Affordable storage ideas for small apartments, clever hacks to make more space

Photo: Michal Jarmoluk/Pixabay

SNS - Living in a small apartment or home can be challenging, especially when it comes storage space. However, you can maximize your space affordably with creativity and clever solutions. Here are some affordable storage hacks tailored for every room in your home, helping you declutter and organize efficiently with style.

The Benefits of Decluttering
Another crucial aspect of maximizing space in small apartments is decluttering. Regularly assess your belongings and determine what you truly need. That can be a liberating process that frees up physical space and creates a more peaceful living environment. Consider implementing the "one in, one out" rule: for every new item you bring into your home, remove an old one. This practice helps maintain order and prevents accumulation. Additionally, donating items you no longer use can benefit others in your community while satisfying you with a clean, organized apartment. By embracing a minimalist mindset, you can simplify your living space and make it more enjoyable.

Living Room Affordable Storage Hacks
The living room is often the heart of the home, but it can also become a clutter magnet. One effective way to create more storage is by using multi-functional furniture. Consider investing in a coffee table that doubles as a storage unit or an ottoman with hidden compartments. These pieces serve a purpose and help keep your space tidy. Wall-mounted shelves are another great option for the living room. They can display books and decorative items while freeing up floor space. Additionally, consider using decorative baskets or bins to store remote controls, magazines, and other small items. That keeps your living room organized and visually appealing.

Kitchen Storage Hacks
Kitchens in small apartments can feel cramped, but there are plenty of affordable storage hacks to make your small kitchen more functional. Start by utilizing vertical space with wall-mounted racks for pots and pans. That saves cabinet space and adds a rustic charm to your kitchen. Use drawer organizers to keep utensils and kitchen tools tidy. Consider installing a magnetic strip for knives to free up drawer space and enhance safety. Additionally, clear bins in your pantry can help group similar items, making it easier to find what you need.


college apartment bedroom
Maximize your living space in small apartments by using under-bed storage options. Buy a ready made solution or create your own.

Photo: StockSnap/Pixabay

Small Bedroom Storage Hacks
Maximizing space is essential to creating a serene environment when organizing a small bedroom. Begin with under-bed storage solutions. Use rolling bins or vacuum-sealed bags to store off-season clothing, shoes, or extra bedding. That is a perfect way to keep your bedroom uncluttered. At the same time, invest in furniture with built-in storage, like a bed frame with drawers or a bench with a hidden compartment. Also, consider using hanging organizers on the back of your closet door for accessories or shoes, making everything easy to find while keeping your closet neat.

Bathroom Storage Hacks
Bathrooms can quickly become overcrowded, but there are many ways to organize this small space. Use tiered shelves or corner caddies to maximize vertical space. These can hold toiletries, towels, or cleaning supplies without wasting valuable floor space. Over-the-toilet shelving is another clever storage hack. This area is often underutilized, so adding shelves can create extra storage for towels and decorative items. Use baskets or bins under the sink to group similar items, keeping your bathroom organized and functional. These storage ideas allow you to turn your small bathroom into a spa.


Home office for professionals
Creative storage solutions can make a small home office seem more spacious.

Photo: Michael Burrows/PEXELS

Office Area Storage Hacks
Creating a productive home office in a small apartment can be challenging, but effective storage solutions can help. Use vertical file organizers to keep important documents in order while freeing up desk space. Wall-mounted shelves can also display books, plants, or office supplies. Consider a desk with built-in drawers for additional storage, keeping your workspace clutter-free. Utilize a pegboard to hang tools or supplies, allowing easy access and organization. These hacks can transform your home office into a functional and inspiring workspace.

Dining Area Storage Hacks
Maximizing space is key in small dining areas. Look for a dining table with built-in storage or a foldable option that can be tucked away when unused. Use wall-mounted shelves to display dishes or decorative items, keeping the table clear. Consider adding a rolling cart for extra storage and serving space. They can be easily moved and hold everything from utensils to beverages. Decorative baskets can also serve as stylish storage for items like napkins or tablecloths, keeping your dining area organized.

