Telehealth access for low-income households is coming to an end

by Sarah Jane Tribble

California Healthline



For Cindy Westman, $30 buys a week’s worth of gas to drive to medical appointments and run errands.

It’s also how much she spent on her monthly internet bill before the federal Affordable Connectivity Program stepped in and covered her payments.

“When you have low income and you are living on disability and your daughter’s disabled, every dollar counts,” said Westman, who lives in rural Illinois.

Over 23 million people are enrolled in Congress' 2021 discount program providing online/telephone healthcare services. That could all end this month or in May.
Photo: Tech Journal/Pixabay

More than 23 million low-income households — urban, suburban, rural, and tribal — are enrolled in the federal discount program Congress created in 2021 to bridge the nation’s digital connectivity gap. The program has provided $30 monthly subsidies for internet bills or $75 discounts in tribal and high-cost areas.

But the program is expected to run out of money in April or May, according to the Federal Communications Commission. In January, FCC Chairwoman Jessica Rosenworcel asked Congress to allocate $6 billion to keep the program running until the end of 2024. She said the subsidy gives Americans the “internet service they need to fully participate in modern life.”

The importance of high-speed internet was seared into the American psyche by scenes of children sitting in parking lots and outside fast-food restaurants to attend school online during the covid-19 pandemic. During that same period, health care providers and patients like Westman say, being connected also became a vital part of today’s health care delivery system.

Westman said her internet connection has become so important to her access to health care she would sell “anything that I own” to stay connected.

Westman, 43, lives in the small town of Eureka, Illinois, and has been diagnosed with genetic and immune system disorders. Her 12-year-old daughter has cerebral palsy and autism.

She steered the $30 saved on her internet toward taking care of her daughter, paying for things such as driving 30 minutes west to Peoria, Illinois, for two physical therapy appointments each week. And with an internet connection, Westman can access online medical records, and whenever possible she uses telehealth appointments to avoid the hour-plus drive to specialty care.

“It’s essential for me to keep the internet going no matter what,” Westman said.

Expanding telehealth is a common reason health care providers around the U.S. — in states such as Massachusetts and Arkansas — joined efforts to sign their patients up for the federal discount program.

“This is an issue that has real impacts on health outcomes,” said Alister Martin, an emergency medicine physician at Massachusetts General Hospital. Martin realized at the height of the pandemic that patients with means were using telehealth to access covid care. But those seeking in-person care during his ER shifts tended to be lower-income, and often people of color.

“They have no other choice,” Martin said. “But they probably don’t need to be in the ER action.” Martin became a White House fellow and later created a nonprofit that he said has helped 1,154 patients at health centers in Boston and Houston enroll in the discount program.

At the University of Arkansas for Medical Sciences, a federal grant was used to conduct dozens of outreach events and help patients enroll, said Joseph Sanford, an anesthesiologist and the director of the system’s Institute for Digital Health & Innovation.


Estimates of how many low-income U.S. households qualify for the program vary, but experts agree that only about half of the roughly 50 million eligible households have signed on.

“We believe that telehealth is the great democratization to access to care,” Sanford said. New enrollment in the discount program halted nationwide last month.

Leading up to the enrollment halt, Sen. Peter Welch (D-Vt.) led a bipartisan effort to introduce the Affordable Connectivity Program Extension Act in January. The group requested $7 billion — more than the FCC’s ask — to keep the program funded. “Affordability is everything,” Welch said.

In December, federal regulators surveyed program recipients and found that 22% reported no internet service before, and 72% said they used their ACP-subsidized internet to “schedule or attend healthcare appointments.”

Estimates of how many low-income U.S. households qualify for the program vary, but experts agree that only about half of the roughly 50 million eligible households have signed on.

“A big barrier for this program generally was people don’t know about it,” said Brian Whitacre, a professor and the Neustadt chair in the Department of Agricultural Economics at Oklahoma State University.

Whitacre and others said rural households should be signing up at even higher rates than urban ones because a higher percentage of them are eligible.

Yet, people found signing up for the program laborious. Enrollment was a two-step process. Applicants were required to get approved by the federal government then work with an internet service provider that would apply the discount. The government application was online — hard to get to if you didn’t yet have internet service — though applicants could try to find a way to download a version, print it, and submit the application by mail.

When Frances Goli, the broadband project manager for the Shoshone-Bannock Tribes in Idaho, began enrolling tribal and community members at the Fort Hall Reservation last year, she found that many residents did not know about the program — even though it had been approved more than a year earlier.

Goli and Amber Hastings, an AmeriCorps member with the University of Idaho Extension Digital Economy Program, spent hours helping residents through the arduous process of finding the proper tribal documentation required to receive the larger $75 discount for those living on tribal lands.

