Illinois Rural Health Association hosts virtural conference in October

Despite restrictions on gatherings due to this year's pandemic outbreak, the Illinois Rural Health Association (IRHA) plans to host its 31st Annual Educational Conference next month.

The theme of this year’s conference is "Pulling Together in these Challenging Times". The two-day series of meetings with more than 20 workshops and panel discussions will be held virtually over the internet using a video communications platform starting on October 6. Planners are working diligently to ensure virtual attendees will have access to valuable knowledge from experts on rural healthcare. The conference is an excellent opportunity for rural healthcare professionals to learn about successful practices from their peers in Illinois. 

Topics for the upcoming annual event include COVID Tracing in Rural Communities, the Latest Case Law Impacting Medical Negligence Matters, Telehealth Billing and Mental Health Care for Healthcare Workers during the Pandemic and more. According to the release from the IRHA, there will also be a specific workshop track for Rural Health Clinics. The Keynote Address will be delivered by Brock Slabach, VP of Member Services for the National Rural Health Association on the Latest in Federal Healthcare Policy

To register or view the conference brochure, interested healthcare professionals can point their browsers to www.ilruralhealth.org.  For additional information, contact Margaret Vaughn by phone at (217) 280-0206 or via email at staff@ilruralhealth.org. 

 


Money Matters:
Expected returns and investment experience

This is the fourth and final article Money Matters series by guest columnist Jake Pence. You can read part one What's the best way to invest in your future here, part two on the importance of Liquidity and diversification and part three covering real estate taxation here.


by Jake Pence, Guest Columnist

This is what so many people get caught up in "Expected Returns". In other words, which investment vehicle will make more money.

In reality, this is like comparing apples to oranges. The most convenient way to compare the returns is using the S&P 500 and a Vanguard Real Estate ETF and throwing them up side by side.

If I’m being honest, I think this is a lazy methodology and it is only used because of the convenience. In general, the returns will be comparable, but it will come down to the specific investment opportunity and it is lazy to make blanket statements about returns. Obviously, you need to invest in an asset that will create a return; however, there are other items to consider such as the investing experience, diversification, taxation, risk management, liquidity, and your financial goals.

Finally, something that is often overlooked in any investment is the experience of that investment.

When I say experience, I mean how is your investment going to make you feel, affect your sleep, make a societal impact, and so on. To this point, this article has been fact-driven, but the remainder of this section is 100% my personal opinion and it is absolutely biased towards real estate.

The stock market is great for people who want to put their money into a system to generate a long-term return without having to make many decisions. I worry about people who have all of their money tied up in the stock market and/or retirement accounts that are exclusively invested in the stock market (you can use them to invest in real estate too). The reason being, I don’t trust the decision makers that control these financial markets and I would rather have my money in Main Street real estate than on Wall Street.

Real estate is great for people who want to have more control over their investment, make a societal impact, and generate long-term wealth.

I love being able to create my own business plan, to meet my residents and give them a place to call home, and the proven path to create a generational financial impact. I worry about real estate investors who think that they will be able to get rich quick and think it will be easy money.

News flash … it’s a grind. There are a lot of bad actors in the industry that only care about money, and I think that is short-sighted in that this is long-term game.

In conclusion, the answer to this question should come from within and it should complement your financial goals and individual skill set.

To me, that means I should heavily invest in real estate and opportunistically invest in the stock market. To you, that could mean an entirely different investing strategy.

I encourage you to further your research on both of these topics and seek out reputable investors that have experience with both real estate and/or the stock market. When talking with other investors, make sure that you come into the conversation with an open mind, do your best to leave your biases at the door, and give yourself the chance to create a better financial future.




About the author:
• Jake Pence is the President of Blue Chip Real Estate and a consultant for Fairlawn Capital, Inc.. A 2019 graduate from the Gies College of Business at the University of Illinois, he is a 2016 graduate from St. Joseph-Ogden High School where he was a three-sport athlete for the Spartans. You can view his latest acquisitions and advice on his YouTube channel here.


Actor's untimely death is a remindar for cancer screening

By Glenn Mollette, Guest Commentator


Actor Chadwick Boseman recently died after a four-year battle with colon cancer. He was 43.

