Debunking 6 common misconceptions about heat pumps

Home heat pump
Photo provided

BRANDPOINT - Heating and cooling often make up the bulk of utility bills - and the right HVAC system can make a world of difference in both energy bills and home comfort. Recently, heat pumps have become a trending topic in the news for their ability to address both of these needs by providing sustainable home comfort while simultaneously lowering utility bills. But can they really do both?

To answer that question, it's important to first understand how a heat pump works. When the thermostat temperature is raised and heat is needed, the system pulls heat energy from the ambient air outside the home to heat the home. When air conditioning is desired, it does the opposite, removing heat from inside the home and expelling it to make the home cooler.

Because heat energy is moved around rather than being produced directly, heat pumps can provide more sustainable - and more efficient fuel source alternatives. In addition, recent advancements have made heat pumps far more efficient and more reliable than ever before - even in colder climates. As a result, both federal and local agencies are offering money-saving incentives to help more homeowners switch to heat pumps making it an ideal time to invest in a new heat pump.

But even with these benefits, there are still a lot of myths about how heat pumps work. We're debunking some of the top heat pump misconceptions.

Myth 1: Heat pumps won't work in cold climates

Fact: Today's heat pumps can provide efficient heating in colder climates than ever before

In the past, some older heat pumps could struggle to heat a space efficiently when outdoor temperatures were especially cold. However, today's heat pumps are engineered to function as the primary heating source in almost all geographic regions, even when temperatures drop below freezing.

The key to providing sufficient heat capacity in especially cold climates is the compressor - the part of a heat pump that moves heat through the system. In the past, heat pumps typically relied on single-speed compressors that functioned like an on/off switch, making it harder for the system to cope with extreme swings in temperature. Today's more advanced heat pumps leverage variable-speed compressor technology to make incremental adjustments that keep pace with changing temperature more efficiently and more accurately. In addition, many heat pumps rated for cold-climate use now feature vapor injection technology, which further boosts cold-weather heating performance.

Myth 2: Heat pumps don't really save money

Fact: 90% of homeowners can reduce their utility bills with a heat pump

The Environmental Protection Agency (EPA) estimates that almost all homeowners can expect to see cost savings by switching to an energy-efficient electric heat pump. Today's heat pump offerings are wide-ranging and can meet the unique needs of almost any home, comfort level, or budget. Innovations in energy efficiency mean less electricity is used to cut costs in most homes. For example, the newly launched YORK® HH8 Side-Discharge Heat Pump can precisely match a home's changing comfort needs while reducing homeowners' energy bills by up to 50% compared to less efficient HVAC systems.

Myth 3: Heat pumps are noisy

Fact: Many heat pumps are as quiet as a dishwasher

No one wants to hear excessive noise coming from their HVAC system. Premium heat pumps combine insulated cabinets and low-sound fan designs to deliver whisper-quiet performance when operating in both heating and AC modes.

Myth 4: Temperatures will be inconsistent

Fact: Heat pumps seamlessly move between heating and cooling for consistent comfort

We all want to feel comfortable in our homes. Variable-speed heat pumps automatically move between heating and cooling modes throughout operation to maintain precise temperature and humidity levels. These seamless adjustments provide unmatched home comfort while helping to maximize energy efficiency, especially when compared to single-phase heat pumps that simply turn on and off and provide inconsistent inside temperatures.

Myth 5: Heat pumps require a lot of space

Fact: New compact designs are 30% smaller than traditional equipment

Innovative, new heat pump designs like the YORK® HH8 Side-Discharge Heat Pump offer top-tier efficiency and variable-speed performance in a compact size. The side-discharge design allows the heat pump to be stacked, placed under raised decks, or installed in zero-lot-line neighborhoods.

Myth 6: Installing a new heat pump is expensive

Fact: A wide range of rebates and incentives are available now

A historic number of savings programs are available to help offset the cost of installing a high-efficiency home heat pump. Through a combination of immediate discounts, tax rebates, and utility and manufacturers' offers, some qualifying homeowners can offset 100% of the cost of installing a heat pump. Additionally, some manufacturers offer simplified financing options with fixed monthly payments to make the investment more manageable.


Make a small or your second kitchen more functional

StatePoint Media - Whether you live in tight quarters or like many Americans, have a smaller, secondary kitchen in your home, there are strategies for making the most of compact cooking areas, none of which involve compromising style or functionality.

Photo provided

Use Smart Storage
Sneak in extra storage in unexpected places without contributing to kitchen clutter. Install pull-out cabinets. Use an over-the-sink dish drying rack. Mount a magnetic knife sheaf to your backsplash. Use a rolling storage cart that can be moved out of the way when needed, being sure to opt for one with a wooden top to boost your counter real estate. All these solutions will help free up more of your workspace, ensuring you have plenty of room to chop, mix and stir.

Go Multifunctional
Top-notch appliances don’t need to be huge to provide professional-style performance. It’s all about finding models that offer multifunctionality, such as the 30-inch Dolcevita Dual Fuel Range by the Italian brand, Lofra Appliances. A great example of a luxury range uniquely engineered to fit a smaller space, unlike other compact appliances of its size, this one ensures that you can get the aesthetics, powerful BTU output and oven capacity that larger ranges offer. Its convection oven offers nine programmable cooking functions so that you can defrost, grill and bake like a pro, no matter the size of your kitchen.

Get Creative
It’s a good idea to get a bit creative about where appliances will actually fit in your compact kitchen. For example, the 30-inch Wall Oven from Verona is only 24 inches tall, making it the perfect height for an under-the-counter installation. Pair it with a Verona 12-inch, 24-inch or 30-inch cooktop, which have minimal undercounter depth, for a great combination when space is limited.

If you need a second oven, Verona packs two multifunction ovens into one 36-inch range. Both ovens feature optimal amounts of space so you can fit anything from weekday dinners to the Thanksgiving turkey and all of the side dishes to go with it.

Both Verona and Lofra are exclusively imported by EuroChef USA. For more information, visit eurochefusa.com.

Build Upward
Don’t forget to think about your kitchen from a vertical perspective, too. This can help you maximize every square inch of the room. Add hooks to the upper areas of your walls, or even hang items from the ceiling. Put seasonal tools and ingredients up on the highest shelves and rotate them as needed. A small, foldable stepstool takes up almost no storage space but can help you reach those seldom-used items when it’s time.

A cozy kitchen is no cause for distress. Whether it’s throwing an elaborate dinner party or cooking for a busy family, you can get a lot done in your smaller kitchen with wise appliance choices and creative storage solutions.


Struggling to pay your rent? A couple tips to keep the roof over your head

Approaching your property manager can be intimidating. Before your conversation, consider seeking advice from a HUD-certified housing counselor or your local tenant union.
Photo: Sam Jotham Sutharson/PEXELS

StatePoint Media - Upfront and ongoing renting costs can put financial stress on any monthly budget. But whether you are experiencing financial hardship or just need a little extra help to make ends meet, you may have options by working with your property manager.

