Guest Commentary |
Find motivation and overcoming depression


According to Glenn, solutions for depression may be found by seeking medical help but also in a number of other areas.

Woman lying on a bed

Photo: Yuris Alhumaydy/Unsplash

SAD is caused by lack of sunlight and physical activity. Other contributing factors can include hormonal imbalances, Vitamin D deficiency and neurotransmitters imbalance. Young and senior adults are often impacted more, worsening struggles with depression, anxiety, substance abuse, and burnout during the winter season.


by Glenn Mollette, Guest Commentator



Glenn Mollette
It’s not difficult to become unmotivated in life. The death of a spouse, health debilitation, financial hardship and many more reasons can take the wind from our sails. About 18-20 percent of Americans routinely struggle with depression. In 2024, one in five Americans reported taking medication for depression. About 31 percent of women and 15.6 percent of men reported taking medication for depression.

Depression zaps us of our energy and drains us of our motivation. When we are depressed, it’s difficult to do homework, rake the leaves, perform well at work or often just get up from the sofa. Regardless of the cause, it’s not a fun or productive state of life.

This time of year, many people experience Seasonal Affective Disorder (SAD). SAD is also known as the winter blues. SAD is caused by lack of sunlight and cold temperatures.

Young and senior adults are impacted. Young adults struggle with depression, anxiety and burnout. Too often there is a lack of purpose or direction. They face unrealistic expectations or pressure to succeed. Young adults struggle with social media comparison, boredom and lack of personal engagement. Poor physical health and fear of failing also are major contributors to depression and lack of motivation.

Seniors are impacted by aging, health decline, retirement or loss of purpose. Social isolation, loneliness, grief, chronic illness, medication side effects, cognitive decline and fear of death can, to some extent, plague all of us.

Solutions for depression may be found by seeking medical help but also in a number of other areas. Consider regular exercise, a balanced diet, sufficient sleep, prayer, meditation, yoga, deep breathing and more social involvement/connections. Spend time with loved ones, pursue hobbies and other creative activities.

Do what you can do. You may not be material for the NBA, NFL or PGA, but that’s okay. Find what you can do, which is not everything, or even a lot of things, but it is some things. Don’t worry about what you can’t do and do what you can do.

Do what you enjoy. Life is seldom a daily 24-hour party but there should be some fun along the way. Whatever it is, find some time to fit it into your schedule. It could be anything from playing cards, gardening, taking a walk or cooking. whatever it is, try to find a way to fit it in. It can be anything that will help you to cast off that heavy blue feeling that is draining the life out of you.



About the author ~

Glen Mollett is the author of 13 books including Uncommom Sense, the Spiritual Chocolate series, Grandpa's Store, Minister's Guidebook insights from a fellow minister. His column is published weekly in over 600 publications in all 50 states.




The views expressed are those of the author and are not necessarily representative of any other group or organization. We welcome comments and views from our readers. Submit your letters to the editor or commentary on a current event 24/7 to editor@oursentinel.com.

Winter tennis; Dodds Tennis Center Senior Drop-In Workout is back


The Senior Drop-In Tennis Workout returns to Dodds Tennis Center starting Nov. 4, 2025. Every Tuesday from 9-11 a.m., participants 16 and older can enjoy doubles and singles matches while staying active and meeting new players. .

by Clark Brooks
Sentinel Sports


CHAMPAIGN - Playing tennis isn’t just fun — it’s good for your brain. Studies show that regular tennis play can help maintain cognitive function and may delay the onset of dementia and Alzheimer’s disease. For seniors looking to stay active and sharp, the Senior Drop-In Workout is back at Dodds Tennis Center. Starting Tuesday, Nov. 4, 2025, participants can join two hours of weekly match play. Sessions run every Tuesday from 9 a.m. to 11 a.m. through Dec. 30, 2025.

The self-organized workout focuses mainly on doubles, with singles matches included as needed. Participants can enjoy a great workout while meeting new players. The program is open to anyone 16 and older. The fee is $12 per person, payable in advance or at the front desk on Tuesday mornings.

