I'm all for having medical insurance for everyone

By Glenn Mollette, Guest Commentator


Give all Americans the option to buy into Medicare.

I've paid into Social Security and Medicare my entire life. I'm still paying to be on Plan B and Supplemental Coverage. I also pay for prescription insurance. I often feel like a coffee coupon from McDonald's would pay for about as much medicine as my prescription card pays.

I no longer pay over $1600 a month in medical insurance but I still pay about $450 a month even with Medicare. Nothing is free.

Americans should have the option to buy into Medicare especially if medical insurance will not cover them and they can't afford the sky rocketing premiums. It's also time to get rid of medical supplements and prescription cards. Make Medicare a single payer of the doctor's visits, prescription costs and all the above.

The government has more power to control the cost of big pharmacies and hospital costs. Most medical providers have "one price" but then the "price" they will accept from Medicare. Under President Trump Hospitals will have to display their secret negotiated rates to patients starting in January, 2021. This gives you the option to shop around.

I'm all for having medical insurance available. Make it available from state to state. Make it easy for Americans to buy from pharmacies in Canada. Let senior Americans at age 55 buy 20-year term medical insurance plans if they would prefer to do so. Some Americans have no idea how desperate other Americans are when it comes to medical treatment.

Why make it so hard for Americans who do not have access to healthcare? Let them buy into Medicare. If they are unemployed or disabled then give them the Medicaid option. However, this is just more bureaucracy. This system needs to become one.

It's also time to make 60 the age that retired Americans go on Medicare.

In your late fifties and early sixties Americans have to start going to the doctor more. A friend of mine is waiting until she turns 65 and has Medicare so she can have a badly needed surgery. She needs it now. If she could buy into Medicare she could go ahead and move forward with her needed surgery.

We also need to turn the age back to 65 for collecting full Social Security benefits. American men die by the time they are 76.1 years old. Many die much younger. This is very little time to enjoy retirement. Sadly, many Americans aren't having much of a retirement in their golden years. Many are working longer and spending less time doing what they had hoped to do.

The government waste our Social Security contributions. They've spent trillions on foreign wars. They now tell us Social Security has be reduced by 25% in a few years. Rich political leaders want to push the age until 70 for you to collect your Social Security. This is not working for the American people. We are working longer with the prospects of collecting less. On top of this, older Americans are having to pay more of their dwindling retirement dollars for medical bills.

Bringing our troops home and spending less money in Iraq, Afghanistan and on rebuilding foreign nations is a start. We can and we must fix our medical insurance dilemma.

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Dr. Glenn Mollette is a syndicated American columnist and author of American Issues, Every American Has An Opinion and ten other books. He is read in all 50 states. The views expressed are those of the author and are not necessarily representative of any other group or organization.

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This article is the sole opinions of the author and does not necessarily reflect the views of PhotoNews Media. We welcome comments and views from our readers.


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Photo of the Day - September 27, 2020


Braydon Rupert gets a big lift from his dad on senior night at SJO

Rupert heads above fellow seniors

St. Joseph-Ogden senior Braydon Rupert is hoisted by his father, Chuck, during the senior class introductions at SJO's final boys basketball home game of the season. At 6-foot-8, Rupert needed no help towering over his Spartan teammates during the 2019-20 season. The Spartans went on to defeat Illinois Valley Central 60-54 during their Illini Prairie Conference contest on February 14.

(Photo: PhotoNews Media/Clark Brooks)



Transition: Eileen Welch, 99, of St. Joseph

Eileen Welch, 99, was born October 12, 1920 at Sadorus, the daughter of John and Anna (O'Neil) Gallagher. The St. Joseph resident passed away on Friday September 25, 2020 at Carle Foundation Hospital, Urbana, just short of celebrating 100 years on God's Earth.

She married William F. Bushue, who preceded her in death, and later married James Albert Welch, who survives. Eileen was preceded in death by her parents, son James, daughter Linda, and grandson Troy Waller.

Eileen is also survived by her daughter, Sandra Waller of St. Joseph, and her son, Dustin Ragle of St. Joseph. Grandchildren, Jeanne Lord, Joseph Ragle, and Everett Bushue. Great grandchildren, Blake (Katlyn) Waller, Ty Waller, Joseph (Alex) Ragle Jr, Josh Ragle, and two great-great grandchildren Riley and Anna Snyder.

She was employed at the University of Illinois and retired there. She also was a former manager at TCBY Yogurt store.

Eileen was active in her retirement and cherished family gatherings. She enjoyed mowing her yard until the age of 94 as well as sewing, cooking for her family, and family get-togethers.