If you’re struggling to meet either of the two largest financial responsibilities of your lease — your security deposit or rent — here’s what you can do, according to Freddie Mac:

Alternative Security Deposits
The upfront cost of a security deposit can be a challenge for some renters. However, some property managers offer alternatives that decrease the amount due at signing. Common options include:
  • Recoupment: You agree to pay the property manager for any damages up to a pre-approved amount. If you fail to pay for damages at move out, a deposit company will bill you the amount owed.
  • Insurance: You pay monthly premiums for an insurance policy, up to a certain limit, to cover any damages you cause.
  • Installments: Rather than paying the full deposit at move-in, you’ll pay in smaller installments, typically monthly.

It’s important to know the different implications of each option. While these alternatives may seem attractive at lease signing, the cumulative out-of-pocket costs may be more than the amount of the traditional security deposit in the long run. Furthermore, depending on the option you choose, you may also still be liable for costs associated with damages to your unit. Make sure your agreed-upon terms are documented and that you fully understand them.

Rent Flexibility
Talk to your property manager about the flexibility they can provide on your rent payments. There are several common arrangements that they may be willing to offer you, which include:
  • Personalizing your payment dates: Most rent payments are due on the first of the month, and many properties typically offer a grace period. However, depending on your pay day, this timing still may not be ideal. Speak to your property manager about changing your payment due date to better align with your pay cycle.
  • Paying in installments: You may find it difficult to cover your full monthly rent in one payment. If this is the case, your property manager may be willing to work out an alternative schedule that allows you to make multiple smaller payments throughout the month.
  • Receiving a waiver for late fees or penalties: Late fees and penalties are intended to discourage repeated late payments — but sometimes, unexpected things happen. If you’re facing a temporary setback but are otherwise in good standing with your property manager, you may be able to negotiate a one-time exception for late fees or penalties.

Navigating the Conversation
Approaching your property manager can be intimidating. Before your conversation, consider seeking advice from a HUD-certified housing counselor to help you understand your rights and options, and to prepare any relevant information you may need. As you negotiate with your property manager, keep written documentation of any agreements made. And of course, keep the lines of communication open so that both parties are holding up their end of the agreement.

If you need assistance, reach out to a Renter Resource Organization, which can provide financial planning advice, educate you on your rights and responsibilities as a renter, offer mediation in landlord-tenant disputes, provide legal advice and more. Visit myhome.freddiemac.com/rros to find an organization servicing your region or call Freddie Mac’s Renter Helpline at 800-404-3097 to speak to a HUD-certified housing counselor.

If you’re struggling as a renter, actively communicating by asking questions or asking for assistance can relieve financial pressure and help you avoid eviction.


Water-saving tips for homeowners and apartment dwellers

Photo provided
BPT - Water conservation is a topic oftentimes disregarded. If not prioritized by contractors and tenants equally, the ramifications can be costly. As the U.S. population grows so does the need for water, and according to UNICEF, half of the world's population could be living in areas facing water scarcity by as early as 2025.

Whether you're a self-made developer, working contractor, or simply interested in getting into the business, the suggestions below can help counsel and ensure multifamily units are suitable for adequate living.

Water-saving tips

The average American family spends more than $1,000 per year on water costs. That translates to about an $83 monthly water bill, according to the EPA. Fortunately, there are simple tweaks one can implement to help cut down on consumption and reduce that monthly spend.

Install a new showerhead

The average family could save 2,700 gallons per year by installing WaterSense® labeled showerheads. These types of showerheads can also help alleviate water heater demands and save on energy consumption. Luckily, many of Peerless Faucet's bath fixtures are proudly WaterSense labeled which denotes the fixtures use at least 20% less water than the industry standard without compromising performance. A great option is the brand's 5-Function Showerhead with POWERush technology. This showerhead uses larger water drops in a unique wave pattern for a more drenching sensation. With this technology, contractors can promise tenants a rejuvenating experience without increasing overall water usage.

Monitor for potential leaks

Whenever faucets drip, it could be more than just water going down the drain. Faucet leaks waste environmental resources and cost tenants money, which in turn could be requested as a credit from property management. Experts estimate that even a small drip, once every 10 - 15 seconds, can waste almost 15 gallons a month, or nearly half a gallon in a day. You can easily check for leaks by observing the plumbing. It's important to keep eyes peeled and physically feel exposed pipes to check for any running water. Condensation around pipes can also be a sign of leakage. For toilets, a simple dye test can even verify if the flapper is sealing properly and help prevent silent leaks.

For contractors specifically, ensure all fixtures are installed properly - from the back-of-the-wall pipes to the product itself, each step should be followed with care to avoid future leaks. Most brands will provide an install guide within the packaging, but if that gets lost or misplaced, the brand's website can also be a handy resource to find these materials.

Change your bathroom habits

Daily routines that are often overlooked can also have a significant impact on your water bill. For example, many may not realize that each time one leaves the water running while they brush their teeth, four gallons of water goes down the drain. Simply turning off the water while brushing is a simple way to save. Other easy solutions for conserving water are turning off the shower while lathering or the kitchen faucet while scrubbing dishes.

Both contractors and tenants should prioritize water conservation best practices. Water is universal, and an element shared by all, so making sure it's preserved and filtered adequately can ensure a better quality of life and monthly savings.

Don't have a standby generator yet? Here are 6 things you will want to know before you buy

Brandpoint - Every day on the news, it seems, there's a report about another extreme weather event. According to the National Oceanic and Atmospheric Administration (NOAA), 2023 was a record year for extreme weather. The U.S. experienced 28 separate, billion-dollar weather disasters last year, the highest number ever. That averages out to more than one every two weeks.

Last week, the NWS Storm Prediction Center issued a warning that severe storms capable of damaging winds, large hail, and tornadoes are on tap for tomorrow. The affected area stretches from the Ozarks into the Lower Great Lakes.

Widespread power outages, like this one expected to roll through central Illinois on Tuesday evening, are one of the byproducts of these mega-storms, but it doesn't take a once-in-a-century flood to cause them. Blackouts happen regularly due to more "mundane" causes, like power grid glitches, ice storms or high winds, even lightning in a garden-variety thunderstorm taking out a power pole. And you're left in the dark. Depending on the severity of the outage, that darkness could last awhile.

Remember that storm that produced nearly 80mph windspeeds passed through the area last June? In its wake, the storm left over 28,000 homes without power in Champaign County and more 170,000 homes in Ameren's service area.


A branch from a large tree was peeled away from the trunk by strong winds last June near a condo at the corner Broadway and Vermont in Urbana.
Sentinel photo

When the power goes out in your home, so does the heat. And the internet. And the electricity needed to keep food at a safe temperature in the refrigerator. All of your "smart" electronics and appliances that talk to each other (and to you) go silent.

Owning a standby generator is the best way to keep your household humming during a power outage. Because of all of the extreme weather we've been experiencing, it's moving from the nice-to-have category into a necessity. Here's what you need to know before buying one.

A standby generator is different than a portable generator. Most people are familiar with the type of bulky generators their fathers kept in the garage, noisy contraptions that needed to be hooked up to cough to life when the power went out. You could run the refrigerator or a space heater, but not both. We've come a long way since then. A standby generator is a back-up electrical system that kicks in automatically when the power goes out. These sleek, permanently installed units are a bit like having a power plant on reserve. Some models are able to power the electricity to your entire home. The switchover from the power grid to your generator is completely automatic and usually so seamless, homeowners don't even notice a disruption.

