Back-to-School checklist should include health coverage for children


Back to school illustration for 2026
Medicaid and the Children's Health Insurance Program offer free or low-cost coverage for eligible children and teens, with enrollment available throughout the year.

Back to school illustration for 2026
Illustrations: Mahathelge Ahmad Supriyanto/Pixabay


Feature Impact - Once school starts, life moves fast. There is homework, practices, permission slips, and early mornings. Before the calendar fills up, take a moment to make sure your child has health coverage for the year ahead.

Free or low-cost health coverage is available through the Children's Health Insurance Program (CHIP) or Medicaid in your state for eligible individuals. With health coverage, your kids and teens can get the care they need to stay healthy and do well in school.

Think your family might not qualify? You might be surprised. Many families may qualify for coverage without realizing it! Eligibility varies by state and is based on family income and household size. In most states, children up to age 19 from a family of four earning up to $80,000 per year may be eligible. In some states, eligible children can still qualify if family income is even higher.

Getting your child covered helps you get them the health care they may need. When a child is sick, the right medicines help them get back to school. If a child has a tough time focusing, there are supports to help. If your child does not see as well as other children, these programs cover glasses. Healthy kids are confident kids, who are ready to participate in every opportunity inside and outside the classroom!

Why Health Coverage Belongs on Your Kids' Back-to-School List

Having health coverage can help families, like yours, to send your kids and teens off to school ready to learn. Depending on the program and a child's individual needs, Medicaid and CHIP can provide eligible kids up to age 18 (Medicaid) or 19 (CHIP) with a range of services to support their health all year long, such as:

  • Annual checkups and school physicals to prepare children to learn, play, and participate.
  • Preventive care to identify health needs early and keep children healthy throughout the year.
  • Dental care to help prevent tooth aches, cavities, and missed school days.
  • Vision and hearing services to support learning and classroom participation.
  • Mental health care to support emotional well-being and school success.
  • Prescription medications and treatment to help manage symptoms and stay on track.
  • Specialized services for children with disabilities to support growth and learning.

How to Apply

You can apply for Medicaid and CHIP in many ways:
  • By phone
  • By mail
  • In-person through your state's Medicaid or CHIP office
  • Or find your state's information online at InsureKidsNow.gov/coverage.
  • Act now to get your child covered before they need health care. Enrollment for these programs is open year-round, meaning families do not have to wait for a specific time of year to get covered.

    Once enrolled, coverage must be renewed every twelve months, so it is important to keep your address, email, and phone number up to date with your state Medicaid or CHIP office to avoid missing important renewal information. Visit InsureKidsNow.gov or call 1-877-KIDS-NOW (1-877-543-7669) for more information.

    Information provided by the U.S. Department of Health & Human Services. This communication was printed, published, or produced and disseminated at U.S. taxpayer expense.



    back to school Medicaid and CHIP enrollment, children's health insurance before school starts, how to apply for CHIP health coverage, Medicaid eligibility for children by state, free low-cost health insurance for kids

    Loading latest story ...


    | Most recent articles

    Loading recent stories ...


    Illustrious - Showcases and the stories behind Illinois’ most iconic high school gyms

    CHICAGO - On a quiet Saturday afternoon in January 2012, at the Oak Park-River Forest field house, a simple thought refused to leave Vincent Johnson alone.

    Covering a girls basketball game for the Oak Leaves, Johnson found himself looking beyond the box score and into the bones of the building itself. The space was overwhelming in the best way. Big. Empty. Striking. The field house - massive, architectural, overwhelming in character - was alive with echoes. The gym itself demanded his attention.

    Microplastics and our water: What families should know

    Statistics show if that if you’re not filtering your water the right way, your family is likely consuming microplastics.

    An overwhelming 94% of U.S. tap water is contaminated with fragments of plastic pollution called microplastics, and bottled water does not fare ...

    How good is your next steak? Look closely at the marbling

    A premium steak makes an impression before it even reaches the grill. Fine streaks of fat run through the muscle, creating the visual pattern known as marbling. Those delicate flecks do much more than make a steak look appealing. They influence flavor and tenderness and affect how the beef performs over high heat.

    Marbling plays a major role in the experience people expect from premium beef, but understanding it takes more than looking for the fattiest steak in the case. The amount and distribution of intramuscular ...


    | Home Improvement

    Loading recent stories ...



    More Sentinel Stories