Workouts take place at Dodds Tennis Center, 2802 Farber Drive, Champaign. For more information, contact Yuri Sohn at yuri.sohn@champaignparks.org. Sign up online with the Champaign Park District.



More stories ~
senior tennis drop-in Champaign IL, doubles and singles tennis match play Champaign, senior fitness tennis programs Illinois, Dodds Tennis Center weekly tennis sessions

University of Illinois Extension hosts double feature on healthy aging and family harmony



The University of Illinois Extension will host a Double Feature in Savoy focused on health and harmony. Vanessa Jones leads a session on smart eating habits for aging well, while Emily Harmon offers advice for handling family heirlooms without hard feelings. The event is free and open to all.

Family photos
Photo: Suzy Hazelwood/PEXELS

SAVOY - Let’s face it, the golden years aren’t so golden if you’re too tired to enjoy them. Between morning walks, grandkid playdates, and the occasional round of golf or competitive bingo, keeping your energy up takes more than a steady diet of coffee and willpower. Good nutrition can make the difference between napping through the afternoon and seizing the day with enthusiasm, whether that means tackling yard work, volunteering, or finally taking that ballroom dance class you’ve been talking about.

To help make healthy living easier and more enjoyable, the University of Illinois Extension will host a “Double Feature” wellness program Thursday, Nov. 6, from 1 to 3 p.m. in the Savoy Room at The Windsor of Savoy, 401 Burwash Ave.

The event begins at 1 p.m. with Eating Well as You Age, led by Vanessa Jones, Extension Program Coordinator. Jones will share simple, practical strategies for staying fit and nourished through smart food choices that promote energy and long-term health.

After a short break, Emily Harmon, Family Life Educator, will present Who Gets Grandma’s Yellow Pie Plate? at 2 p.m. The second session helps families navigate decisions about meaningful heirlooms and keepsakes with fairness, understanding, and open communication to keep relationships strong.

Participants can attend one or both sessions of this free event. Registration is encouraged for anyone ready to make the most of their golden years with a healthy plate and a happy heart.

For details or to register, visit the University of Illinois Extension website.

For those who may need reasonable accommodations to participate, you can contact Emily Harmon at ebaine@illinois.edu.



TAGS: healthy aging tips for seniors, nutrition for older adults, staying energized in retirement, family heirloom planning, managing family conflict, University of Illinois Extension events, free senior wellness programs, eating well as you age, healthy lifestyle for retirees, Savoy Illinois community events


Illinois lawmakers pass bill to raise age of senior driving tests



New bill would allow a spouse, parent, grandparent, sibling or child of any Illinois driver to submit medical information about the driver to the secretary of state if they think the person’s medical condition interferes with their driving abilities.


Older driver on the road during a light rain
Photo: Cheng Xiao/Unsplash

Drivers 87 and older will have to take an annual driver’s test says new bill waiting for the Illinois governor's signature.

by Jade Aubrey
Capitol News Illinois
SPRINGFIELD - A bill unanimously passed by the Senate on Thursday and on its way to Gov. JB Pritzker’s desk will increase the age that senior drivers in Illinois are required to take an annual driver’s test.

Currently, if a driver renews their driver’s license between the ages of 79 and 80, they are required to take a driving test. Drivers between 81 and 86 are required to take a driving test every two years, and drivers 87 and older have to take the test annually.

If Pritzker signs House Bill 1226, sponsored by Sen. Ram Villivalam, D-Chicago, only drivers 87 and older will have to take an annual driver’s test. Illinois drivers between 79 and 86 won’t be required to take a driver’s test to renew their license; instead, they’ll only have to take a vision test, and if they have a driving violation, a written test.

The bill would also allow a spouse, parent, grandparent, sibling or child of any Illinois driver to submit medical information about the driver to the secretary of state if they think the person’s medical condition interferes with their driving abilities. Currently, only medical officials, police officers and state’s attorneys can submit such information.

HB 1226, also called the Road Safety and Fairness Act, has garnered bipartisan support. Illinois Secretary of State Alexi Giannoulias announced his support for the bill in January alongside lawmakers from both sides of the aisle. The bill was conceived by a constituent of Rep. Jeff Keicher, R-Sycamore, last year.