You must own your home to install a standby generator. Standby generators are permanently installed outside of your home — just like an AC unit or solar panel system — and routed to your home’s electrical and gas systems. For this reason, you must own the property your generator will power.

The type of home matters. A condo or apartment, even if you own it, isn't conducive to having a generator. If you live in a townhome complex, consult your community’s by-laws before purchasing a generator. Typically, single-family and fixed mobile homes are qualified for generator installation.

Research any necessary permits before you install. Typically, your generator will be installed alongside your home’s exterior in a discrete area, but it is still considered a modification to your home’s appearance. This means you’ll likely require approval, and perhaps permits, prior to installation if you live in a community regulated by an HOA or other governing board.

Consider your home's power needs ... and your own. Do you want to power your entire home during an outage, or can you get by with only select appliances or systems running? Analyze your home’s electrical load and your power priorities. This will help you determine potential generator models to choose from. Some are equipped to power your entire home, while others are better for powering the necessities.

Not all generators are created equal. You can find any number of generators on the market today with just a few mouse clicks online. But this is your family's safety and well-being in a potential disaster we're talking about. It's not the time to take chances on an untested product or company. Go with a trusted name in the industry you can count on to keep your household running. KOHLER generators have been on the market for over 100 years and each model has endured hundreds of performance tests to ensure total reliability. They're built with commercial-grade engines designed to outlast the outage. And they use state-of-the-art technology so you can monitor it on your mobile device or computer.


Photo provided
In addition to providing dependable electrical service in an emergency, standby generators increase the intrinsic value of the home and property on the real estate market.

When a power outage strikes, a standby generator ensures that your family won't miss a beat. Want to learn more? Visit KOHLERhomeenergy.com for more information.

Commentary |
Airbnb is driving up housing costs for all of us


In the early years, staying in other people’s houses felt like an act of rebellion against corporate hotel chains.


by Sonali Kolhatkar



Americans have been on a vacation binge since the easing of COVID-19 restrictions. In particular, the vacation rental company Airbnb is thriving. Late last year, the company posted its highest-ever profits.

Sonali Kolhatkar
Meanwhile cities are seeing rising rents, unaffordable home prices, and increased homelessness. Authorities are now linking these crises in part to Airbnb — and some now are passing strict regulations.

Just as companies like Uber were once touted as a way for working people with cars to earn a little extra spending cash, Airbnb offered the promise of supplementary income for those with an extra room or converted garage.

I’ve rented several Airbnb homes over the 15 years since the company was founded. In the early years, staying in other people’s houses felt like an act of rebellion against corporate hotel chains. The privacy, convenience, and often lower cost enabled tourists with tighter budgets to enjoy family vacations that otherwise might have been unavailable.

Now, however, the market is increasingly dominated by a small number of corporate “hosts” and professional property managers — wealthy elites and corporate entities that scoop up large numbers of properties and turn big profits by renting them out to travelers.

And that’s driving up housing costs for everyone.

Stephanie Synclair, a 41-year-old Black mom from Atlanta, recently made the news for becoming a home-buyer — not in her hometown, but in Palermo, Sicily.

In spite of having a budget of $450,000 — no small sum — Synclair had no luck buying a home in Atlanta, where properties are among the most overpriced in the nation. Atlanta’s housing market is dominated by investors and cash-rich corporations who scoop up practically every home listed at $500,000 or less, many of which are then transformed into Airbnb listings for tourists.

So Synclair now plans to retire in her $62,000 home on the other side of the planet instead.


out of the way home
"Staying in other people’s houses felt like an act of rebellion against corporate hotel chains," Kolhatkar said. Affordable, off-the-beaten path rentals once had their quirky charm until corporations invaded the short-term rental market.

Photo: Theo Rivierenlaan/Pixabay

A 2017 study of New York City by the watchdog group Inside Airbnb concluded that the Airbnb model also fuels racism in the housing market. “Across all 72 predominantly Black New York City neighborhoods,” the group found, “hosts are five times more likely to be white.” But the “loss of housing and neighborhood disruption due to Airbnb is six times more likely to affect Black residents.”

To curb such inequities, New York City, which already had strict rules about short-term rentals and subleases, passed a law in 2023 requiring Airbnb to ensure that hosts obtain permission to rent out housing. If it fails to do so, both the host and the company are hit with hefty fines.

While this means potentially higher hotel costs for out-of-town visitors, it could also free up rentals for long-term residents. According to The Guardian, this may already be happening, just months after the law went into effect in September.

While cheaper vacation stays are certainly desirable for those of us who love to travel, vacationing is a privilege in the U.S. More than a third of Americans, a 2023 survey found, are unlikely to take a summer vacation. And of those, more than half say they simply can’t afford it.

A 2019 Economic Policy Institute study pointed out that “Airbnb might, as claimed, suppress the growth of travel accommodation costs, but these costs are not a first-order problem for American families.” What is a first-order problem is affordable housing.

While regulating Airbnb will not mitigate all economic injustices facing Americans — such as suppressed wages and a lack of government-funded health care — it certainly will move the needle in the right direction.


Sonali Kolhatkar is the host of “Rising Up With Sonali,” a television and radio show on Free Speech TV and Pacifica stations. This commentary was produced by the Economy for All project at the Independent Media Institute and adapted for syndication by OtherWords.org.

Read our latest health and medical news

Turn your bathroom into a spa-inspired oasis

Photo: BPT

BPT - A rapidly growing number of homeowners want their bathroom to be a sanctuary for relaxation and self-care, so it's no wonder that the bathroom redo has become one of the most popular renovation projects. A recent survey from Houzz showed that one in five homeowners (22%) enlarge the primary or en suite bathroom during a renovation. And with the extra space, more than three in five homeowners (61%) increase the size of their shower. Transforming your bathroom into a spa-inspired retreat will not only impact your overall well-being and comfort but can also boost the value of your home.

The design team at Wilsonart, an industry leader in engineered surfaces, offers these five tips to consider when expanding and enhancing your shower space:

1. Set a realistic budget

Enlarging the size of your shower space is an investment. Prior to getting started, set a realistic budget that includes not only the construction costs but also the cost of materials such as the shower surround surface, fixtures, floor tiles and other design elements. It's also smart to have a contingency fund ready for unforeseen expenses that are sure to pop up along the way. And don't underestimate the power of DIY when it comes to cost-efficiency. If you are handy with tools and willing to learn, there may be certain aspects of a bathroom renovation that you can tackle yourself. Taking on tasks like painting or even assembling fixtures can significantly reduce labor expenses.

2. Choose the right materials

Selecting the right materials is key for both functionality and style. For shower surrounds, select a surface with style that will stand the test of time and fit your lifestyle needs. An on-trend option like the Wetwall™ Waterproof Wall Panel System makes it easy to transform bathrooms and create spa-worthy retreats that deliver high-end designs without disruptive demolitions. Ideal for shower walls, bath surrounds, accent walls and cladding, the easy-to-clean, grout-free system features tongue-and-groove panels that can be installed in as little as 2.5 hours and do not require special tools. The system is simple to maintain and features a patented, waterproof core that offers antimicrobial protection that inhibits the growth of stain- and odor-causing mold and mildew. Inspired by the beauty of nature, the two latest designs to join the collection, Tuscany Marble and Darlington Cherry, can add a high-impact, bold statement to any bathroom, without breaking your budget.