“That was one of the biggest hurdles,” Goli said. “They’re getting denied and saying, come back with a better document. And that is just frustrating for our community members.”

Of the more than 200 households Goli and Hastings aided, about 40% had not had internet before.

In the tribal lands of Oklahoma, said Sachin Gupta, director of government business and economic development at internet service provider Centranet, years ago the funding may not have mattered.

“But then covid hit,” Gupta said. “The stories I have heard.”

Elders, he said, reportedly “died of entirely preventable causes” such as high blood pressure and diabetes because they feared covid in the clinics.

“It’s really important to establish connectivity,” Gupta said. The end of the discounts will “take a toll.”


This article was produced by KFF Health News, a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF — the independent source for health policy research, polling, and journalism.

KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism. Learn more about KFF.

KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism. Learn more about KFF. Subscribe to KFF Health News' free Morning Briefing.

Cut costs, not your connection: How to get home internet for less

Photo: Andrea Piacquadio/PEXELS

StatePoint - If you’re struggling with access to reliable and affordable wireless home internet, you’re not alone. In fact, more than 20% of Americans living in rural areas and nearly 30% of Americans living in Tribal lands lack internet access, compared to only 1.5% of those living in urban areas. To make matters worse, the average American shells out about $75 each month for internet service, with over a third saying that cost is one of the biggest hurdles in getting their hands on home internet.

As internet usage increases, the United States faces even more of a nationwide digital divide, but federal government agencies are stepping in to help bridge the gap. In December 2021, the FCC launched a $14 billion initiative to provide people across the United States with affordable internet access through the Affordable Connectivity Program (ACP). Eligible participants can receive up to a $30 discount per month on fixed or wireless internet access, or up to $75 per month on Tribal lands.

So far, the program has provided discounted internet service to more than 20 million households across the country. Here’s how it works:

• Find out if you qualify through your household income and participation in government assisted programs by visiting fcc.gov/acp.

• If you qualify, apply for discounted service by visiting getinternet.gov/apply. If you’re unable to apply online, print the application or call (877) 384-2575 to have one mailed to your home address.

• Once approved, select an internet provider. Metro by T-Mobile is one provider helping bring awareness to the program. In fact, a recent study found that half of eligible households are unaware of the program’s existence or didn’t know anything about it. Metro is out to change that, offering 5G home internet for just $20 a month with Autopay for qualifying ACP households. It’s easy to sign up with no contracts, credit checks or hidden fees. New customers can visit their nearest Metro store to purchase the internet gateway and a Metro phone line to add home internet to their account. Visit metrobyt-mobile.com/acp to learn more about how Metro is helping to bridge the digital divide.

If you’re not eligible for ACP, there are other ways to save a few dollars when shopping around for home internet.

• Take Advantage of Free Trials: Some internet providers offer free trials or money-back guarantees to test out their internet in your home for a certain timeframe.

• Bundle Services: Check what other services you can bundle to save, like your phone plan, cable television and more.

• Autopay Discounts: Wireless companies often offer discounts for those accounts that sign up for autopay billing.

• Internet Connection Type: The type of internet you purchase matters. Fiber and traditional broadband connected through a cable in the wall tends to be more expensive than 5G wireless internet services that use a wireless connection.

Staying plugged into our increasingly digital world on your terms and budget is totally achievable! Get savvy with your shopping and cash in on initiatives and perks to keep your wallet happy while staying connected.

Navigating solar leases for farmers and ranchers, a guide to working with developers

Leasing valuable farmland to solar energy firms can generate a reliable revenue stream. Landowners should carefully consider the current and future impact of long-term land leases.
Photo: American Public Power Association/Unsplash

by Cari Rincker
Attorney at Law
Solar energy projects present an attractive opportunity for landowners to diversify their income streams. When a solar energy developer approaches a farmer or rancher with a seemingly lucrative lease agreement, the landowner must carefully consider whether the lease adequately protects his or her best interests before rushing into the deal. In this article, I discuss the essential aspects of solar lease agreements, as well as any potential landfalls that farmers and ranchers should avoid when navigating and negotiating a solar lease agreement.

1. Understanding the Structure of the Agreement
Agreements between solar developers and landowners come in many shapes and forms. In broad strokes, there are two main approaches. On the one hand, a developer may present a farmer or rancher with an option agreement, which will give the developer a period of time to assess the viability of a solar project on the land, and the unilateral right to exercise an option to enter into a solar lease agreement if and when the developer determines that the project will be profitable.

The lease agreement should be fully negotiated at the time that the option agreement is executed. Alternatively, the developer may skip the option agreement and instead present the farmer or rancher with a lease agreement to be executed at the onset. Such a lease agreement usually commences with a development phase wherein the developer assesses the viability of the project. The developer is then granted the right to unilaterally terminate the lease at the conclusion of the development phase.