Seasonal Storage Solutions
Managing seasonal items can be challenging in a small apartment. To tackle this, consider implementing a seasonal storage solution. Use vacuum-sealed bags to compress off-season clothing, blankets, or holiday decorations, allowing you to store them compactly. Designate a specific area for seasonal items, whether a closet or storage bin and switch items out as the seasons change. That keeps your apartment organized and makes it easier to access items when needed.

Consider Renting Storage Units
For those needing additional space, renting a storage unit can be affordable. Many facilities offer various sizes of units, allowing you to choose one that fits your needs and budget. Renting a storage unit can be especially beneficial for keeping seasonal items, sports equipment, or furniture you don’t use daily. While costs vary based on location and unit size, many storage facilities offer promotions or discounts for long-term rentals, making it a cost-effective option. Additionally, having a separate storage space can help reduce clutter in your apartment, leading to a more organized living environment.

Affordable Storage Hacks for Small Apartments
Living in a small apartment doesn’t mean sacrificing organization or style. With these affordable storage hacks for every room in your home, you can maximize your space and create a comfortable, clutter-free environment. From utilizing vertical space to investing in multi-functional furniture, plenty of strategies exist to make the most of your home. By implementing these ideas, you’ll find that your small apartment can be stylish and practical, proving that great things come in small packages.


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Keywords: Affordable storage Hacks, Creative home storage space idea, Apartment storage ideas, Storage ideas for college students

A few things that families with college-bound students should know

college students
If you are going to college this fall, now is a good time to have your parents teach you financial skills like budgeting and bill paying. Learn now will make life on campus away from home much easier.

JeffStateCollege/Pixabay

StatePoint - Perhaps even more nerve-wracking than waiting for your child’s college acceptance letters is learning whether they’ve been awarded financial aid. Recent changes to the Free Application for Federal Student Aid (FAFSA) designed to simplify the process have led to unforeseen hiccups and technical glitches, causing academic institutions to delay sending out financial aid award letters. However, once you finally get the results, it can give your family a better idea of what to do next.

“Our research shows that for a majority of parents, figuring out how to pay for college was the ‘road to college’ activity that caused them the most stress. By making a financial plan and prioritizing it, you can be well prepared to avoid the most common bumps in the road,” explains Angela Colatriano, chief marketing officer, College Ave.

Colatriano recommends using the spring to teach your child these valuable financial skills: how to set up a budget, how to pay bills and how to manage credit. If your family will potentially be borrowing to finance college, students should also gain an understanding of how loans work, and how the different terms of the loan will affect their monthly payments and overall loan cost.

Speaking of budget, you should set a realistic budget for yourself. A recent College Ave survey found that in addition to helping pay for tuition and housing costs, parents also contribute to their child’s phone bill (65%), health insurance (61%), food and groceries (42%), cable and internet bill (35%) and transportation (32%). Be realistic about which expenses you can afford and where you want to ask your child to chip in.

Decode Award Letters

Financial aid award letters can look different for each school. Familiarize yourself with their components so that when they arrive, you’ll be ready to decipher them. Here’s what to look for:

1. Free money: The award letter will list whether your student is eligible for scholarships and grants (sometimes called Merit or Gift Aid). This is money you typically don’t need to pay back.

2. Federal Work-Study: Your child might be eligible for Federal Work-Study jobs. While jobs aren’t guaranteed, they can be a good opportunity to help cover educational expenses.

3. Student Loans: Schools will list any federal loans your child is eligible to receive. Helpful hint: They may be grouped with scholarships and grants. You should also note whether the loan is subsidized or unsubsidized. Because unsubsidized loans accrue interest while your student is enrolled and during deferment periods, this will affect the overall loan cost.

4. Other factors: Check if awards being offered are for all four years and understand what your child will need to do to continue being eligible for them, year-to-year.

To get an apples-to-apples look at the offers, calculate the net direct cost of each school by subtracting offered scholarships and grants from the cost of attendance (tuition, room, board, textbooks and fees). If applicable, you can subtract work-study aid too. You should also factor in expected increases in tuition, room, board and other fees.