3. Invest in quality fixtures and features

Give your new shower space the quality fixtures and features it deserves. Adding simple luxuries like a rainfall shower head or built-in shower seat will help turn any bathroom into a sanctuary. Today's on-trend fixture finishes include matte black, aged bronze and brass, all of which are sure to add a touch of elegance while perfectly complementing your surface selections. While investing in high-quality bathroom accessories may add to your renovation's bottom line, it can actually save you money in the long run since cheaper fixtures tend to be more prone to breaking or wearing out.

4. Maximize natural light

Incorporating natural light into the bathroom can help enhance the room's overall aesthetic and make the space feel larger. Consider adding a window or a skylight strategically placed to maintain privacy, while allowing natural light to enter the room. This extra light can enhance your mood while also saving money on electricity bills.

5. Incorporate smart storage solutions

Having an organized shower can help streamline your morning routine while maintaining the visual appeal of the bathroom. Incorporating built-in storage niches helps create an elevated design aesthetic and optimizes convenience. The Wilsonart® Bath and Shower Accessories Niche collection is compatible with the Wetwall system and features sleek and functional recessed shelving for holding shampoo, soap and other shower accessories. Not only do these built-in bathroom storage ideas maximize square footage, but they also make a strong design statement.

Transforming your shower can take your entire bathroom to the next level and create a tranquil place to start and end your day.

For more bath inspiration and information, visit https://www.wetwall.com/.

Making space:
Freestanding units are a popular choice for people who want more room

NAPSI - If you are like many homeowners seeking to enhance your property and support your lifestyle interests, adding a freestanding hobby shop, home office, vehicle storage building, or recreational facility can be a great idea.

Photo: NAPSI

Building a freestanding unit on your property versus renting a retail location might be advantageous for a small business owner or an avid hobbyist. While renting commercial space offers more immediate flexibility and lower initial investment, generally it is better for small businesses with limited access to capital or needing a shorter rental commitment. On the other hand, owning a freestanding building might be a much better option.

Owning a freestanding structure does comes with challenges, including higher upfront costs, responsibilities for maintenance and repairs, and potential zoning or permitting issues if used for a business operation. Ultimately, the decision should be based on your current and projected financial position and long-term goals. The first step is to talk with a financial advisor, an insurance carrier, and your attorney to make an informed decision.

There are several advantages to having your own building on property you already own.

A freestanding building can provide you with increased equity over time. As the property value appreciates, it will increase the overall value of your land with the improvement. Since you own the property, you have control over how and when it is used. No more worrying about negotiating new leases, rent increases, security deposits, or restrictions imposed by landlords. From a profit/loss perspective, this can be crucial for long-term business planning.

While the initial investment for building a structure might be higher, in the long run, you may save money when comparing the aggregate rent paid over a three-, five-, or ten-year period. Plus, once the building paid off, your business becomes more profitable almost overnight with no mortgage or rental expenses.

Another advantage is you can customize your space just the way you want it. Constructing your own building allows you complete control over its aesthetics, creating a unique and distinctive space. Building on your property provides flexibility in terms of size and functionality. You can design the space to meet your specific business needs.

While in the planning stages, one should also allow for future expansion or modifications if you can not afford to build your dream space right off the bat.

Don't need space for your side gig or business, but need space to pursue your passion? What can be better than having an MMA or CrossFit gym just a few feet from your backdoor? Need a space to restore and maintain vintage vehicles? How about a space for your band to rehearse? A freestanding building is just the ticket.

For hobby enthusiasts, freestanding building projects range from a small garage to an elaborate workshop to support a wide range of interests, such as woodworking, classic car restoration, various collections, or simply for storage of equipment and tools, said Andy Brown, Morton Buildings suburban product line manager. Also popular are man caves and she sheds, which offer a place to get away to relax and unwind, enjoy hobbies, and spend time with friends.

"Our customers have used their Morton buildings for such diverse interests as an art studio, a family game room, a space for music and instruments, doing meditation and yoga, brewing beer and exercising," Brown noted. "Some couples split the space in their hobby building so they each have separate areas for their own interests."

Many owners of boats, RVs, and other recreational vehicles, such as motorcycles and ATVs, he added, want an attractive, well-designed storage facility to protect and enhance the enjoyment of those assets. Many of these vehicle storage facilities also have amenities such as an office, kitchenette, lounge, bathroom, and space for hobbies. 

"Homeowners want a building that will not only support their hobby and recreational needs but is also stylish and can be customized to complement the existing structures on the property with design features such as brick and stone, cupolas and porches," he said.


Home & Garden | Renovating for comfort: Creating cozy spaces in your home

Karl Solano/PEXELS
SNS - Creating cozy spaces in your home transforms it into a sanctuary of comfort. Warm, inviting areas make a house truly feel like a home in Champaign-Urbana. It’s essential for both your mental and physical well-being.

Here are some great ideas to help guide you through renovating your place with coziness in mind. From understanding what comfort means to practical tips on furniture arrangement, learn how to assess your current place and plan effective renovation and turn your home this winter into the coziest of havens and make you home the place friends and family love to gather.

Understanding Comfort and Coziness

Creating a cozy space goes beyond aesthetics; it evokes feelings of warmth, safety, and ease. Comfort and coziness in home design are crucial in how we experience our living place. A cozy room invites you to relax, unwind, and feel at ease, providing a refuge from the hustle and bustle of daily life.

On the other hand, comfort is about meeting our physical needs and ensuring our surroundings serve us well. These two elements create an environment that supports our well-being and promotes relaxation. When our homes cater to our needs and appeal to our senses, they contribute significantly to our happiness and contentment.

Assessing Your Space

Starting with a fresh perspective, look around your home. Ask yourself: Does it evoke comfort? Think about the areas that feel cold or unwelcoming. An inviting place often stems from its functionality. Consider if every piece of furniture serves a purpose. Could a corner benefit from a cozy reading chair? Or perhaps a barren wall from some soft lighting?

Next, take note of elements that may disrupt comfort. Harsh lighting or clashing colors can easily turn a place from cozy to chaotic. Also, reflect on the textures present. Soft, warm materials can elevate a room's coziness factor instantly.

Finally, sketch a rough layout of your rooms. Think about flow. The way spaces connect can either enhance or diminish a sense of comfort. Be open to rearranging. Sometimes, moving a piece of furniture can transform the whole vibe of a room.

Planning Your Renovation

Planning your renovation demands a well-thought-out strategy, particularly if creating cozy spaces in your home is the goal. Start with a clear vision of what you want to achieve. Consider the feelings you wish to evoke and the activities that will take place in each room. Draft a detailed plan that outlines every aspect of the project, from design concepts to materials and finishes.

Setting a realistic budget is crucial. Research costs thoroughly and allocate funds wisely to avoid financial stress. Remember to include a contingency fund for unexpected expenses. Equally important is establishing a realistic timeline. Plan each renovation phase meticulously, allowing extra time for potential delays.

Choosing materials and finishes that contribute to a cozy atmosphere is essential. Opt for warm colors and soft textures that invite relaxation. Pay attention to lighting; soft, layered lighting creates a welcoming ambiance. Flooring also plays a significant role; consider plush carpets or warm wood tones for added comfort.

Your plan should also reflect a balance between aesthetics and functionality. Ensure that every element you choose serves a purpose while also contributing to the overall coziness of the space.

