
Lindsey Johnson
Lindsey Lewis
Gracie Meharry
Alex Mowrer
Camryn Reedy
Rylee Reifsteck
Lydia Rossi
Meagan Rothe
Savannah Rubin
Lauren Shaw
Joseph Tempel
Avery Watson
Gavin Weaver
Sophomore Honor Roll
Avery Alagna
Noah Bryant
Caleb Hoewing
Jamessa Reinhart-Pelmore
Cohl Boatright
Dakota Brown- McClain
Nolan Remole
Braden Roderick
Teaguen Williams
Nathaniel DeNeal
Makayla Nonman
Emmerson Bailey
Jacob Davidson
Taylor Prough
Grant Steinman
Owen Taylor
Tessah Williams
Nolan Wishall
Austin Mikeworth
McKinley Weller, Brianna Blakley
Michael Bromley
Paige Garretson
Andrew King
Ryan Robinson
Daniel Stein
Logan Zumbahlen
Ezekiel De Los Santos
Ewa Klos
Noah Bryant
Caleb Hoewing
Jamessa Reinhart-Pelmore
Cohl Boatright
Dakota Brown- McClain
Nolan Remole
Braden Roderick
Teaguen Williams
Nathaniel DeNeal
Makayla Nonman
Emmerson Bailey
Jacob Davidson
Taylor Prough
Grant Steinman
Owen Taylor
Tessah Williams
Nolan Wishall
Austin Mikeworth
McKinley Weller, Brianna Blakley
Michael Bromley
Paige Garretson
Andrew King
Ryan Robinson
Daniel Stein
Logan Zumbahlen
Ezekiel De Los Santos
Ewa Klos
Freshmen High Honor Roll
Cameryn Cobb
Anna Vasey
Chason Daly
Tanner Gallivan
Logan Jeurissen
Bailey Tompkins
Samantha Gumbel
Isaac Neverman
Alexander Wells
Claire Zorns
Analea Popovics
Anna Amias
Aria Battaglia
Mylie Castle
Kaylee Cooke
Chloe Cousins
Eli Crowe
Ella Darnall
Crewe Eckstein
Olivia Egelston
Dane Eisenmenger
Callie Ellars
Camden Fairbanks
Margaret Garcier
Collin Graven
Isabel Grob
Caden Hensch
Lucas Hood
Miles Johnson
Faith Lampe
Kallista Lancaster
Mylie Loftsgaard
Claire Meharry
Ethan Mohr
Pheonix Molina
Deakin Moore
Mason ONeill
Harry Polonus
Dallas Porter
Mackenzie Pound
Ty Rodems
Katie Ruggieri
Jillian Schlittler
Hunter Shike
Annalise Shunk
Shelby Smith
Caden Stierwalt
Ginna Stierwalt
Madelyn Stierwalt
Emma Swisher
Ian Taber
Carter Tiemann
Lucille Wiesbrook
Paula Wilson
Anna Vasey
Chason Daly
Tanner Gallivan
Logan Jeurissen
Bailey Tompkins
Samantha Gumbel
Isaac Neverman
Alexander Wells
Claire Zorns
Analea Popovics
Anna Amias
Aria Battaglia
Mylie Castle
Kaylee Cooke
Chloe Cousins
Eli Crowe
Ella Darnall
Crewe Eckstein
Olivia Egelston
Dane Eisenmenger
Callie Ellars
Camden Fairbanks
Margaret Garcier
Collin Graven
Isabel Grob
Caden Hensch
Lucas Hood
Miles Johnson
Faith Lampe
Kallista Lancaster
Mylie Loftsgaard
Claire Meharry
Ethan Mohr
Pheonix Molina
Deakin Moore
Mason ONeill
Harry Polonus
Dallas Porter
Mackenzie Pound
Ty Rodems
Katie Ruggieri
Jillian Schlittler
Hunter Shike
Annalise Shunk
Shelby Smith
Caden Stierwalt
Ginna Stierwalt
Madelyn Stierwalt
Emma Swisher
Ian Taber
Carter Tiemann
Lucille Wiesbrook
Paula Wilson
Freshman Honor Roll
Shyenne Eaton
Brody Osterbur
Jaiden Wilson
Taylor Daly
Kenley Harris
Brayden Henry
Tyler Huntington
Johanna Langley
Olivia Tempel
Athea Baird
Phoenix Navarre
Travis McCarter
Vanna Schriefer
Kamden Schuckman
Savanna Cruz
Joshua Heath
Anna Kuhns
Tyler Henry
Liana Sheets-Cowan
Shelby Zoch
Brody Osterbur
Jaiden Wilson
Taylor Daly
Kenley Harris
Brayden Henry
Tyler Huntington
Johanna Langley
Olivia Tempel
Athea Baird
Phoenix Navarre
Travis McCarter
Vanna Schriefer
Kamden Schuckman
Savanna Cruz
Joshua Heath
Anna Kuhns
Tyler Henry
Liana Sheets-Cowan
Shelby Zoch

The recycle bins are for use only by Village of Philo and Philo Township residents. They request residents not to bring your recycling from the offices and business from Champaign-Urbana or surrounding communities for recycling.