Fill in the Gaps

If after doing the math, you find you have a financial gap to cover, look into private scholarships. One easy one to enter on a monthly basis is College Ave’s $1,000 Scholarship Monthly Sweepstakes.

You may also want to consider a private student loan or parent loan. Look for a lender with great rates, flexible repayment terms, and the opportunity to customize the loan to fit your budget. For example, College Ave offers student loan calculators, a pre-qualification tool that offers quick answers without affecting your credit score, and other helpful tools and resources. To learn more, visit CollegeAve.com.

“The important thing is not to panic. If you filled out the FAFSA, financial aid award letters are on the way. And once you receive them, you and your student can get to the fun part of planning for the future,” says Colatriano.


Cut costs, not your connection: How to get home internet for less

Photo: Andrea Piacquadio/PEXELS

StatePoint - If you’re struggling with access to reliable and affordable wireless home internet, you’re not alone. In fact, more than 20% of Americans living in rural areas and nearly 30% of Americans living in Tribal lands lack internet access, compared to only 1.5% of those living in urban areas. To make matters worse, the average American shells out about $75 each month for internet service, with over a third saying that cost is one of the biggest hurdles in getting their hands on home internet.

As internet usage increases, the United States faces even more of a nationwide digital divide, but federal government agencies are stepping in to help bridge the gap. In December 2021, the FCC launched a $14 billion initiative to provide people across the United States with affordable internet access through the Affordable Connectivity Program (ACP). Eligible participants can receive up to a $30 discount per month on fixed or wireless internet access, or up to $75 per month on Tribal lands.

So far, the program has provided discounted internet service to more than 20 million households across the country. Here’s how it works:

• Find out if you qualify through your household income and participation in government assisted programs by visiting fcc.gov/acp.

• If you qualify, apply for discounted service by visiting getinternet.gov/apply. If you’re unable to apply online, print the application or call (877) 384-2575 to have one mailed to your home address.

• Once approved, select an internet provider. Metro by T-Mobile is one provider helping bring awareness to the program. In fact, a recent study found that half of eligible households are unaware of the program’s existence or didn’t know anything about it. Metro is out to change that, offering 5G home internet for just $20 a month with Autopay for qualifying ACP households. It’s easy to sign up with no contracts, credit checks or hidden fees. New customers can visit their nearest Metro store to purchase the internet gateway and a Metro phone line to add home internet to their account. Visit metrobyt-mobile.com/acp to learn more about how Metro is helping to bridge the digital divide.

If you’re not eligible for ACP, there are other ways to save a few dollars when shopping around for home internet.

• Take Advantage of Free Trials: Some internet providers offer free trials or money-back guarantees to test out their internet in your home for a certain timeframe.

• Bundle Services: Check what other services you can bundle to save, like your phone plan, cable television and more.

• Autopay Discounts: Wireless companies often offer discounts for those accounts that sign up for autopay billing.

• Internet Connection Type: The type of internet you purchase matters. Fiber and traditional broadband connected through a cable in the wall tends to be more expensive than 5G wireless internet services that use a wireless connection.

Staying plugged into our increasingly digital world on your terms and budget is totally achievable! Get savvy with your shopping and cash in on initiatives and perks to keep your wallet happy while staying connected.

Wedding on a budget? Save money with a smart plan

Photo: Sergio Souza/Pexels
NewsUSA -- The to-do list for newly engaged couples can be daunting. Finding a venue, booking a caterer, choosing a dress -- there are many details that need to be factored into a wedding budget, regardless of who is paying. Starting a new life together is a perfect opportunity to establish solid financial habits that will serve you well throughout your marriage.

With the pandemic slowly fading into the rearview mirror, most young couples probably won't have the budget or resources to have that storybook ceremony the bride has dreamed of since she was a child. An intimate setting with 40-50 guests may be a better option. Today's wedding budget should be something the bride and groom pay for comfortably. After all, there's no need to go into debt to impress a gathering of family and friends.

Setting your priorities as a couple early on will set the tone for financial decisions in the future.