Utilizing Space Effectively

Maximizing the potential of every nook and cranny is crucial in creating a comfortable, cozy place. Start with a smart layout, arranging furniture to make rooms feel open yet inviting. Incorporate multi-functional furniture, like ottomans with storage or sofa beds, to save space and add utility.

For effective storage solutions, US Moving Experts have a few tips. They suggest using vertical space with shelves and hooks, keeping floors clutter-free. Utilize under-bed storage and choose furniture with built-in storage. That keeps belongings organized while maintaining a tidy, cozy atmosphere. Avoid crowding rooms with too much furniture. Instead, opt for pieces that provide comfort and serve multiple purposes. Embrace natural light and use mirrors to create the illusion of a larger space. A cozy place is not necessarily a small one.

Incorporating Comforting Elements

Creating a cozy and welcoming place involves integrating comforting elements throughout your home. Start by selecting plush furnishings that invite relaxation.

Think soft sofas, overstuffed chairs, and cushioned benches. Incorporate soft textiles like fluffy throws and plush pillows for added warmth. Opt for warm colors in your décor to enhance the sense of coziness. Shades of red, orange, and yellow evoke feelings of warmth and comfort.

Lighting plays a crucial role as well; choose soft, ambient lighting over harsh, bright lights. Candles and string lights can add a gentle glow, creating a tranquil atmosphere. Integrate natural elements like wood and stone for warmth and grounding.

Don’t overlook the power of scent; fragrant candles or essential oil diffusers can contribute significantly to a cozy ambiance.

Personalize your space with meaningful décor, such as family photos or treasured mementos, to make it your own. Photos and paintings from local artists are always a sure hit. Have kids that play sports? Mounting and framing 16x20 or larger, high-quality action photos of your sports prodigy or grandchild will give your room a since of pride. These elements will transform your space, making it the perfect retreat for relaxation and comfort.

Ready for Creating Cozy Spaces in Your Home?

Focusing on comfort significantly enhances cozy spaces in your home. Understand, plan, and implement the right elements for transformation. Cozy furnishings, warm colors, and effective space use are key. Your home should be a sanctuary of comfort and warmth. Start now and enjoy a cozier, more comfortable home.

Creating a cozy and welcoming place involves integrating comforting elements throughout your home. Start with a clear vision of what you want to achieve. Cozy furnishings, warm colors, and effective space use are key.
Photo: Donald Tong/PEXELS

Related articles:

Four signs you need a new roof over your head

A roof is one of the most important components of any home. It protects the structure and its inhabitants from harsh Illinois weather, debris, and even pests. However, over time, roofs can become damaged due to age or extreme conditions. Knowing when it’s time to re-roof your house can save you money in the long ...

Designing your study space for success, start the new school year off right

Are you embarking on the next leg of your academic journey? Your environment plays a pivotal role and it's essential to carve out a space that enhances focus. By choosing to create a productive study ...

Four home renovation ideas for this fall that you'll love

Home improvement consultation with a contractor
Photo provided
BrandPoint - Fall is the perfect time to take on some home renovations, before the holidays hit and winter sets in. With just a few changes, you can make your home into a more functional space and create a warm, inviting atmosphere in which you and others will enjoy spending time for many seasons to come.

Let these four home renovation ideas inspire you to spruce up your space this autumn.

1. Make over the mudroom

If you have a mudroom, you know how helpful this space can be during the changing season. Over the course of fall and winter, a mudroom can help keep your house clean and organized by containing the mess of wet coats and dirty boots.

Upgrade your mudroom to make it more functional and easier to maintain. For example, you can incorporate storage solutions to store and organize your boots, add a bench to sit on while you take your shoes off and install hooks to hang your coats.

2. Upgrade your flooring

One way to bring a whole new look to your home is by bringing in new flooring, which can serve as the foundation for all interior styles. And, while there are so many great flooring options to select from, many homeowners today are opting to seek out floors that not only look great but also can stand up to busy households and traffic.

A great option that brings fantastic, real-wood looks coupled with kid-and-pet-proof performance is LL Flooring's new ReNature by CoreLuxe. This floor is waterproof and resistant to dents, scratches, scuffs, and stains - plus it's made from 25% recycled materials, another perk for homeowners who prioritize aesthetics, functionality and responsible manufacturing. What's more, with renovation season upon us, DIY'ers will love this easy-to-install flooring.

"ReNature by CoreLuxe is a perfect flooring solution that unites progressive manufacturing with design ingenuity, resulting in a product that's both resilient and stylish," said Jen Meska, Head of Merchandising at LL Flooring. "This flooring is manufactured with a commitment to material reuse, while providing a tough, resilient and waterproof solution for pros and homeowners."

The company also offers myriad stylish, quality options in solid hardwood and Duravana hybrid resilient flooring, so you can choose the perfect flooring for your fall home renovation project.

3. Give your fireplace a facelift

As the weather cools down, it's time to light your fireplace. But before you do, give your fireplace a makeover so you can transform your living room into a relaxing and welcoming space for your friends and family.

Some easy ways to give your fireplace a facelift include updating or replacing the mantel or replacing the current surround with new stone or tile. If you're feeling ambitious, add a built-in seating area nearby. This seating area makes it easier to enjoy the warmth and glow of the fireplace and acts as a focal point for fall gatherings.

4. Extend your entertaining space outdoors

Don't limit your entertaining to the indoors. Thanks to increasingly mild winters in central Illinois, with a few additions, you can easily extend your living or dining room into your outdoor space.

Add a firepit or fire table to your deck or patio so you can have cozy conversations around the fire underneath the stars. Also, consider investing in comfortable outdoor furniture so you can dine outdoors or enjoy drinks surrounded by the fall foliage. These additions make it easy to maximize your time outdoors.

This fall, give your home a little time, love and care. Using these four tips, you'll be well on your way to turning your home into a space you'll love to spend time in this season and beyond.

Related articles:


Designing your study space for success, start the new school year off right

Are you embarking on the next leg of your academic journey? Your environment plays a pivotal role and it's essential to carve out a space that enhances focus. By choosing to create a productive study nook, you're prioritizing...

Stylish and sustainable: Eco-Friendly home makeovers for the back-to-school season

As the autumn leaves fall, the back-to-school buzz resounds. However, the season isn't just about new books or outfits. It's an opportunity to rejuvenate our living spaces. Ponder this: Why not intertwine style with sustainability? Delving ...

Navigating solar leases for farmers and ranchers, a guide to working with developers

Leasing valuable farmland to solar energy firms can generate a reliable revenue stream. Landowners should carefully consider the current and future impact of long-term land leases.
Photo: American Public Power Association/Unsplash

by Cari Rincker
Attorney at Law
Solar energy projects present an attractive opportunity for landowners to diversify their income streams. When a solar energy developer approaches a farmer or rancher with a seemingly lucrative lease agreement, the landowner must carefully consider whether the lease adequately protects his or her best interests before rushing into the deal. In this article, I discuss the essential aspects of solar lease agreements, as well as any potential landfalls that farmers and ranchers should avoid when navigating and negotiating a solar lease agreement.