If the bins are full, do not leave items on the ground around or next to them. This is considered illegal dumping.
To make as much space as possible in the bins, the Village asks that all boxes be broke down or crushed. Tearing apart cardboard boxes helps to create additional space so more residents can use the bins.
Finally, users should make sure the bin doors are closed after all items have been deposited. Again, nothing should be left outside of the bins that includes plastic swimming pools, large pieces of metal, and items too large to fit into the available space in the bin.
Residents must place only approved items in the bins. Acceptable items for recycling includes: newspapers, books, paper & magazines, cardboard boxes, tin cans, aluminum cans, glass bottles & jars, and plastics (PETE, HDPE 1 or 2). Please bag loose items in plastic bags like newspapers or paper products. Cardboard should be broken and folded down as much as possible.
Items not allowed in the bins include: televisions, computers, car batteries, motor oil, and any liquids or paint products.




A retired minister and his wife had never owned a house. They had spent all their married lives living in housing provided by churches. At age 65, they bought a house and financed it for 15 years. They had been frugal and had saved a good down payment. They paid for the house by age 80. The value of the house increased over the years and at age 83 they sold the house and received a very nice check. The money from the sale was enough to help them fund their next ten years in a nice assisted living apartment. While taking on a mortgage at 65 appeared crazy to some it afforded them financial security further down the road.
Many years ago, I bought a modest new house that cost $151,000. I barely scraped together the nearly $30,000 down payment. The house was financed for 15 years. I began the laborious journey of writing a monthly check to the bank. After about eight years, I needed money to pay medical bills and was able to borrow $30,000 against my equity. It was nice that I had the equity because at that time I really needed the cash. Looking back, I would never do that again because it made the actual cost of my house increase to $181,000. For a couple of years, I had two payments to make to the bank. A couple of years later my wife passed. If I had needed to borrow $10,000 against my house, I could have done so to pay for funeral expenses. Fortunately, we had both taken out small insurance policies that covered that cost. Eventually I refinanced and consolidated the mortgages. By the grace of God I still paid for the house in 15 years.
I don’t like monthly payments or paying rent. For most of us, at some point in our lives there will be a monthly payment of some kind. I’ve lived in apartments on several occasions and even houses furnished to me by congregations I served. I didn’t care for either one. I’m not saying I wouldn’t do it again but my preference is to live in a place that is actually mine for as long as possible.
Renting a house or an apartment works for many at different stages of life. Buying a house is tough because it is a major financial commitment. You normally have to come up with 20% of the price to pay down as well as have the income to make the payments. That’s not always easy.
New houses in a nearby neighborhood are presently selling for $400,000. Most of them are modest three to four-bedroom houses. Having enough money to make the down payment and monthly payments is a lot for any person or family.
However, rent is expensive. Depending on where you live you may be paying $800 to $3,000 a month for a small apartment. You don’t have maintenance or property taxes but you’ll also never see that money again. A friend of mine sold her house at age 70 and moved into an apartment complex for people over age 55. She pays rent but she says the landlord treats her well and is timely with upkeep. A landlord who is very untimely with upkeep is very frustrating.
There are pros and cons to owning and renting. Choosing depends on your situation and personal preferences. A landlord can raise your rent and have rules pertaining to pets, painting, and more. However, it may be just exactly what you need. Typically, you don’t want to sink your money into property if you are going to move in three or four years. You might come out ahead if you buy a fixer upper and have the time and money to improve the property. You don’t want to make a bad buy. Buying property that you can’t resell is a bad idea, unless you love it and plan to live there a long time.
Keep in mind that a big chunk of most American’s wealth is in the house they own. If you pay for it and maintain it you can normally sell it to someone and recoup a lot of your money. You might even make a nice profit.