He was young, handsome, and very talented. He had a loving family who was by his Los Angeles bedside when he died. Colon cancer robbed him of another 20 or even 30 years of movie stardom.

Boseman starred in the blockbuster Marvel superhero franchise movie Black Panther rising to stardom. He played Jackie Robinson in the movie 42. He also played James Brown in Get on Up and Thurgood Marshall in Marshall. He received international accolades for his movie roles.

All cancer is serious but colon cancer is the second leading cause of death in the United States when women and men's statistics are combined. Boseman's early diagnosis of colon cancer at the age of 39 reminds us all of the seriousness of colon cancer.

Fifty has always been the yardstick recommended age for the first colonoscopy. Newer reports have recommended age 45.

Television journalist Katie Couric's husband Jay Monahan died in 1998 at the age of 42.

I would suggest talking to your doctor by the age of 40 about a colonoscopy. My doctor has been adamant that my sons have colonoscopies by the time they are 40. There are more and more reports of early death from colon cancer.

Death comes to us all by something. However, a colonoscopy might extend your life several years.

You may know someone who has been impacted by colon cancer. My father was diagnosed with colon cancer at age 60 but after a couple of very serious colon surgeries he survived to live to be 85 years old.

My mother-in-law was diagnosed with colon cancer and lost most of her colon in her early forties, but also lived to be 85. When I was 50, I had my first colonoscopy and had several polyps removed that were not cancerous. Most likely if I had not had routine colonoscopies along the way I would be dead today.

While you are scheduling your colonoscopy eat plenty of fiber. When I was kid in health class, we were taught about the importance of eating fruit and vegetables. I can't underscore enough the importance of eating broccoli, lots of other vegetables, strawberries, oranges, apples and other fruit. A big bowl of plain oatmeal every morning and a handful of walnuts is another good choice.

We would never pour a cup of sand in our automobile's gas tank. Yet, often we consume food choices that do not benefit us much and often hurt us. Good eating choices are vital.

There is no eternal fountain of youth in this world. However, I do hope we can live a lot of more good years and keep in mind that an ounce of prevention is worth a pound of cure.



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Dr. Glenn Mollette is a syndicated American columnist and author of American Issues, Every American Has An Opinion and ten other books. He is read in all 50 states. The views expressed are those of the author and are not necessarily representative of any other group or organization.

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This article is the sole opinions of the author and does not necessarily reflect the views of PhotoNews Media. We welcome comments and views from our readers.


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Transitions: Jan Meisenhelter-Reifsteck loved music, passes away

Jan Meisenhelter-Reifsteck, age 60, of Philo and Tolono, had a passion for live music, especially listening to her partner Dave Lindsey play. She enjoyed her yearly Rock and Roll cruises. She died August 30, 2020 at her home.

Jan is survived by her son Ryan Reifsteck, The Meekers; her adoptive family; her partner David Lindsey and siblings.

She was born January 20, 1960 in Urbana, a daughter of Lynn and Dorothy Meisenhelter.

Among the dearest to her heart was the collection of knives made by her loving friend Craig Schneider. She loved animals and sitting by bon fires enjoying friends, family, and nature. Jan was also known for her elaborate music collection, her ability to be spontaneous and enjoy life as well as her care and compassion for others. She is at peace now with her beloved parents and pet Warlock.

"When you can’t find the light that got you through the cloudy days; when the stars ain’t shinin’ bright; you feel like you’ve lost your way; when the candlelight of home; burns so very far away; well, you got to let your soul shine."

Memorial contributions may be made to Wounded Warrior Project or C4A -Community Center for the Arts in Urbana, Illinois.


SJO youth wrestling club needs your help to build a permanent home

Dear Editor,

Wrestling has been part of the St. Joseph-Ogden community since 1990. Oftentimes this is the first organized sport that kids partake in as members have started as young as four years old. Athletes who have been part of the program have been taught life lessons such as commitment, hard work, dedication, responsibility, resiliency, and a sense of ownership. The program has also produced numerous State Qualifiers, All-Staters, and SJO’s first two state champions.

Here is where your help is needed.