1. Understanding the Structure of the Agreement
Agreements between solar developers and landowners come in many shapes and forms. In broad strokes, there are two main approaches. On the one hand, a developer may present a farmer or rancher with an option agreement, which will give the developer a period of time to assess the viability of a solar project on the land, and the unilateral right to exercise an option to enter into a solar lease agreement if and when the developer determines that the project will be profitable.

The lease agreement should be fully negotiated at the time that the option agreement is executed. Alternatively, the developer may skip the option agreement and instead present the farmer or rancher with a lease agreement to be executed at the onset. Such a lease agreement usually commences with a development phase wherein the developer assesses the viability of the project. The developer is then granted the right to unilaterally terminate the lease at the conclusion of the development phase.

Regardless of whether there is a separate option agreement or a development phase incorporated into the lease, solar leases generally are structured pursuant to the same format: There is a construction period which may last roughly one year, followed by an operation period which may last decades, a renewal period which may extend the lease even longer, and ultimately, a cleanup period. As discussed further below, each distinct phase comes with specific rights, obligations, and compensation structures.

2. The Length of the Lease
To understand the extent to which a lease will tie up their land, a farmer or rancher should be sure to calculate the total timeframe of the encumbrance, from the beginning of the option or development phase, to the end of the cleanup period.

It is not uncommon for the life of a solar lease agreement to span more than half a century. For this reason, multi-generational family farms and ranches should carefully consider potential uses or plans for their land over the course of the near- and not-so-near-future. Such considerations may include the needs of future generations. The farmer or rancher should further keep in mind that such lease agreements typically run with the land, which means that they will bind any subsequent sale or estate succession of the land.

Given the length of the agreement, agriculture producers should also carefully assess the impact of a solar lease on their property, including a thorough evaluation of the potential environmental impact, the effect on overall farming or ranching productivity and economies of scale, and their eligibility for government programs.

3. Due Diligence on the Developer
If a farmer or rancher plans to enter a long-term relationship with a solar developer, they should perform due diligence on the developer to ensure that the developer is legitimate and has a good record with other landowners in the area. Due diligence may include: (i) checking the developer’s online presence, including reviews and BBB complaints, (ii) confirming the developer is a registered entity with the secretary of state for the state that they claim to be organized under, and (iii) paneling neighbors and the community to see if anyone else has negative experiences with the developer.

Solar panels producing electricity
Braeson Holland/PEXELS
4. Authority to Enter into the Lease
Before executing an option or lease agreement, a farmer or rancher must confirm that he or she has the legal authority to enter into such an agreement. In the first instance, the landowner will likely have to warrant in the agreement that he or she is the fee simple owner of the farm or ranch. If there are multiple parties with an interest in the land, all co-owners must approve and be a party to the lease.

If the land is owned by a business entity or trust, then the governing documents of such entity or trust must be reviewed to confirm that they permit the execution of such a lease. Finally, if the property is subject to mortgages, pre-existing leases, easements, or other encumbrances on the property, those may need to be addressed before proceeding with a solar lease.

5. Compensation under the Lease
A farmer or rancher should carefully review the compensation he or she will receive under the option and/or lease agreement(s). At both the option/development phase and the construction phase, the landowner may receive either lump-sum payments or periodic per-acre payments. It is advisable to avoid lump-sum arrangements if the timeframe of either phase is highly variable. Construction phase payments should be higher than option or development phase payments.

The compensation received during the operation phase should be significantly higher than the earlier phases. It is most often structured as an annual or semi-annual payment tied to the number of acres subject to the lease. If receiving per acre payments, the farmer or rancher must clarify whether all acres will receive the same compensation level, or whether certain unused acres will be compensated at a lower rate (or not at all). Given the length of the operation phase, any lease should also include an escalation factor (typically between 1.5 and 3%) by which payments should rise on an annual basis to compensate for inflationary risk.

The farmer or rancher is also encouraged to negotiate other forms of compensation or reimbursement in the lease. For example, a landowner may ask for the reimbursement of professional expenses, such as attorneys’ fees, incurred in reviewing the lease. The farmer or rancher should confirm that the developer will be responsible for any tax increase caused by transforming farmland into a solar energy facility. They may also wish to explore whether the developer will compensate the landowner for any loss of eligibility for government farming programs. Finally, the farmer or rancher should ensure that the lease clearly delineates a compensation structure for damages incurred to crops and the underlying drainage system on or adjacent to the property.

6. The Rights and Obligations of Each Party
The option and lease agreements should clearly lay out the rights granted to the solar developer on the landowner’s land. The farmer or rancher must pay careful attention to how the lease will affect their rights on the land subject to the lease and ensure that any rights or easements granted are carefully tailored for reasonableness. They should also understand whether the lease will interfere with rights on adjacent land owned by them.

Photo: Tornike Jibladze/Pixabay
For example, a solar lease will grant the developer an easement for solar access, which may permit the developer to remove trees or other improvements on adjacent land if they obstruct access to sunlight. Because leases cannot possibly address all uses of the land, I always advise that a farmer or rancher ask for the inclusion of a catch-all reservation of rights clause, wherein the lease specifies that any rights not explicitly granted to the developer are reserved by the landowner.

7. Termination and Cleanup Obligations
It is common for leases to have asymmetrical termination provisions, meaning that a developer can often terminate the lease at any time and for any reason, while a landowner can only do so in the event of a breach of a monetary obligation. A farmer or rancher may nevertheless seek to ensure that they may still request damages or specific performance of certain provisions of the lease where they are not permitted to terminate the lease.

A lease should contain robust cleanup obligations for the developer, including cleanup of any debris post-construction, as well as restoring the property to its original condition at the end of the lease agreement. Local or state regulations may be of use in this regard. For example, in Illinois, the Department of Agriculture requires that any developer with a solar lease agreement with a landowner must also enter into an Agricultural Impact Mitigation Agreement with the Bureau of Land and Water Resources, which contains standardized construction and cleanup obligations for the project.

8. Disputes
On a final note, farmers and ranchers should always plan for the worst-case scenario. This involves ensuring that any dispute arrangements or requirements contained in the lease favor the landowner. In particular, a farmer or rancher should request that any waiver of a right to a jury trial be removed from a lease. Moreover, if a lease contains provisions waiving any right to appeal an arbitration or other dispute award, that language should also be struck from the agreement.

In closing, solar lease agreements are binding contracts of long duration, with potentially significant consequences for the landowner and his or her heirs or assigns. Given the variable and complexities addressed in this article, it is advisable that the landowner hire an attorney to help ensure that the solar lease agreement is carefully tailored to the unique concerns and needs of a farmer or rancher.

Whether an attorney is employed, or whether the landowner takes it upon him- or herself to review the agreement, the reviewing party should ensure that they have adequately considered each of the issues discussed herein.


About the author
Cari Rincker is the owner of Rincker Law, PLLC, a national general practice law firm concentrating in food and agriculture law with offices in New York and Illinois. She has her boots planted firmly in agriculture – she presently own a small farm in Shelbyville, Illinois, and enjoys judging livestock shows around the country.

ViewPoint | Choose your company carefully

by Glenn Mollette, Guest Commentator


A friend will do his best to prevent you from driving off a cliff. Your enemy will give you directions to the cliff and happily watch you plunge to your destruction. A friend cares enough to caution you about financial decisions or bad investments. Your enemy will be glad to see you lose your money. Your friend will warn you about a snake in the path. Your enemy will tell you to enjoy your walk.