A CERTIFIED FINANCIAL PLANNER™ professional can help couples develop a smart plan to manage engagement and wedding expenses. Setting priorities early on can help avoid conflicts as the big day approaches. Start by considering these four elements of planning for wedding expenses:

  • Make a list. Write down everything you both need or want for your dream wedding. That includes items large and small, from the number of guests to the types of flowers or favors.
  • Rank the list. Now that you have your list, put things in order of priority. Assign a number to each item in order of importance, such as a live band, sit-down dinner or elaborate cake. Or start by sorting needs and wants into categories, using 1 as most important, 2 as moderately important and 3 as least important. You will need to agree on the most important items, whatever those may be.
  • Budget the list. Assign an estimated price to each category or item, according to how much you are able and willing to spend. Consider cutting back on flowers in order to fund a sit-down dinner, for instance, or opt for a buffet-style dinner so you can invite more guests.
  • Listen to the lists. This is the time to be a good listener. Hear what your partner has to say about needs and wants; what is important to one of you may not be as important to the other. Financial compromise is a skill that will serve you throughout married life.

Data from loan services show that approximately 45% of couples racked up debt to pay for their wedding, and that ultimately the debt resulted in consideration of divorce. Nip that risk in the bud by avoiding debt when you assess your wedding expenses. A CFP® professional can help you think outside the box and guide you in making smart financial choices during the wedding planning process.

Visit LetsMakeAPlan.org for more information about managing wedding expenses and planning your financial future.

Financial planning strategies for LGBTQ+ couples that make sense

Photo: NewsUSA
(NewsUSA) -- Every family has a unique financial situation with its own set of challenges. However, financial planning can be a bit more complex for LGBTQ+ couples. Depending on the state in which they live, LGBTQ+ couples may find it hard to secure access to health care, higher earning opportunities and retirement savings.

CERTIFIED FINANCIAL PLANNERTM professionals can help LGBTQ+ couples navigate these challenges and develop financial planning strategies tailored to their specific needs and the laws of their state.

Here are 4 examples of strategies that a CFP® professional can help you consider:

1. Estate planning: Estate planning is important for LGBTQ+ couples, particularly when considerable assets are involved such as multiple retirement accounts or real estate. In addition to a will and beneficiary designations, your estate plan should also explain how your medical wishes should be honored. Your plan should include health care proxies and medical powers of attorney.

2. Retirement planning: A CFP® professional will work with you to choose the best savings and investment options to meet your retirement goals. They can help align your investment options with your values, combine or consolidate retirement accounts, and make annual contributions. A CFP® professional can also help you review your beneficiary designations to ensure your loved ones are protected. This includes understanding the tax implications of naming a spouse and unmarried partner as a beneficiary.

3. Insurance planning: A CFP® professional can help you evaluate your needs for foundational insurance -- that is, health, life, long-term care and disability insurance. It is important to know your rights, resources and insurance-policy details before incorporating insurance into your financial plan. For example, many insurance carriers recognize domestic partner status and will offer a preferred rate if you live with your life partner, even if you are not legally married.

4. Family planning: Deciding whether to get married and whether to start a family involves many important financial considerations for LGBTQ+ couples. Marriage may offer several long-term financial benefits, including health care coverage and federal protection of certain assets. Alternatively, a domestic partnership agreement can provide financial protections for unmarried LGBTQ+ couples. And starting a family may mean saving for fertility treatments, or a domestic or international adoption program.

These strategies, along with other financial best practices, can help put LGBTQ+ couples on a path to financial success.

You can find a CFP® professional by visiting LetsMakeAPlan.org and using the Find A CFP® Professional tool. You can also filter your search to find a planner with experience working with LGBTQ+ individuals and couples.

Watch out for higher heating bills this winter

Snowy day at home
Photo: Kelly L/Pexels
5 ways to keep your home cozy all winter long


(StatePoint) - According to a government agency in the U.S. Federal Statistical System, heating bills for homes that use natural gas could be significantly higher this winter – perhaps by as much as 50%.

“We expect that households across the United States will spend more on energy this winter compared with the past several winters because of these higher energy prices and because we assume a slightly colder winter than last year in much of the United States,” the U.S. Energy Information Administration said in their report last month.