For years the youth wrestlers have used the St. Joseph-Ogden High School facilities as their wrestling home. Although the relationship has been a mutually beneficial one, it is time for the youth wrestling program to find a permanent home.

The SJO Youth Wrestling Club has been conducting a search for a new facility that will meet the ever changing needs of the community and the program. The idea is for the Youth Wrestling Club to have a place that can be used year round for practices, dual meets, and off-season training. This need has arisen due to the popularity of the sport and a lack of space to provide more opportunities for those interested. The facility will allow wrestlers, from pre-K through college, a space to wrestle, lift weights, and build relationships; a place that all SJO wrestlers can call HOME.

The SJO Youth Wrestling Club is looking for individuals and businesses to help our current and future wrestlers find a home. Each generous donation will receive recognition via a donor wall that will be visible to all that enter the future home of Spartan Wrestling. The donations levels are listed below.

SPARTAN LEVEL -$2500 +
MAROON LEVEL- $1000-$2499
COLUMBIA BLUE LEVEL- $500-$999
WHITE LEVEL- $250-$499
INDIVIDUALS CONTRIBUTIONS-up to $250

Email: sjoyouthwrestling@gmail.com
GoFundMe: SJO Wrestling Building

We thank you for taking the time to consider donating to this tremendous opportunity. We are grateful for any amount you are able to donate and thankful we live in communities that are always supportive of our youth. Go Spartans!!

Richard Vetter, Vice-President
SJO Youth Wrestling Board


Senior drivers have up to a year to renew Illinois state drivers license

Secretary of State Jesse White recently announced that Illinois residents 75-years-old or older will have a year to renew their licenses if they expire in 2020. The state is extending the renewal deadline 365 days from the current expiration date in 2020 on the individual's current license.

Illinois requires drivers 75 and older to renew their licenses in person and to take both a vision and road test. The extension allows older drivers to wait until a few weeks before their 2021 birthday to visit a Secretary of State facility to renew their licenses.

"I am mindful of the heightened risks associated with seniors contracting COVID-19 and that is why I have authorized this important change during this challenging and unique time," White explained in a statement released by the SoS.

Drivers whose licenses are suspended or revoked do not qualify for the extension.

There are 147,000 drivers age 75 and older whose licenses have already expired or will expire in 2020. They are being notified by letter of the extension. Licensed drivers are advised to keep the letter with them as further proof that they have been given an extension. Law enforcement agencies throughout the state have been notified that the drivers have been given an extension.

All other Illinois drivers under the age of 75 whose licenses expired earlier this year have until Nov. 1 to renew them.


State Representative takes issue with the Governor prison releases

One State Representative believes the Governor’s pattern of decisions surrounding the state’s prison system is a threat to public safety in Illinois. State Representative Darren Bailey (R-Xenia), who has recently made headlines by way of two lawsuits in Clay County aimed at the state's top leader, isn't happy with a couple of decision made Governor JB Pritzker about the state's prison population.

"The latest decision by the Governor to release one of the inmates involved in the murder of Illinois State Trooper Layton Davis is appalling," said Bailey (R-Xenia) in a statement delivered to the media. "I was with the Davis family on August 10 when they publicly pleaded with Gov. Pritzker not to release convicted killers James E. Taylor and Aaron Hyche.

Taylor and Hyche were in a vehicle when Davis, who was with Illinois State police for 19 years and assigned to District 12, performed a routine traffic stop for speeding on Interstate-57 near Effingham. An arrest warrant for Taylor had been issued in Cook County after he failed to appear for sentencing on convictions for attempt murder and attempt armed robbery.

Upon learning of the outstanding warrant, Davis attempted to take both men into custody. During his pat-down with the two passengers, the WWII veteran discovered at firearm tucked into Hyche's waistband. A struggle ensued resulting in Davis' death after he was wounded three times.

The pair were later captured, tried and sentenced to life.

Earlier this month, the Illinois Prisoner Review Board paroled Taylor with eight members in favor and five against. Eight is the minimum number of votes needed for parole. Due to firing the fatal shots, the board rejected Hyche's request with 11 members voting against him and two in favor.