The bill has 86 cosponsors in the House and 35 in the Senate.

Illinois is the only state that requires seniors to pass a driving test solely due to their age. But state data indicates that older drivers tend to have lower crash rates.

In 2023, the crash rate for drivers aged 75 and older was 24.61 per 1,000 drivers, which was lower than any other age group, according to the Illinois Department of Transportation. The low crash rate has been consistent since at least 2018, according to the Secretary of State’s Office’s 2023 Study on Age-Related Driving Abilities.

The crash rate is more than double for many of the other age groups.


Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation. Jade Aubrey contributed to this article.




US Postal service proposals don't seem that great for mail customers


by Terri Dee
Illinois News Connection


Reduced delivery days and "Forever" stamp price increases are just two of several strategies under consideration.


CHICAGO - Proposed changes to the U.S. Postal Service are causing concern for Illinoisans.

Reduced delivery days and "Forever" stamp price increases are just two of several strategies under consideration for 2025. Postmaster General Louis DeJoy said his revisions for the nation's post offices would boost service reliability, curb excessive costs and improve overall productivity. One suggestion is to impose a one-day delay for any mail farther than 50 miles from a regional processing center.

Annie Norman, campaign manager for the Save the Post Office Coalition, said mail is a virtual lifeline, especially in outlying areas.

A postal worker delivers mail in Connecticutt. Proposed changes will negatively affect seniors and veterans who rely on the postal service to pay bills and receive monthly social security checks as well as other government services.

Photo: Clay LeConey/Unsplash

"Rural folks rely on the Post Office to deliver prescription medications, or live chicks for their farms," Norman pointed out. "We're talking about seniors and veterans, folks with disabilities, Indigenous communities, and they all need the Postal Service to pay bills and get their Social Security checks."

Adjusting mail pick-up and drop-off times between post offices and Illinois' five processing plants to lower transportation costs is another suggestion, which also could reduce carbon emissions from postal trucks. DeJoy said the changes would save the agency $3 billion annually. The Postal Service relies on postage and product sales and services to fund its operations.

The Postal Service has faced declining mail volume due to more technology-supported communication. Rising fuel costs for delivery trucks have hurt its bottom line, as well as keen competition from private delivery companies. The agency knows its traditional mail delivery model is outdated, so Norman argued Postal Service officials should find more revenue streams to stay afloat.

"No one in this country's asking for slower mail service at higher prices," Norman asserted. "One way that they can expand the revenue of the Postal Service and dig themselves out of a hole is to focus on new revenue, through services like postal banking, to places that really need it."

The U.S. Bureau of Labor Statistics cited the average wage for an Illinois postal worker is nearly $60,000 dollars a year. The agency is embracing partnerships with other package transport companies, like Amazon, to offer new services in hopes of generating additional dollars.



Viewpoint |
Nearly half of older Americans can’t even afford basic needs



"The next administration wants to slash the social safety net. That would be devastating for seniors like me."


by Sherlea Dony
      OtherWords

I worked hard my whole career and retired feeling secure. Then I lost every last dime in a scam. I was left with $1,300 a month in Social Security benefits to live on in an area where monthly expenses run about $3,700.

I’m a smart woman, but scams against older Americans are increasing in number and sophistication. Whether through scams, strained savings, or costs of living going up, half of older Americans — that’s 27 million households — can’t afford their basic needs.

And suddenly I became one of them. The experience has taught me a lot about the value of a strong social safety net — and why we’ll need to protect it from the coming administration.

I was ashamed and frightened after what happened, but I scraped myself up off the floor and tried to make the best of it.

I’d worked with aging people earlier in my career, so I was familiar with at least some of the groups who could help. I reached out to a local nonprofit and they came through with flying colors, connecting me to life-saving federal assistance programs.

I was assigned a caseworker, who guided me through applying for public programs like the Medical Savings Plan (MSP), the Supplemental Nutrition Assistance Program (SNAP), subsidized housing, Medicare Part D, and Medicaid.

It’s hard to describe my relief at getting this help.

Before receiving the MSP, I’d been paying for medications and health insurance — which cost about $200 — out of my monthly Social Security check. With MSP, that cost is covered. I also found an apartment I liked through subsidized housing, and I have more money for groceries through SNAP. Now it’s easier to afford other necessities, like hearing aid batteries and my asthma inhaler.

