Illinois House Bill could help people avoid crushing medical debt

Photo: Matthew Henry/Burst
by Mark Richardson
Illinois News Connection


A new report finds thousands of low-income or uninsured people in Illinois face medical debt that is depleting their savings and, in some cases, affecting their health.

The report, from the Illinois Coalition for Immigrant and Refugee Rights, described situations where patients racked up big bills because they didn't know that hospitals or community agencies could offer financial assistance. House Bill 2719 was filed this week to require all Illinois hospitals to screen uninsured patients and inform them of their options for paying medical bills.

Luvia Quinones, senior director of health policy at the coalition, said many low-income and working-class people are unnecessarily losing sleep - and cash.

"Many of these individuals are actually eligible for something, whether it be some type of health coverage program or for hospital financial assistance," she said, "and unfortunately, many of them are not made aware of either of these services or programs."

The Illinois Department of Health Care and Family Services reported in 2021 that more than 900,000 people in the state were uninsured. It said one-third of them qualify for coverage under Medicaid or through the Insurance Marketplace, while others are eligible for hospital financial programs or charity care.

Most Democrats in the General Assembly support the bill, but Republicans have not publicly staked out a position. The measure is pending before the Health Care Availability and Accessibility Committee. Quinones said the bill's goal is ultimately to prevent excessive medical debt.

"By hospitals screening these individuals, you could prevent them both ending up in medical debt," she said, "and it could also help the hospitals to be able to get reimbursed for some of the services."


Stress-free Thanksgiving tips for those short on time this holiday season

While gathering for Thanksgiving is intended to be a joyous occasion, everyone who has hosted the feast knows it can also come with a lot of stress, and expenses.

The good news is that whether you’re a Gen Z-er hosting your first Friendsgiving on a budget or you’re a busy family preparing for guests, there is a lot to be thankful for this year.




Recent study suggests childhood trauma could haunt Illinois adults for life
New data from the Centers for Disease Control and Prevention showed 75% of U.S. high school students said they have had at least one adverse childhood experience, or ACE.

Research has shown ACEs can alter a child's brain chemistry and produce a prolonged toxic stress response. Experiencing at least one ACE as a child is linked to having alcohol and substance use problems in adulthood, and chronic diseases such as diabetes and obesity.


Op-Ed |
Tipped wage system isn't working, removing taxes won't save it
Both major presidential candidates have called for eliminating taxes on tips. But that won’t help most restaurant workers.

What will? Replacing the subminimum wages that tipped workers make with one fair wage nationwide.

The federal minimum wage for most workers is just $7.25. But for workers who get tips, employers are allowed to pay them $2.13 an hour. If tips don’t raise your hourly pay to at least the ...
Health & Wellness |
Is it depression, ADHD or bipolar disorder?
Lavender Zarraga, APRN, a behavioral health provider at OSF HealthCare, says it’s not uncommon for her patients to ask for a medication that isn’t the right fit.

The culprit? She says symptoms of common mental health issues like depression, attention deficit hyperactivity disorder (ADHD) and bipolar disorder can overlap. So, it’s important to stay in contact with your provider to make ...

In case you missed it |
One for the record book, Unity nearly pulls off underdog victory over Althoff
TOLONO - Unity head football coach Scott Hamilton said Althoff Catholic (4-0) was the best team he has coached against in his career.



Hamilton told the team after the game that, having coached over 400 games, there has only been a handful in which he thought every player on the field would have to play at their absolute best to even have a chance of winning. Friday night's game against Althoff, which brought three Division I recruits to town, was one of those occasions.