"While only Taylor has been released at this time, I wonder how long before Hyche will be set free?" Bailey said. He added: "Davis lost his life that day protecting the people of Illinois, and his wife and three children were left without a husband and father. Taylor and Hyche were given sentences commensurate with their heinous act. They should complete those sentences in full. The Davis family isn’t getting a reprieve from their life-long pain and loss."

Bailey, who has sued Pritzker and his administration in his home district over the Governor's use of Executive Orders during the pandemic the five months, also takes issue with the Governor for other decisions involving prison inmates.

Bailey stated in his release that "Pritzker has okayed the release of more than 4,000 inmates since March 1", citing a report from WAND-TV as well as the Alton Telegraph.

However, according to Restore Justice, only 1,222 prisoners were released due concerns over the rising level of COVID-19 infections in the Illinois prisons. As of June 1, IDOC has released 5,637 individuals with majority of them serving the entire sentence.

While an Appellate Court recently ruling that Pritzker indeed has the ultimate power to set policy regarding inmate transfers, another point of contention from Bailey is the lack of cooperation and consideration for the safety of local communities. He said level has been "unacceptable".

He also takes to task a Pritzker directive ordering sheriffs not to work with U.S. Immigration and Customs Enforcement when illegal immigrants completed their felony prison sentences and were being released. Criticized by the Illinois Sheriffs Association, the organization made it clear the Governor's policies are making their communities less safe.

"Sadly, the Illinois Sheriffs Association has had their hands full, not just trying to protect the people whose safety is their primary responsibility, but also because they’ve had to battle the Governor on policies that harm public safety," said Bailey. "Pritzker is also being sued by the Sheriffs Association because of the state’s failure to take custody of inmates, currently in local jails, but who received state prison sentences."


Trump, Biden - Does age matter?

By Glenn Mollette, Guest Commentator


John F. Kennedy was 43 years old when he was elected to serve as President of the United States in 1960. His age did not hurt him on election day.

Barack Obama was 47 years old when he became President of the United States in 2008. His age, skin color and limited number of years that he had served in the United States Senate did not hurt him when it came to election day.

Donald Trump was 70 years old when he was elected in November 2016 as President of the United States. He had never held a public office. He has gone through two divorces and had some ups and downs in his life, which did not prevent him from becoming President of the United States.

We place a lot of emphasis on age. Youth always impresses us. Remember Tiger Woods? He was just 21 years old when he won The Masters in record breaking fashion in 1997.

When we see a great singer like Tony Bennett at the age of 94 still singing and dancing, we can't help but ask the question, "How old is he?" Because we are amazed at what a 94-year-old can do. His age doesn't stop him.

By the way Supreme Court Justice Ruth Bader Ginsburg is 87. Loretta Lynn is 88 and Sophia Loren is 85.

The bottom line is age is just a number.

There are talented and very capable people at every age category of life. Some people are too old when they are 45 years old and some people never get old. Some old people have never matured. While they are old in age they have never mentally grown up.

We all have to move beyond age. We have to ask is the person up for the job mentally and physically? Do they have the energy? Do they have the career and educational background? Do they possess the skills necessary to perform the tasks? Is the person hungry enough to work hard and do a good job or are they merely looking for a title?

Americans want a President who will pull out all the stops to find a vaccine for Covid-19. Laboratories are working on it now. This disease has devastated our nation. No President, I believe, would have been prepared for this pandemic.

Americans still want a slice of the American dream. We want a place to live, a paycheck, good medical care and retirement. We also want to be safe. We don't want thugs and gangs taking over our towns and neighborhoods. A strong police force and military are essential.

This November, Americans will go to the polls to place their vote for President Donald Trump or former Vice-President Joe Biden. What will matter is what you believe in, who you believe in, and your hopes for America.

Trump and Biden both have track records and their age won't matter on Election Day.

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Dr. Glenn Mollette is a syndicated American columnist and author of American Issues, Every American Has An Opinion and ten other books. He is read in all 50 states. The views expressed are those of the author and are not necessarily representative of any other group or organization.

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This article is the sole opinions of the author and does not necessarily reflect the views of PhotoNews Media. We welcome comments and views from our readers.


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