Regardless of whether there is a separate option agreement or a development phase incorporated into the lease, solar leases generally are structured pursuant to the same format: There is a construction period which may last roughly one year, followed by an operation period which may last decades, a renewal period which may extend the lease even longer, and ultimately, a cleanup period. As discussed further below, each distinct phase comes with specific rights, obligations, and compensation structures.

2. The Length of the Lease
To understand the extent to which a lease will tie up their land, a farmer or rancher should be sure to calculate the total timeframe of the encumbrance, from the beginning of the option or development phase, to the end of the cleanup period.

It is not uncommon for the life of a solar lease agreement to span more than half a century. For this reason, multi-generational family farms and ranches should carefully consider potential uses or plans for their land over the course of the near- and not-so-near-future. Such considerations may include the needs of future generations. The farmer or rancher should further keep in mind that such lease agreements typically run with the land, which means that they will bind any subsequent sale or estate succession of the land.

Given the length of the agreement, agriculture producers should also carefully assess the impact of a solar lease on their property, including a thorough evaluation of the potential environmental impact, the effect on overall farming or ranching productivity and economies of scale, and their eligibility for government programs.

3. Due Diligence on the Developer
If a farmer or rancher plans to enter a long-term relationship with a solar developer, they should perform due diligence on the developer to ensure that the developer is legitimate and has a good record with other landowners in the area. Due diligence may include: (i) checking the developer’s online presence, including reviews and BBB complaints, (ii) confirming the developer is a registered entity with the secretary of state for the state that they claim to be organized under, and (iii) paneling neighbors and the community to see if anyone else has negative experiences with the developer.

Solar panels producing electricity
Braeson Holland/PEXELS
4. Authority to Enter into the Lease
Before executing an option or lease agreement, a farmer or rancher must confirm that he or she has the legal authority to enter into such an agreement. In the first instance, the landowner will likely have to warrant in the agreement that he or she is the fee simple owner of the farm or ranch. If there are multiple parties with an interest in the land, all co-owners must approve and be a party to the lease.

If the land is owned by a business entity or trust, then the governing documents of such entity or trust must be reviewed to confirm that they permit the execution of such a lease. Finally, if the property is subject to mortgages, pre-existing leases, easements, or other encumbrances on the property, those may need to be addressed before proceeding with a solar lease.

5. Compensation under the Lease
A farmer or rancher should carefully review the compensation he or she will receive under the option and/or lease agreement(s). At both the option/development phase and the construction phase, the landowner may receive either lump-sum payments or periodic per-acre payments. It is advisable to avoid lump-sum arrangements if the timeframe of either phase is highly variable. Construction phase payments should be higher than option or development phase payments.

The compensation received during the operation phase should be significantly higher than the earlier phases. It is most often structured as an annual or semi-annual payment tied to the number of acres subject to the lease. If receiving per acre payments, the farmer or rancher must clarify whether all acres will receive the same compensation level, or whether certain unused acres will be compensated at a lower rate (or not at all). Given the length of the operation phase, any lease should also include an escalation factor (typically between 1.5 and 3%) by which payments should rise on an annual basis to compensate for inflationary risk.

The farmer or rancher is also encouraged to negotiate other forms of compensation or reimbursement in the lease. For example, a landowner may ask for the reimbursement of professional expenses, such as attorneys’ fees, incurred in reviewing the lease. The farmer or rancher should confirm that the developer will be responsible for any tax increase caused by transforming farmland into a solar energy facility. They may also wish to explore whether the developer will compensate the landowner for any loss of eligibility for government farming programs. Finally, the farmer or rancher should ensure that the lease clearly delineates a compensation structure for damages incurred to crops and the underlying drainage system on or adjacent to the property.

6. The Rights and Obligations of Each Party
The option and lease agreements should clearly lay out the rights granted to the solar developer on the landowner’s land. The farmer or rancher must pay careful attention to how the lease will affect their rights on the land subject to the lease and ensure that any rights or easements granted are carefully tailored for reasonableness. They should also understand whether the lease will interfere with rights on adjacent land owned by them.

Photo: Tornike Jibladze/Pixabay
For example, a solar lease will grant the developer an easement for solar access, which may permit the developer to remove trees or other improvements on adjacent land if they obstruct access to sunlight. Because leases cannot possibly address all uses of the land, I always advise that a farmer or rancher ask for the inclusion of a catch-all reservation of rights clause, wherein the lease specifies that any rights not explicitly granted to the developer are reserved by the landowner.