But I’m worried about the incoming administration’s plans to cut programs like these, which have helped me so much. They’re proposing slashing funding and imposing overly burdensome work and reporting requirements. Studies show that requirements like these can cause millions of otherwise eligible people to lose critical assistance.

President-elect Trump has also indicated that he favors increased privatization of Medicare, which would result in higher costs and less care. And his tax promises are projected to move up the insolvency date of Social Security.

All told, the federal budget cuts the incoming Republican majority in Congress has put forward would slash health care, food, and housing by trillions over the next 10 years, resulting in at least a 50 percent reduction in these services. And they plan to divert those investments in us into more tax cuts for the nation’s very wealthiest.

I want lawmakers of each party to know how important these social investments are for seniors and families. Older Americans — who’ve worked hard all our lives — shouldn’t be pushed out onto the streets, forced to go without sufficient food or health care due to unfortunate circumstances.

We have the tax dollars — the question is whether we have the political will to invest in seniors, workers, and families, or only for tax cuts for the very rich. If we do the latter, that’s the real scam.


About the author:
Sherlea Dony is a retired American Sign Language interpreter, consultant on access services for students who are deaf and hard of hearing, and copy editor currently living in Rochester, New York. This op-ed was distributed by OtherWords.org.



Letter to the Editor |
Should Illinois legalize assisted-suicide?


Dear Editor,

Should Illinois legalize assisted-suicide? Some state senators think so. If allowed, vulnerable people who are sick, elderly, disabled, and those with mental illness and dementia will become targets.

As the father of a Downs Syndrome toddler, I am extremely alarmed by this proposal.

No one should be comfortable with promoting a cheaper, easier alternative to life’s struggles in order to ignore their responsibilities to people who need their help.

Canada’s law, with 79% support, was promoted as a last resort for the terminally ill. Support has plummeted to 30% because of the disregard toward vulnerable citizens such as anyone with an illness and those who are disabled.

Canadians facing homelessness and poverty are feeling compelled to end their lives rather than be a “burden” to society.

In 2023, 76.2% of Belgium euthanasia was administered to people with physical and psychological issues, including personality disorders, depression, and Alzheimer’s.

A Netherland law that took effect on February 1, 2024, allows parents to euthanize their children even if the child doesn’t want to be killed.

Proponents can call it “dignity,” but it is cruel and heartless to disregard human life.

If you agree, please let your state senator know.


David E. Smith, Executive Director
Illinois Family Institute



Exercising in your golden years, the right way to go about it


Photo: Ketut Subiyanto/PEXELS

Exercising as you age is helps reduce the risk of many ailments like heart disease, Alzheimer's, high blood pressure and obesity. In general, doctors agree, people who maintain muscle mass as they age experience fewer health issues.

by Tim Ditman
OSF Healthcare

PONTIAC - With age comes physical limitations. But it’s important to stay active, says John Rinker, MD, an internal medicine physician who specializes in geriatrics at OSF HealthCare. When you keep moving, it helps reduce the risk of things like diabetes, high blood pressure, heart disease, obesity, cancer and neurocognitive diseases like Alzheimer's.

In other words, Dr. Rinker says, it’s not fun to live long if you’re not well. Your lifespan versus your health span, as he puts it.

“It really, really pays to maintain exercise and be in good physical shape as you age. It reaps huge dividends on how long you live,” Dr. Rinker stresses.

Guidelines
Each person should have a tailored plan as advised by a health care provider. But regardless of your age, the American Heart Association (AHA) generally recommends 150 minutes of moderate physical activity or 70 minutes of vigorous physical activity each week, spread out over several days. A brisk walk would qualify as moderate intensity (also called zone two training), while running, swimming or riding a bike would be vigorous. Vigorous exercise is associated with a term called VO2 max, referring to maximum use of oxygen. In layman’s terms, you’re breathing hard and conditioning the heart.