Funeral services will be 1:00 P.M. Thursday October 1, 2020 at Freese Funeral Home 302 E. Grand Ave. St. Joseph. Entombment will be at Mt. Hope Cemetery, Urbana. Visitation will be Thursday from Noon-1:00pm.


'Temporary' tax increases always become permanent in Illinois


Ben Szalinski
Illinois Policy


State politicians have repeatedly reduced backlash from tax hikes by calling them temporary. That’s what they did in 1989 and 2011 but voted later to break their promises and make the increases permanent.

In 1989, former Republican Gov. Jim Thompson was pushing for a permanent 40% tax increase. Thompson lacked support from Democrats and reached a compromise with Speaker of the House Michael Madigan to temporarily raise taxes by 18% for the next two years by raising the rate from 2.5% to 3%.

State tax news
At the time, Madigan said Illinois did not need more tax revenue. Thompson disagreed, saying it was necessary to address concerns over school funding and property taxes. He said a temporary hike just pushed the problems to the future.

Two years later, lawmakers again voted to extend the temporary increase. In 1993, the General Assembly made it permanent.

Following the Great Recession in 2011, former Gov. Pat Quinn and state lawmakers jacked taxes up from 3% to 5%, again with the promise it would be temporary. Quinn said the increase was to help the state pay the bills and regain sound financial footing. Former Senate President John Cullerton promised it would help pay for pensions without borrowing.

“The point of this income tax increase is not to expand programs, not to do brand new things in Illinois state government, it is only intended to pay our old bills and deal with the structural deficit,” said former House Majority Leader Barbara Flynn Currie.

Lawmakers planned to partially sunset the tax to 3.75% in 2014 and 3.25% in 2025. The decrease did happen in 2014, but it was short lived.

The General Assembly passed the largest tax increase in Illinois history in 2017 by raising rates back up to 4.95%.

The temporary 2011 hike solved few problems for Illinois and the 2017 increase has been no better. The state still struggles with the nation’s worst pension crisis and the deficit has quadrupled since 2011.

Illinois' net position worsens dramatically despite two major tax hikes

Gov. J.B. Pritzker is now asking taxpayers to play this game again with a progressive income tax structure. He wants a small percentage of Illinois taxpayers to pay more in taxes to bail out the state’s financial mismanagement.

However, the governor’s revenue projection falls short. Pritzker says a progressive income tax will net the state an additional $3.4 billion. Analysis by the Illinois Policy Institute found it would only generate $1.4 billion more.

There is no possible way Pritzker can fulfill all of his spending promises, pay down billions in debt and still cut taxes for 97% of Illinoisans, as his proposal claims. Eventually, lawmakers will be back seeking another tax increase but with greater power to put unfair burdens on smaller groups of taxpayers, including taxing retirement income like every state with a progressive tax.

The Illinois Constitution contains a flat tax protection, meaning you pay more when you make more and pay less when you make less – but everyone pays the same rate. Lawmakers pay a political price when they raise everyone’s taxes, as happened in 2017 when resignations and voter backlash cleared out the General Assembly.

Giving the General Assembly a progressive income tax would be equivalent to handing them a blank check. They will be able to spend however much they want and selectively target different segments of the population for more taxes, reducing the number of angry taxpayers at any one time.

Illinois voters for the first time in 50 years have a chance Nov. 3 to tell Springfield what they think about tax increases. Lawmakers need to fix basics, such as pension growth and 20 years of deficit spending, before making another promise to taxpayers that history shows is bound to be broken.


Originally published by Illinois Policy on September 16, 2020. Published by permission.


Photo of the Day - September 26, 2020

Blake Speckman wrestles his freshman year at SJO

State qualifier in the making

St. Joseph-Ogden wrestler Blake Speckman settles in for a pin on a Unity wrestler his freshman year at home dual meet held on January 22, 2004. Speckman, a two-sport athletes for the Spartans, rose to become a three-time state qualifier in the sport during his last three years of high school.

(Photo: PhotoNews Media/Clark Brooks)



Photo of the Day - September 25, 2020


Tyler Clark makes a catch for the Unity Rockets against STM

Big Catch, Unity Rolls STM

Unity receiver Tyler Clark makes a catch in his team's road game at St. Thomas More on October 3, 2014. The Rockets blasted the Sabers 49-14 in their Okaw Valley Conference contest. Unity, crowned conference champions that year, went on to finish the season 9-2 after their loss in the IHSA semifinals to rival St. Joseph-Ogden on November 8.

(Photo: PhotoNews Media/Clark Brooks)




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