7. Termination and Cleanup Obligations
It is common for leases to have asymmetrical termination provisions, meaning that a developer can often terminate the lease at any time and for any reason, while a landowner can only do so in the event of a breach of a monetary obligation. A farmer or rancher may nevertheless seek to ensure that they may still request damages or specific performance of certain provisions of the lease where they are not permitted to terminate the lease.

A lease should contain robust cleanup obligations for the developer, including cleanup of any debris post-construction, as well as restoring the property to its original condition at the end of the lease agreement. Local or state regulations may be of use in this regard. For example, in Illinois, the Department of Agriculture requires that any developer with a solar lease agreement with a landowner must also enter into an Agricultural Impact Mitigation Agreement with the Bureau of Land and Water Resources, which contains standardized construction and cleanup obligations for the project.

8. Disputes
On a final note, farmers and ranchers should always plan for the worst-case scenario. This involves ensuring that any dispute arrangements or requirements contained in the lease favor the landowner. In particular, a farmer or rancher should request that any waiver of a right to a jury trial be removed from a lease. Moreover, if a lease contains provisions waiving any right to appeal an arbitration or other dispute award, that language should also be struck from the agreement.

In closing, solar lease agreements are binding contracts of long duration, with potentially significant consequences for the landowner and his or her heirs or assigns. Given the variable and complexities addressed in this article, it is advisable that the landowner hire an attorney to help ensure that the solar lease agreement is carefully tailored to the unique concerns and needs of a farmer or rancher.

Whether an attorney is employed, or whether the landowner takes it upon him- or herself to review the agreement, the reviewing party should ensure that they have adequately considered each of the issues discussed herein.


About the author
Cari Rincker is the owner of Rincker Law, PLLC, a national general practice law firm concentrating in food and agriculture law with offices in New York and Illinois. She has her boots planted firmly in agriculture – she presently own a small farm in Shelbyville, Illinois, and enjoys judging livestock shows around the country.

Affordable Connectivity Program makes internet affordable for low-income households

student working on laptop

The Federal Communication Commission's Affordable Connectivity Program helps millions of households get and save on internet service
Family Features - High-speed internet service is no longer a luxury, but a necessity for everyone, everywhere.

From doing homework to using telehealth, working remotely, connecting with family and friends and more, internet is needed for everyday life, but the cost can make it hard for many to afford.

To help ensure all Americans can share in and contribute to today's internet-based society and economy, Congress created the Affordable Connectivity Program (ACP). Launched Dec. 31, 2021, the Federal Communications Commission (FCC) oversees the program to help eligible households gain access to affordable high-speed internet service.

"For many households, the cost of groceries, gas and rent can eat up the monthly budget, putting internet access out of reach," FCC Chairwoman Jessica Rosenworcel said. "The ACP is the nation's largest-ever broadband affordability effort, supporting internet connections in millions of households. That's progress, but we want to do more to get out the word about this powerful program and reach families that may not know about this benefit."

How the Program Works
The ACP provides eligible households a savings of $30 per month toward internet service or $75 per month for eligible households living on qualifying Tribal lands. Taking part in the ACP could make internet service free if the savings covers the entire price of the plan. Eligible participants will not receive additional money back if their bill is less than the discount.

Eligible households can also receive a one-time savings of up to $100 to buy a laptop, desktop computer or tablet from participating providers. The program is limited to one monthly service discount and one device discount per household (a group of people who live together and share money even if they are not related).

As of June 2023, more than 18 million households have enrolled in the program and are connected to high-speed internet services they need.

How to Enroll
Step 1: Visit GetInternet.gov and submit your application or print out a mail-in application. Households with questions about eligibility or how to apply, or need to request a paper application, can call the ACP Support Center at (877) 384-2575.

Step 2: If approved, contact your local internet provider to select a plan and have the discount applied to your monthly bill. Use the Companies Near Me Tool to find participating internet service providers in your area by city and state or zip code. Consumers can select the type and level of internet service that best suits their needs.

The ACP protects consumers by allowing households to choose an internet service plan that meets their family's needs. Consumers also cannot be denied service because of their credit score or prior debt with a provider, and households enrolled in the ACP can switch providers and plans without incurring additional fees or penalties for early termination.

Eligibility Requirements

  • * Their household income is at or below 200% of the Federal Poverty Guidelines, about $60,000 a year for a family of four or $29,000 a year for an individual
  • * Anyone in the household, including children or dependents, participates in certain government assistance programs like SNAP, Medicaid, WIC, Federal Housing Assistance or other programs
  • * Anyone in the household already receives a Lifeline benefit
  • A household may also qualify for the ACP through a participating provider's existing low-income program.

    For a full list of eligibility requirements and more information, visit GetInternet.gov.



    Does your business qualify for the ERC Federal Assistance Program?