A friend cares enough to help. Your enemy will let you sink. Thirty years ago, I made a move. I had a house payment in one town and an apartment rent in my new location. I had two car payments, a very sick wife and two small children. The financial burden was tough. I met with a group of 8 to 10 men every Thursday morning at 6 AM for prayer. These men prayed for me but came to me one day and said, “We’re going to collect $300 to $400.a month to give to you until you sell your house. I was surprised, thankful but declined the offer. They insisted. One man spoke up and said, “We’re not going to sit here and watch you sink.” I was very close to just giving my house back to the bank but fortunately I was able to sell it eventually and gained enough money to make a down payment on a house in my new location.

Your friend may not be able to save you. However, your friend will try to save you from sinking. Your enemy will find humor in your demise.

Your friend will not barrage you with your past mistakes. A real friend puts the past behind and moves forward. The only good thing about remembering past mistakes is so you won’t repeat them. Your enemy delights in rehashing ancient history when you failed, divorced, folded, went crazy and more. Your friend will focus with you on today. They will celebrate your current life and activities.

The Bible says the Devil is like a roaring lion seeking whom he might devour. Often, his most effective work is discouraging us and immobilizing our lives. The work of God is forgiving, forgetting, cleansing, burying and looking ahead to the goal line. The work of evil is to take you back to your old sins and failures.

The Bible talks about forgetting those things which are behind. The scriptures teach that God through Christ cleanses us of all our sins. He buries our sins in the depths of the sea to be remembered no more. God doesn’t remember them, so why do you worry about a failure that happened a hundred years ago? Remember Lot’s wife? She looked back and turned into a pillar of salt. Looking back turns us into salt or immobilizes us from going forward. You can’t go forward looking over your shoulder. The Bible says press toward the goal line. This means you look forward.

Choose who you spend time your time with very carefully. Live looking forward and avoid those who want to keep you looking back.


-----------------------------------------------------------

He is the author of 13 books including Uncommom Sense, the Spiritual Chocolate series, Grandpa's Store, Minister's Guidebook insights from a fellow minister. His column is published weekly in over 600 publications in all 50 states. The views expressed are those of the author and are not necessarily representative of any other group or organization. We welcome comments and views from our readers. Submit your letters to the editor or commentary on a current event 24/7 to editor@oursentinel.com.

-----------------------------------------------------------

-----------------------------------------------------------

Four signs you need a new roof over your head

Communication-76/Pixabay

SNS - A roof is one of the most important components of any home. It protects the structure and its inhabitants from harsh Illinois weather, debris, and even pests. However, over time, roofs can become damaged due to age or extreme conditions.

Knowing when it’s time to re-roof your house can save you money in the long run, as well as protect your home’s structural integrity. In this article, we will discuss the signs to look out for that indicate when you should consider re-roofing your home. Here are four signs when you need re-roof your home or rental property.

#1 Cracked or Missing Shingles

Shingles are thin strips of material that form the surface of your roof. It looks like overlapping triangular tiles. If you notice that your shingles are cracked, missing, or curling up on the edges, then it’s a sign that they need to be replaced. This can happen due to age or exposure to extreme weather conditions such as hail and wind. Missing shingles can also result from poor installation or poor maintenance.

While this can be an easy fix, you still need to consider hiring experienced roofing contractors like Mighty Dog Roofing to ensure that your shingle replacement is done correctly. If you don’t replace your missing or cracked shingles, then it can lead to more damage and cost more money in the long run.

#2 Sagging Roof

If you notice that your roof is sagging, it could be a sign of a structural issue with your roof decking, which supports the entire roof structure. If this is the case, it’s crucial to have a professional to inspect your roof right away, as sagging can lead to catastrophic damage and costly repairs.

It could also be due to poor ventilation or inadequate insulation, both of which can contribute to premature wear and tear on your roof. In any case, it’s best to have a professional inspect your roof and determine the cause of the sagging so that it can be addressed promptly.

#3 Sunlight Coming Through Your Roof

If you notice that sunlight is coming through your roof, then it’s time to re-roof. This could mean that there are gaps or holes in your roof that need to be patched. These gaps can allow moisture and pests into your home, as well as cause energy loss due to heat escaping from the house.

The good news is that patching these holes or gaps can usually be done relatively quickly and inexpensively. However, if there is extensive damage to the roof, then it may be time to consider re-roofing your home.

#4 Age of Roof

The age of your roof can also be a factor in determining whether or not you should re-roof. Most roofs are designed to last around 20 years, and after that, they can start to deteriorate due to age and weather conditions. If your roof is more than two decades old, it’s probably time to consider re-roofing your home.

Good thing is, modern roofs are made of much more durable materials than those used in the past and can last for up to 50 years with proper maintenance. So, when it’s time to re-roof, you can be sure that your new roof will last a long time.

How to Re-roof Your House

The first step to re-roofing your home is to contact a roofer for an inspection. A professional roofer will be able to assess the condition of your roof and advise you on the best course of action. This could mean anything from repairing small issues to completely replacing the roof.

If it’s determined that you need to re-roof, then the roofer will be able to recommend materials and products that are best suited for your home. It’s important to take their advice, as they have a lot of experience in this field and know what works best. Once you have decided on materials and products, the roofer will be able to provide you with an estimate for the cost of the project.

Common Cost for Re-roofing

The cost of re-roofing your home will largely depend on the size of your roof, the materials you choose, and any additional services like repairing existing damage. Generally speaking, re-roofing projects can range from a few thousand dollars to over $10,000 depending on the size and complexity of the job.

Re-roofing your home is not an easy job and it is very important if there is a need. By keeping an eye out for signs of damage and taking action to address any issues, you can help ensure that your roof lasts as long as possible and protect the value of your home.

If you suspect that your roof may need to be replaced, then don’t hesitate to contact a professional roofer for an inspection and advice. With the right materials, a good plan, and proper maintenance, you’ll be confident knowing that your new roof will protect your home for years to come.

Four tips to selling your home in today's market

Price for nice homes predicted to decline
Photo: Francesca Tosolini/Unsplash
NAPSI -- The real estate market is cooling down: Home inventory rose 9.6% between May and June. Interest rates are up. Thirty-year mortgage rates rose to 6.29% a week ago to their highest level since October 2008. And, inflation is still a problem for much of the country.

"The housing market in Illinois is showing signs of a return to normal conditions," Daniel McMillen, Head of the UIC Stuart Handler Department of Real Estate (SHDRE) said in a housing price forecast for the state to Illinois Realtors. "Prices have declined since their peak in June, sales are declining, and foreclosures are increasing. Our prediction is that house prices will continue to decline modestly over the next few months, while the number of sales will show its usual late-year slowdown."

Consequently, potential buyers are delaying their searches and home sellers are facing some daunting challenges.

But the good news is that these challenges are not insurmountable. Amanda Zachman, founder and executive director of MV Realty in Delray Beach, Florida, offers four guidelines to help you sell your home quickly—in any market.

1. Don’t overprice your home. Many homeowners hope to capture the attention of a single buyer willing to pay an inflated listing price but they end up scaring away potential buyers. And if you do attract a buyer at the inflated price, you’ll limit your negotiating power because the buyer has no competition. A better strategy is to list your home at a price equal to or slightly below market value; homeowners who do so often start a bidding war.