“Most of that type of [vigorous] training is at a higher interval. You’re going to get breathing really hard for three to five minutes while you sustain a pace that’s rather difficult. Then you’re going to rest and let that heart rate come back down. Then go back to the hard exercise,” Dr. Rinker explains. “That back and forth with the heart rate really helps to train how well your heart can pump blood to muscles. That’s a really good marker of how well conditioned you are.”

The AHA also recommends two days of strength training per week. That could be lifting weights, using resistance bands or calisthenics, where you use your body weight for resistance rather than equipment.

“I really like the strength training piece,” Dr. Rinker says.

“It doesn’t take a lot as you age to tension a muscle enough to maintain muscle mass. We really find that people who are able to maintain muscle more muscle mass as they age are going to do much better with those health span and lifespan issues,” he adds. “So, the goal isn’t to make everyone a huge bodybuilder. The goal is to decrease the rate of decline as we age.”

On the days you do strength training, aim for 30 minutes per day. Dr. Rinker says if you really want to lean into this area of fitness, consider getting a personal trainer.

Limitations
It’s important to work around your ability and not push through pain, Dr. Rinker says. If aging has brought back or leg pain, skip the treadmill and try swimming or a weightlifting session while seated.

“You want to make sure you’re not going to injure something further. That will create a bigger setback or other deficit that are not going to help you in the long run,” Dr. Rinker says.

The bottom line
From VO2 max to zone two to calisthenics, there are a lot of terms to keep straight. If you don’t want to overthink it, just remember to keep moving. Push yourself with some vigorous workouts if you can, but commit to some form of exercise regularly.

“Most of your day-to-day exercise [as an older adult] should be just basic activity,” Dr. Rinker says. “Think of a brisk walk. Walking at a pace for about 30 minutes where you could still hold a conversation with somebody, but it would be difficult to sing a song.

“If I can just get someone to walk every day, I think they’re going to be in good shape,” he adds.


Read our latest health and medical news

Healthcare tip: 7 can't-miss steps for Medicare annual enrollment


Couple applying for Medicare
Photo: Brandpoint

BPT - It's here - your yearly opportunity to make changes to your Medicare coverage. Medicare Annual Enrollment happens every year Oct. 15 through Dec. 7, during which you can review your current plan, compare your coverage options, and make any necessary updates. Any changes you make then go into effect on Jan. 1, 2024.

Whether you're enrolling for the first time or not, it can be a lot of information to sift through. To help you stay organized and make sure you check every box, ClearMatch Medicare created the following handy checklist. Follow these steps to find the coverage that works for you.

1. Create a provider list

Make a list of all your current medical providers, including your primary doctor as well as any specialists or services you use regularly. This should also include the clinics or hospitals you visit most. Listing this information will help you decide which Medicare plan is right for you.

2. List your prescriptions

Do you take any prescription drugs? If so, write them down. Medicare plans change each year, and it's possible that your current plan may stop covering your prescriptions. Have your medications top of mind before comparing plans for the coming year.

3. Plan ahead

If possible, have a conversation with your doctor about what screenings, tests or medications you might need in the coming year. While you can't see into the future, try to note any healthcare changes you expect over the next 12 months.

4. Review your plan's Annual Notice of Change and Evidence of Coverage

If you have any coverage outside of Original Medicare (Parts A and B), your plan sends an Annual Notice of Change (ANOC) and Evidence of Coverage (EOC), which you should receive in September. If you don't receive one, contact your plan. These documents provide details about upcoming changes to your coverage. Compare them to your current and projected medical needs to determine if it's time to change plans.

5. Review your current Medicare and other insurance coverage

Think about your existing plan. Is it meeting your needs? Are you OK with the cost? Reflect on what's working and what's not - then plan for any changes you need to make for next year.

And if you have other health insurance benefits besides Medicare, talk to your benefits administrator to determine how your Medicare enrollment impacts your additional health coverage.


Read our latest health and medical news

6. Review Medicare Advantage options

Many Medicare Advantage plans offer benefits not covered by Original Medicare, such as prescription drug coverage and routine dental and vision care. You may find that a Medicare Advantage plan saves you money thanks to this increased coverage. These plans also have a yearly out-of-pocket maximum, unlike Original Medicare.