    Photo: StartupStockPhotos/Pixabay
    StatePoint Media - The strength of the country relies on its estimated 33.2 million small businesses, which comprise 99.9 percent of all American businesses. COVID threatened, and in some cases forced, the closure of many small enterprises and tens of thousands are still reeling from the aftermath of the full pandemic.

    In an effort to offer some relief, the federal government created the Employee Retention Credit (ERC) Program under the IRS that has already helped thousands of qualifying businesses receive up to $26,000 per employee. Unfortunately, not enough small business owners are aware of the program. Others don’t think they will qualify, leaving billions of dollars on the table that could help them recover and continue to move forward.

    Companies such as ERC Helpdesk, www.erchelpdesk.com, have been created to help small businesses determine their qualifications and navigate the ERC program. Now is the perfect time for business owners around the country to see if they make the cut.

    A small business can receive an ERC even if it received PPP. The program is flexible enough that most businesses will likely be eligible. The average claim is $150,000, but there is no cap on the amount.

    "I was the owner of a marketing business that assisted dozens of small business owners so I witnessed firsthand the challenges and sweat equity involved in taking such a big risk," said ERC Helpdesk chief marketing officer, Greg Ross-Smith. "Our founder was and remains a small business owner himself who was initially told his businesses would not qualify for an ERC and there was nobody he could find to make sense of the program. When he finally learned about the program details and what the actual qualifications are, not only did he apply and receive funds, he decided to create a way to assist other small business owners in taking advantage of the funding available for their businesses."

    Here are the basics to see if you qualify:

    • Your business is based in the United States.

    • You retained and paid W2 employees during 2020 and 2021.

    • Your business was impacted by COVID restrictions in one or more of the following ways:

    1. Loss of revenue

    2. Supply chain disruptions

    3. Full or partial shutdown of your business

    Now a growing industry, ERC companies are popping up all over so be wary about who you work with. Ideally, try to work with a company you know, or at least one that understands the needs and inner workings of a small business. Often, it helps to work with a smaller sized ERC business that’s accessible and that will work with your submission on a one-on-one basis. Bigger isn’t always better in this industry. Of course, partnering with a company that maintains a high approval rate for its clients is a critical point of measurement as many companies can waste your time and get your hopes up by simply submitting anything knowing the chances of success are slim. Finally, to the degree you can determine it, try to work with a company that will process your application as quickly as possible while focusing on reducing errors that can delay the process.

    "So many small businesses are built organically with the participation, support and hard work of family and friends. As a result, we understand the investment of time, resources and relationships that go into every business we work with," said Ross-Smith. "In the ERC business, integrity, trust and customer service rule and that’s what I’d urge all applicants to consider in navigating their eligibility for the program. Our only goal is to help them qualify and then maximize their efforts and amount of compensation they receive."


    Sticker shock: Government to halt footing bill for Covid treatment

    by Hannah Recht
    Kaiser Health News
    Nearly 6 million Americans have taken Paxlovid for free, courtesy of the federal government. The Pfizer pill has helped prevent many people infected with covid-19 from being hospitalized or dying, and it may even reduce the risk of developing long covid. But the government plans to stop footing the bill within months, and millions of people who are at the highest risk of severe illness and are least able to afford the drug — the uninsured and seniors — may have to pay the full price.

    And that means fewer people will get the potentially lifesaving treatments, experts said.

    “I think the numbers will go way down,” said Jill Rosenthal, director of public health policy at the Center for American Progress, a left-leaning think tank. A bill for several hundred dollars or more would lead many people to decide the medication isn’t worth the price, she said.

    In 2022 alone, 250,000 Americans have died from covid, more than from strokes or diabetes.

    In response to the unprecedented public health crisis caused by covid, the federal government spent billions of dollars on developing new vaccines and treatments, to swift success: Less than a year after the pandemic was declared, medical workers got their first vaccines. But as many people have refused the shots and stopped wearing masks, the virus still rages and mutates. In 2022 alone, 250,000 Americans have died from covid, more than from strokes or diabetes.

    But soon the Department of Health and Human Services will stop supplying covid treatments, and pharmacies will purchase and bill for them the same way they do for antibiotic pills or asthma inhalers. Paxlovid is expected to hit the private market in mid-2023, according to HHS plans shared in an October meeting with state health officials and clinicians. Merck’s Lagevrio, a less-effective covid treatment pill, and AstraZeneca’s Evusheld, a preventive therapy for the immunocompromised, are on track to be commercialized sooner, sometime in the winter.