The lesson: "You will likely end up with a higher sales price if you begin with a lower list price," says Zachman.

According to Redfin, last month just 37.3% of homes in Illinois sold below asking price.

2. Find a good agent. Yes, you can sell your home without an agent. But should you? The answer is a decisive “no.”

Homeowners offer 6% less than the asking price of an FSBO because they believe they are entitled to a built-in discount since no agent is involved. A seasoned, licensed agent has comprehensive knowledge of the local market and will make the selling process as lucrative, painless and surprise-free as possible.

During a recent sale, for example, Zachman noticed a charge of $6,000 from a title insurance company on the closing statement. She realized that since the sellers had purchased the home less than three years ago, they could use their last policy. Her catch eventually saved the sellers $2,000.

"It’s unlikely that an inexperienced agent would have noticed this," she remarks. To assess the experience of potential agents, Zachman recommends careful research: "Do they know your area? Have they sold other homes in your area? What customer ratings have they earned? These seem like obvious questions, but they’re easy to forget when you’re eager to start the listing process."

3. Take your time. Speaking of eagerness, don’t rush to put your home on the market if it’s not ready. "Don’t list a messy or cluttered house," Zachman cautions. "You want to make sure that it’s orderly, show-ready and professionally photographed. Cellphone photos just won’t cut it."

She adds that the listing should contain all relevant information and that homeowners are prepared to respond to an offer. According to Zachman, "the most important timeframe for a listing is the first 14 days. You need to put your best foot forward so that the listing doesn’t get stale.”

4. Prepare for short-term inconveniences. Bad news for those who hate vacuuming: Your home should stay clean throughout the listing process.

“If you’re pricing your home appropriately, you can expect many showings and some will be at the spur of the moment,” Zachman points out. “But the right price leads to a fast sale, so you won’t be inconvenienced for long. Any effort you put toward mopping floors, washing windows and making beds will be well worth it.

"There are still ample opportunities for both buyers and sellers in this market," Zachman concludes. "If you follow these guidelines, you can successfully navigate through all kinds of market cycles. So, list at a reasonable price, work with an agent experienced in your market, remember that preparation is key, and expect a few inconveniences that shouldn’t last too long. Good luck!”

Don’t list a messy or cluttered house.
~ Amanda Zachman
MV Realty

Short-term renting is becoming a popular way to earn extra cash

Photo provided/BPT
BPT -- Many Americans are struggling to make ends meet as the cost of living continues to rise. According to the U.S. Bureau of Labor Statistics, the rate of inflation in the U.S. increased by 8.5% in the last 12 months, drastically increasing the price of food, gas, utilities and other household items. While some have tightened their belts, others are looking for alternate sources of income to combat rising inflation.

One popular way to earn extra income is to offer up rooms, homes and apartments as short-term rentals. While offering short-term rentals isn’t new, according to a recent report by Airbnb, the number of new Hosts in the U.S increased by 50% during Q2 of 2022, coinciding with the increasing inflation rate. Also, 41% of U.S. Hosts reported that one reason they host is to earn money to help navigate rising prices.

According to the numbers, hosting short-term rentals seems to be working, with new Hosts earning a combined total of over $1.8 billion globally in 2021, up more than 30% from 2019. For those who have an extra room or property, offering up their space as a short-term rental has given them the opportunity to earn amid a rising cost of living.

Jenny’s story

According to the survey, nearly 40% of Hosts in the U.S. said that the income earned through hosting has helped them stay in their homes in 2021. This was especially true for Jenny Radick a single parent who, in 2016, was overwhelmed by the never-ending cost of day care, rent, car bills and student loans.

“I was working every moment I could to pay my bills, but it meant sacrificing valuable time with my children,” said Jenny. “I knew that my work life wasn’t sustainable, but I didn’t know how I could balance my desire to parent with my need for income.”

Luckily, in September 2017 she decided to start hosting her entire home – a cabin in Saylorsburg, Pennsylvania, on the weekends to earn extra income and took the opportunity to visit family while her home was in use. While every Host’s experience is different — and earnings can vary widely depending on availability, price, listing type, location, and more — in Jenny’s case, the idea eventually paid off: The income she received from her first short-term rental allowed her to pay off her mortgage in the first year and invest her earnings into buying a second home. In the last 12 months alone, Jenny earned $44,496*. “Hosting has removed a huge weight from my shoulders,” said Jenny. “Without the stress of financial uncertainty, I have the freedom to spend quality time with my children that I couldn’t afford before.”

Become a Host

If, like Jenny, you’re looking for a way to alleviate your financial burden, consider becoming a Host. Whether you have a finished basement with a separate entrance, a seldom-used cabin or summer home, even a private room, or if you can visit friends and family for the weekend, you can easily start earning extra income.

To talk to a Superhost to learn more about hosting. You can list your space for free at Airbnb.com/Host. If you’re new to short-term rentals, Airbnb can match you with an experienced Superhost to answer all of your questions and provide personal tips and guidance on hosting.

Disclaimer:

*The median annual income for an entire place in Saylorsburg, Pennsylvania, is $24,154. Your actual earnings will depend on several factors, including your availability, price, and the demand in your area.

Stress-free Thanksgiving tips for those short on time this holiday season

While gathering for Thanksgiving is intended to be a joyous occasion, everyone who has hosted the feast knows it can also come with a lot of stress, and expenses.

The good news is that whether you’re a Gen Z-er hosting your first Friendsgiving on a budget or you’re a busy family preparing for guests, there is a lot to be thankful for this year.




Recent study suggests childhood trauma could haunt Illinois adults for life
New data from the Centers for Disease Control and Prevention showed 75% of U.S. high school students said they have had at least one adverse childhood experience, or ACE.

Research has shown ACEs can alter a child's brain chemistry and produce a prolonged toxic stress response. Experiencing at least one ACE as a child is linked to having alcohol and substance use problems in adulthood, and chronic diseases such as diabetes and obesity.


Op-Ed |
Tipped wage system isn't working, removing taxes won't save it
Both major presidential candidates have called for eliminating taxes on tips. But that won’t help most restaurant workers.

What will? Replacing the subminimum wages that tipped workers make with one fair wage nationwide.

The federal minimum wage for most workers is just $7.25. But for workers who get tips, employers are allowed to pay them $2.13 an hour. If tips don’t raise your hourly pay to at least the ...
Health & Wellness |
Is it depression, ADHD or bipolar disorder?
Lavender Zarraga, APRN, a behavioral health provider at OSF HealthCare, says it’s not uncommon for her patients to ask for a medication that isn’t the right fit.

The culprit? She says symptoms of common mental health issues like depression, attention deficit hyperactivity disorder (ADHD) and bipolar disorder can overlap. So, it’s important to stay in contact with your provider to make ...

In case you missed it |
One for the record book, Unity nearly pulls off underdog victory over Althoff
TOLONO - Unity head football coach Scott Hamilton said Althoff Catholic (4-0) was the best team he has coached against in his career.



Hamilton told the team after the game that, having coached over 400 games, there has only been a handful in which he thought every player on the field would have to play at their absolute best to even have a chance of winning. Friday night's game against Althoff, which brought three Division I recruits to town, was one of those occasions.