7. Confirm your total cost

The total cost of your Medicare plan may include monthly premiums, deductibles, co-pays and co-insurance. When comparing plans, dig a little deeper for an accurate picture of total costs so you're prepared for the year and know what you can afford. Keep in mind:

* For Part D plans, you need to consider the monthly premium, co-pays and the drug formulary. Most insurers use tiered pricing for prescription drugs. If your prescriptions are on one of the upper tiers, your co-pay could be substantial.

* Most Medicare Advantage and Part D plans with extremely low premiums have higher co-pays, deductibles and out-of-pocket maximums.

Overwhelmed by all these steps? Don't worry, free help is just a phone call away. ClearMatch Medicare is dedicated to making Medicare easier to understand so you can choose the plan that's right for you. Their highly trained and licensed insurance agents are patient and helpful, and if they find you're already in the right plan, they'll tell you so.

Call 1-888-441-7382 (TTY:711) for a free Medicare review, Monday-Friday, 9 a.m.-9 p.m., Saturday, 9 a.m.-3 p.m. (ET) or visit ClearMatchMedicare.com, open 24-7.



Harnessing the power of age: 5 key benefits of hiring older workers


by Gary A. Officer


BPT - When you think of new hires, who do you picture? While you may expect applicants to be 20-somethings straight out of college or 30- to 40-somethings making a career change, in reality, you'll likely see more applicants who are older adults. According to a report by the U.S. Special Committee on Aging, workers 55 and older will soon represent 25% of our nation's workforce.

Gary A. Officer
President/CEO
Center for Workforce Inclusion
However, just because more older adults are applying for jobs doesn't mean they are getting hired. Many older applicants face ageism during the hiring process. A survey by AARP found that it took older workers who were displaced during the Great Recession twice as long to find a new job than younger workers. The association also found that only 4% of firms have committed to programs that help integrate older workers into their talent pool.

Businesses that ignore this fast-growing workforce segment need to rethink their hiring process. With record-low unemployment numbers, many job openings across industries still need to be filled. But there is a mostly overlooked talent pool readily available - older Americans. Now more than ever, businesses must recognize that older workers bring much-needed experience, emotional intelligence and generational diversity to our workplaces.

Not convinced? Here are five key values older workers offer employers.

1. Problem-Solving abilities

Problem-solving is a critical skill that is attained over time. Through their lived experience in the workforce, older workers have accumulated a wealth of industry-specific knowledge that they can use to make informed decisions that help your business thrive. More importantly, they can impart this knowledge to younger colleagues, providing mentorship opportunities that benefit the mentors, mentees and the business as a whole.

Read our latest health and medical news

The result is a more innovative team. A 2018 study by Cloverpop found that multigenerational teams with an age range of 25 years or more (from the youngest member to the oldest member) met or exceeded expectations 73% of the time, while those with a narrow range of less than 10 years did so only 35% of the time.

2. Reliability

Older workers are incredibly reliable. This usually means that they are known for punctuality and dependability. You can count on them to show up on time to meetings, meet strict deadlines and provide a consistency that may be missing from your workplace. Best of all, they set a positive example for the rest of the company.

3. Improved team productivity

It's been reported that seven out of 10 workers in the United States enjoy working with people from other generations. Older workers appreciate the creativity of younger workers and younger workers appreciate the value of older workers' experience and wisdom (AARP).

These benefits extend beyond workplace satisfaction, too. Significant profitability and performance gains have been reported for companies that have above-average diversity. For example, according to an AARP report, companies with above-average diversity in age, gender, nationality, career path, industry background and education on their management teams report innovation revenue that is 19% higher and profit margins that are 9% higher than companies with below-average diversity.

4. Adaptability

Older adults have seen technology rapidly change throughout their lifetime. Contrary to popular belief, older workers are adaptable and willing to learn and master new skills and technologies.

The fact is that they've had to adapt quickly to keep pace with the increasingly connected and technology-forward world. These experiences have taught them to effectively navigate change, a valuable asset for businesses across many industries.

5. Low turnover

Hiring and training new employees can cost a company extensive time, money and resources. To reduce turnovers and increase employee retention, businesses should look to hire older workers.