    The U.S. government has so far purchased 20 million courses of Paxlovid, priced at about $530 each, a discount for buying in bulk that Pfizer CEO Albert Bourla called “really very attractive” to the federal government in a July earnings call. The drug will cost far more on the private market, although in a statement to KHN, Pfizer declined to share the planned price. The government will also stop paying for the company’s covid vaccine next year — those shots will quadruple in price, from the discount rate the government pays of $30 to about $120.

    Bourla told investors in November that he expects the move will make Paxlovid and its covid vaccine “a multibillion-dollars franchise.”

    Nearly 9 in 10 people dying from the virus now are 65 or older. Yet federal law restricts Medicare Part D — the prescription drug program that covers nearly 50 million seniors — from covering the covid treatment pills. The medications are meant for those most at risk of serious illness, including seniors.

    Paxlovid and the other treatments are currently available under an emergency use authorization from the FDA, a fast-track review used in extraordinary situations. Although Pfizer applied for full approval in June, the process can take anywhere from several months to years. And Medicare Part D can’t cover any medications without that full stamp of approval.

    Black and Hispanic patients with covid were much less likely to receive Paxlovid than white patients.

    Paying out-of-pocket would be “a substantial barrier” for seniors on Medicare — the very people who would benefit most from the drug, wrote federal health experts.

    “From a public health perspective, and even from a health care capacity and cost perspective, it would just defy reason to not continue to make these drugs readily available,” said Dr. Larry Madoff, medical director of Massachusetts’ Bureau of Infectious Disease and Laboratory Sciences. He’s hopeful that the federal health agency will find a way to set aside unused doses for seniors and people without insurance.

    In mid-November, the White House requested that Congress approve an additional $2.5 billion for covid therapeutics and vaccines to make sure people can afford the medications when they’re no longer free. But there’s little hope it will be approved — the Senate voted that same day to end the public health emergency and denied similar requests in recent months.

    Many Americans have already faced hurdles just getting a prescription for covid treatment. Although the federal government doesn’t track who’s gotten the drug, a Centers for Disease Control and Prevention study using data from 30 medical centers found that Black and Hispanic patients with covid were much less likely to receive Paxlovid than white patients. (Hispanic people can be of any race or combination of races.) And when the government is no longer picking up the tab, experts predict that these gaps by race, income, and geography will widen.

    People in Northeastern states used the drug far more often than those in the rest of the country, according to a KHN analysis of Paxlovid use in September and October. But it wasn’t because people in the region were getting sick from covid at much higher rates — instead, many of those states offered better access to health care to begin with and created special programs to get Paxlovid to their residents.

    About 10 mostly Democratic states and several large counties in the Northeast and elsewhere created free “test-to-treat” programs that allow their residents to get an immediate doctor visit and prescription for treatment after testing positive for covid. In Massachusetts, more than 20,000 residents have used the state’s video and phone hotline, which is available seven days a week in 13 languages. Massachusetts, which has the highest insurance rate in the country and relatively low travel times to pharmacies, had the second-highest Paxlovid usage rate among states this fall.

    States with higher covid death rates, like Florida and Kentucky, where residents must travel farther for health care and are more likely to be uninsured, used the drug less often. Without no-cost test-to-treat options, residents have struggled to get prescriptions even though the drug itself is still free.

    “If you look at access to medications for people who are uninsured, I think that there’s no question that will widen those disparities,” Rosenthal said.

    People who get insurance through their jobs could face high copays at the register, too, just as they do for insulin and other expensive or brand-name drugs.

    Most private insurance companies will end up covering covid therapeutics to some extent, said Sabrina Corlette, a research professor at Georgetown University’s Center on Health Insurance Reforms. After all, the pills are cheaper than a hospital stay. But for most people who get insurance through their jobs, there are “really no rules at all,” she said. Some insurers could take months to add the drugs to their plans or decide not to pay for them.

    And the additional cost means many people will go without the medication. “We know from lots of research that when people face cost sharing for these drugs that they need to take, they will often forgo or cut back,” Corlette said.

    One group doesn’t need to worry about sticker shock. Medicaid, the public insurance program for low-income adults and children, will cover the treatments in full until at least early 2024.

    HHS officials could set aside any leftover taxpayer-funded medication for people who can’t afford to pay the full cost, but they haven’t shared any concrete plans to do so. The government purchased 20 million courses of Paxlovid and 3 million of Lagevrio. Fewer than a third have been used, and usage has fallen in recent months, according to KHN’s analysis of the data from HHS.

    Sixty percent of the government’s supply of Evusheld is also still available, although the covid prevention therapy is less effective against new strains of the virus. The health department in one state, New Mexico, has recommended against using it.

    HHS did not make officials available for an interview or answer written questions about the commercialization plans.