According to the Cincinnati Enquirer, price models predict this winter could be the most expensive one since 2008-09 for homes heated with natural gas. With natural gas prices expected to skyrocket by 30%, some users could expect to pay an average of $746 this winter, while those who get heat from electric sources could pay up to $1,268.

Why are prices going up?

The reason for the anticipated spike in energy prices is that fuel demand has shot up from recent lows faster than producers have increased supply. Energy prices dropped considerably last winter due to the sharp drop in demand thanks to the pandemic. The agency points out that prices have since rebounded and in some cases have reached multi-year highs thanks to both the increase in demand and the ongoing economic recovery.

The other factor affecting prices is the weather. Based on recent climate trends, colder temperatures are expected, which will not only boosts the energy your home needs to stay comfortable but quickly raises demand for those resources as well. Dwellers will be stuck burning more fuel to keep warm as well as paying more for it.

Weatherizing your home or apartment to ensure it stays comfortable during the long winter season is a great way to help control possible increased costs on your utility bills. Here are five easy ways to keep your home cozy all winter long.

1. Maximize Heating Options
Unpredictable weather can cause outages, so it’s best to prepare with alternative ways to heat your home. A log fireplace is wonderful, but for those without one, it may be best to invest in a gas heating alternative, like an individual heater or small generator.

2. Temperature Control
Bringing those utility bills down means keeping the warm air inside. Shifts in temperature can cause wood to expand or contract, creating small cracks or leaks which need to be filled. Duck Brand Foam Weatherstrip Seals form the perfect barrier from drafts with self-adhesive foam strips to ensure utility bills remain low with minimum effort and maximum savings. These heavy-duty strips also provide protection year-round by blocking dust, pollen and insects.

3. Swap Your Furnace Filter
Trapped dust and dirt in your furnace filter can cause low airflow and limit your furnace’s ability to properly function when you need it most. This can unnecessarily raise the temperature and cause your energy bills to skyrocket. A simple filter change on your furnace and even air conditioning units as often as once a month can help maintain excellent airflow.

4. Create a Barrier in the Garage
While many homeowners concentrate on preventing drafts by their front door; they often forget about the largest opening in their house – the garage. Protect against snow, water and cool winter air from entering your garage with a Duck Brand Garage Bottom Seal. This heavy-duty, waterproof rubber seal won’t freeze or crack, and creates a tight, protective border all year long.

5. Cover Exterior Access Locations
Built-in pet doors and mail slots often go overlooked. Lower your energy bill by covering those spaces and opt for alternative options when taking out your pets and receiving mail.

For more information, visit DuckBrand.com.

Staying prepared for any shift in weather is always something homeowners should prioritize. With some quick tricks and the right products on hand, weatherizing your home doesn’t have to be complicated or expensive to keep you and your family warm.

Guest Commentary: It’s pathetic Congress and President have trouble agreeing

by Glenn Mollette, Guest Commentator


America needs attention to our infrastructure. It’s pathetic that our Congress and President are having so much trouble putting something together they can agree on.

We managed to spend the equivalent of a trillion dollars in today’s currency on the Vietnam war. What did we get for a trillion dollars? Over fifty-eight thousand dead American soldiers. Plus, over 1500 missing in action and thousands of wounded. Many who have never recovered.

We lost 4497 American soldiers in Iraq. We spent two trillion dollars in Iraq. We had over 32,000 other casualties. What does America have to show for the war in Iraq?

We spent 20 years in Afghanistan. Over 2400 American soldiers were killed and over 20,000 were wounded. We spent at least 2.3 trillion dollars. What does America have to show for our war in that country?

Did these wars make us safer? Did they make our country greater and stronger? Is America better and freer because of these wars? America suffered great loss from these wars. Thousands of American families are still grieving.

The stimulus proposal, approximately $1.75 trillion is about investing in America. We are long overdue for a major investment in America. We don’t all agree on the infrastructure bill’s spending list. However, can’t these “great” politicians come up with an “essential” needs list that is starkly visible to any naked eye?”

Maybe we could get busy in our nation and stay out of other countries’ business for a while.

Maybe we could take a break from fighting among ourselves.