The U.S. Bureau of Labor Statistics reports that older workers ages 55-64 have a higher employee tenure rate than their younger colleagues. They typically stay with a company for nearly 10 years, more than three times the rate of workers ages 25-34.

So, while the assumption might be that an older applicant is ready to retire - that is likely not the case. Many older Americans are delaying retirement, unretiring or simply unable to retire and are prepared to stay on board for many years to come.

Age is a value-add, not a detriment

While working for the Center for Workforce Inclusion, I've seen firsthand the benefits of hiring older employees. Embracing age diversity in your workforce can only help to improve your company's overall performance and workplace culture.

We often partner with businesses to help them tap into the talent pool of older workers to achieve successful business outcomes. We also work directly with older job seekers to overcome barriers to employment, develop in-demand skills and secure employment. To learn more about our work and how we can help, visit CenterForWorkforceInclusion.org.


Romance scams are on the rise, the elderly are particularly more vulnerable


Photo: Asad Photo Maldives/PEXELS

StatePoint - They say, “you can’t buy love,” but scammers have figured out a way to exploit it for profit.

Romance scams are at an all-time high and, while victims cross all demographics, the Federal Trade Commission (FTC) reports that elders are increasingly targeted. Why? Because they often have retirement savings at their disposal and may be more be isolated and less tech savvy.

Jonathan Hammond /Pixabay

“Romance scammers often manipulate emotions to gain trust,” says Mark Kwapiszeski, head of enterprise fraud for PNC. “Those who fall victim end up putting feelings above logic. This can create embarrassment and, as a result, these crimes are less likely to be reported.”

Scammers will create convincing profiles on dating and social media apps, reaching out to their target feigning familiarity or attraction. Things move quickly, but there is always a reason they can’t meet on video or in person. They may claim to have a reason that requires them to be overseas or out of reach. They tell their target everything they want to hear, and the hook is set.

Suddenly, a crisis arises that they insist they need help financial help with to mitigate. Or maybe they need finances to set up a new life together. They ask for the money, but would prefer it be sent in a form like cryptocurrency or gift card where there is little chance of the victim ever recovering it.

Such scams are highly effective. In 2022 alone, romance scams resulted in $1.3 billion lost, more than double the money lost in the previous year, according to the FTC.

To add insult to injury, scammers may convince their target to send them revealing photos they will later use to extort them. They may even play the long game and build trust over time, then convince their target to invest with them, without the victim ever getting any return.

“A romance scammer can invest a long time in cultivating trust, which makes these scams particularly nefarious,” Kwapiszeski says.

To protect against potential romance scams, follow these tips:

• Before sending money or sharing financial information, consult a friend or family member. Simply talking to someone not involved in the situation is often enough to identify red flags.

• Trust your gut. If something seems too good to be true, it probably is.

• Beware of “love bombing,” when a person lavishes you with excessive flattery, affection and praise early in the relationship to manipulate your emotions.

• Be wary of strangers reaching out on social media.

• If you like someone, ask for a quick video chat. If they refuse or make up outlandish excuses, that’s a red flag.

• Stay alert to photos or biographical details that don’t match up with what someone’s told you.

• Use image and name-reverse searches to validate the identity of people you meet online.

• Never send intimate photos to strangers or invest without doing your due diligence.

• Confide in family and friends if you grow suspicious.

Elders have lost homes, emptied out retirement accounts and risked lifetime savings for a love interest that never truly existed. Once the shock abates and the money is gone, the shame sets in and some have even resorted to self-harm instead of admitting to being defrauded in this way. If a loved one falls victim to a romance scam, it’s important to respond with empathy.

If you believe you or someone you love has been a victim of fraud, PNC Bank’s web resources, as part of its Security and Privacy Center (pnc.com), can help. After taking immediate measures to protect yourself, block the scammer on all accounts, change your passwords, and report the incident to the FTC and FBI.

The best line of defense against romance scams is awareness. Understanding common tactics can help you stay protected.




Editor's Choice


From Doorbusters to Discounts: Shoppers turn Black Friday into a strategic savings season

Once a one-day shopping event, Black Friday has evolved into a month-long season of rolling discounts and online deals...



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