    The government created a potential workaround when they moved bebtelovimab, another covid treatment, to the private market this summer. It now retails for $2,100 per patient. The agency set aside the remaining 60,000 government-purchased doses that hospitals could use to treat uninsured patients in a convoluted dose-replacement process. But it’s hard to tell how well that setup would work for Paxlovid: Bebtelovimab was already much less popular, and the FDA halted its use on Nov. 30 because it’s less effective against current strains of the virus.

    Federal officials and insurance companies would have good reason to make sure patients can continue to afford covid drugs: They’re far cheaper than if patients land in the emergency room.

    “The medications are so worthwhile,” said Madoff, the Massachusetts health official. “They’re not expensive in the grand scheme of health care costs.”


    KHN (Kaiser Health News) is a national newsroom that produces in-depth journalism about health issues. Together with Policy Analysis and Polling, KHN is one of the three major operating programs at KFF (Kaiser Family Foundation). KFF is an endowed nonprofit organization providing information on health issues to the nation.

    City of Urbana application window open for government rescue plan dollars

    URBANA -- Applications for American Rescue Plan Act (ARPA) funds available through the City of Urbana are accepted now through November 16. Urbana has $12.97 million to distribute to help those affected by the Coronavirus pandemic that started in March 2020.

    "The city is seeking applications for organizations that will provide services meeting the funding goals. Rather than households or businesses seeking individual assistance, applicants should be organizations who will use the funds to facilitate one of the funding goals," according to the City of Urbana website.

    The goals include:

  • Public Health and Safety
  • Improve accessibility of public recreation space and youth programming
    Increase support for community violence interventions

  • Adequate and Affordable Housing
  • Reduce housing costs for those that need it most

  • Human Rights and Social Services
  • Increase availability and affordability of mental health services
    Increase availability and affordability of food

  • Economic Recovery and Development
  • Increase job training and placement opportunities
    Provide relief and support for local businesses

  • Sustainable Infrastructure
  • Invest in infrastructure to increase community health, safety, and future resilience

    In the city's distribution plan, individuals or families that need help paying rent or businesses desiring assistance covering their expenses do not qualify for the program. Instead, funding from the Coronavirus State and Local Fiscal Recovery Funds (SLFRF) program, a component of the ARPA passed in March 2021, will be given to organizations with programs that assist with individual housing or provide small business assistance. There is no minimum or maximum funding amount, and the money can be utilized to cover expenses necessary to meet the city's stated goals.

    Participating organizations can use the money for "facility investments, personnel, direct assistance to community members, internal capacity building, and administrative costs."

    To apply for funding go to https://ccrpc.gitlab.io/urbana-arpa/apply/.

    Federal Affordable Connectivity Program offers low-cost internet to eligible citizens

    Photo:NAPSI
    NAPSI -- A fast, reliable Internet connection has become a critical part of our daily lives. From remote learning and working to networking and searching for jobs, Americans everywhere felt an online shift during COVID-19. 

    And, while the country gradually recovers from the pandemic, the collective need to stay connected remains stronger than ever. 

    Enter the Affordable Connectivity Program (ACP).

    ACP extends and makes permanent the Internet subsidy for families in need that began under the Emergency Broadband Benefit (EBB) program. Falling under the $1.2T bipartisan Infrastructure Investment and Jobs Act, the ACP is part of a $65 billion broadband Internet initiative designed to bring affordable or even free Internet service to families who qualify.

    Eligible households can save up to $30 a month, or up to $75 if they reside on tribal lands.

    So, who qualifies? Here’s a glance at the different criteria from the FCC of which one or more is required:

  • Household is at or below 200% of the Federal Poverty Guidelines.
  • Participates in certain assistance programs, such as SNAP, Medicaid, Federal Public Housing Assistance, SSI, WIC, or Lifeline.
  • Participates in tribal-specific programs, such as Bureau of Indian Affairs General Assistance, Tribal TANF, or Food Distribution Program on Indian Reservations.
  • Participates in the National School Lunch or Breakfast Program, including through the USDA Community Eligibility Provision.
  • Received a Federal Pell Grant during the current award year.
  • Meets the eligibility criteria for a participating provider’s existing low-income Internet program.
  • Visit fcc.gov/acp for more details and call 844-844-WIFI (844-844-9434) to find a participating provider nearby.

    Illinois rental assistance program covers up to 18 months for qualified applicants

    Illinois residents struggling to pay rent or facing eviction can find out if the state has funds or services to help.

    Teri Ross, executive director of Illinois Legal Aid Online, said programs and amounts available vary depending on the city or county. She explained the state's program through the Illinois Housing Development Authority reopened this month and will stay open until January 9, and more people are eligible than may think.

    "If you're worried that you might be above the income level, I'd make sure you check it first," Ross advised. "It's $75,000 annual income a year for a family of four. That's well above the poverty level to qualify."