A working nation will be a much happier nation. We hear all this bull talk about we’ll never get out of debt from this infrastructure bill and we won’t. However, we’ve spent too much time trying to solve the world’s issues while ignoring our own problems. We need to work on our homeland. The roof is leaking, the walls are crumbling, the electrical work needs to be repaired. The water we are drinking is dirty. The driveway is crumbling and potholes abound. The plant down in town relocated and the local coal mine closed. Things are tough.

The house needs a lot of repair but it’s hard to repair a house and buy expensive groceries on the meager wages that are available to most Americans. Families can’t live on $15 an hour, or go to the doctor. Over forty million Americans still live in poverty. Millions more live right above the poverty line and struggle.

According to Pew Research, "A household with an income between two-thirds of and double the median household income is considered middle class. The national median income in 2021 is $79,900, which would mean an individual would fall squarely in the middle class with an income between $53,266 and $159,800." Is this you? The average household income for 2021 has been $79,900 according to huduser.gov.

A financially strapped American living in an aging house that is desperate for repairs is symbolic of much of America.

Yes, we have seen a stock market boom. Americans selling houses are doing well financially. Yes, a lot of people in America are in the medium income level which is not bad.

However, too many Americans are still financially insecure. They don’t make enough money. They can’t afford adequate housing. They still put off going to the doctor because of costs. They aren’t saving any money.

More senior Americans are working than ever before because they can no longer live on their meager pensions and Social Security is being eaten away by rapid inflation.

We need an investment at home, our home, America. Congress, please make a reasonable list. Our needs are so visible. We need clean water, Internet, available affordable healthcare including prescriptions, affordable clean energy, chips for our cars and phones, roads and bridges and real paying jobs for Americans who are willing to work. Why is this so hard? In comparison to over 5 trillion dollars and thousands of American lives spent around this world, spending a few dollars at home should be a cakewalk for this Congress and President.


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Dr. Glenn Mollette is a syndicated American columnist and author of American Issues, Every American Has An Opinion and ten other books. He is read in all 50 states. The views expressed are those of the author and are not necessarily representative of any other group or organization.

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This article is the sole opinions of the author and does not necessarily reflect the views of The Sentinel. We welcome comments and views from our readers. Submit your letters to the editor or commentary on a current event 24/7 to editor@oursentinel.com.


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Ameren announces lower utility rate for St. Joseph

St. Joseph residents can knock a few dollars off their power bill for the next 12 months.

Recently Ameren Illinois announced lower residential electric rates to the tune of 4.6 cents per kilowatt hour (kwh) starting with this month's meter readings. With the transmission fees, the rate is estimated to be about 4.7 cent per kwh.

According to a press release from the village's electric aggregation consultant Simec, the low bidder for supplying electrical services to residents, the new rate is approximately three-tenths of one cent less than their rate of 5.031 cents.

The average consumer in St. Joseph would save roughly $36 a year switching to Ameren.

Customers that choose to opt out of the aggregation program offered by the village are subject to a lockout period of 12-months with Constellation, the default provider for village. Regulations require consumers who opt out to remain a total of 12 months with Ameren or a supplier of their choice if they do not switch to a new provider within the first two months of the initial change in service.

Once a customer opts out they will be returned automatically to Ameren or to the specified retail electric supplier.

One thing to keep in mind, Ameren, who cites decreased costs in delivering electrical service at this time, may raise their rates at any time if they file with the ICC and demonstrate that their operational expenses have changed. The sole benefit of municipal aggregation is it does offer some measure of price stability since the rates are locked in for a specific period of time.

While Constellation negotiated rate with St. Joseph is among the lowest in the state, Ameren's new rate is appreciably lower in many communities. Quincy's provider bills 5.09/kwh. Effingham residents pay 6.285 with their aggregator. Godfrey’s current municipal electrical aggregation contract with Homefield Energy is at 5.496 until December 2020.

According to the release issued by Simec, residents currently with Constellation can opt out at any time and at no cost. To opt out, they will need to contact Constellation’s customer care center toll free number at (844) 312-9122 and will need only their account number. Customer account numbers can be found at the top of their bill.



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