    Ross added there are two major differences with the current round of state rental assistance. It will cover up to 18 months of rent, whereas past rounds covered 15 months, and the documentation requirements are more flexible. If there are certain documents you cannot access, she said you can sign a statement to attest what you're saying about your eligibility is true.

    In addition to state rental assistance, Ross noted the Court-Based Rental Assistance Program may help people who already have an active eviction case in court. She said some counties also have mediation services available to help landlords and tenants negotiate a path forward.

    "The other service that you can get is something called Eviction Help Illinois," Ross noted. "That provides actual legal assistance, advice and representation from lawyers available to people, and landlords as well, who find themselves in these precarious situations."

    According to recent Census Bureau surveys, more than 80,000 Illinois residents are at risk of eviction or foreclosure on their homes, and more than 220,000 have been unable to pay their energy bills.

    Veterans organizations support Biden pick to head the VA

    The Paralyzed Veterans of America (PVA) and Wounded Warrior Project (WWP) are supporting President-elect Joe Biden's choice for Secretary of the Department of Veterans Affairs, Denis McDonough.

    McDonough, who is a devout Catholic, a bond he also shares with Biden, served as chief of staff during Obama's entire second term, also worked as deputy national security adviser. If confirmed, Denis McDonough will be responsible for the healthcare and benefits of millions of veterans.

    If confirmed, the WWP says they are looking forward to working closely with McDonough.

    "We will continue to be a resourceful and knowledgeable partner to the VA in providing the programs and services so essential to effective transition back into civilian life for our nation's wounded, ill, and injured veterans and their families," the organization stated in a release.

    "Throughout his time as Deputy National Security Advisor and later as White House Chief of Staff, Mr. McDonough helped address complex issues facing military servicemembers, veterans, and their families, bringing a whole-of-government approach to issues facing the Department of Defense and VA," said WWP CEO Lt. Gen. (Ret.) Mike Linnington. "Having spent time with Mr. McDonough in Afghanistan in 2009, and again in the Pentagon between 2013-2015, it's clear he cares deeply for this critical work."

    While a number of military organizations had hoped for a veteran from the Iraq or Afghanistan wars, the PVA wants to see goals and overall vision for the VA that McDonough, who did not serve in the military but was tapped no doubt for his seasoned experience navigating bureaucracies on Capitol Hill and at the White House.

    "Our members need a VA Secretary who will effectively address the barriers to care that they and other veterans face. Veterans also deserve a secretary who will be transparent and partner with PVA and other veterans service organizations in a fully open and collaborative manner to take on the tough issues facing VA," said PVA Executive Director Carl Blake, reminding the public that the VA healthcare system is the preeminent provider of healthcare for their members, who are all veterans with spinal cord injuries or diseases. "This includes the need to provide a system of care for all veterans that is safe, harassment-free at all levels, accessible to any veteran seeking care, and efficient in delivering timely, quality care and benefits.

    "If confirmed, we look forward to working closely with Mr. McDonough on these issues." Several veterans groups were hoping Biden would choose a veteran of the Iraq or Afghanistan wars. McDonough did not serve in the military, but rather has long experience navigating bureaucracies on Capitol Hill and at the White House.

    IDOA cover crops discount application now available

    Applications for the Fall Covers for Spring Savings Program became available online yesterday. Funding of eligible acreage will be on a first come, first serve basis according to a press release from the Illinois Department of Agriculture (IDOA).

    This year, applicants will be required to certify that their cover crops are approved through their local Farm Service Agency office before applying. Applicants will also need their current FSA-578 and federal crop insurance policy number(s) for the 2021 application process which can be downloaded here. Applications will be available until January 15, 2021.

    Ag and crop news The goal of the program is to encourage farmers to plant additional acres of cover crops that are not covered by other state or federal incentives. It allows eligible farm operations to receive a premium discount of $5 per acre on the following year's crop insurance for every acre of cover crop enrolled and verified in the program. The program is only applicable for those with coverage through the United States Department of Agriculture Risk Management Agency (USDA-RMA) crop insurance program.

    "Cover crops are a great way to keep soil anchored, salvage nitrogen, capture carbon and create weed suppression," said Jerry Costello II, IDOA Acting Director in September. "In the long run, cover crops will help Illinois farmers reduce the need for fertilizer and reach the goals of the Nutrient Loss Reduction Strategy."

    The discount program debut last year to promote additional acres of cover crops that are not covered by other state or federal incentives. The IDOA will to verify that acres applied for through this program are planted in cover crops.

    Confirmed applications will be forwarded to the USDA-RMA for processing and for application of premium discounts to 2021 crop insurance invoices.

    For more information interested parties can contact IDOA at (217) 782-6297.